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list?
Hi all, I remember receiving a MSE email with a list of all the "thread of the month" in it but i have since deleted the email and was wondering if the list is on the website somewhere?
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Name Change - Does it wipe debt?
Hi there, I was wondering does changing my name effect my credit? Will it give me a fresh start on my credit? I have got bad credit history and im 23 years old! Its depressing even if i get out of debt i will never ever get credit again thats what im afraid of im 15,000GBP in debt roughly. Is there any way i can just wipe…
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expenditure summary
When listing all your income and your outgoings on the expenditure summary, are these amounts accepted by the debt management teams or will I need to submit proof of amounts of housing benefit, gas bills etc.?
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Making full & final" payments............
I'm going to be in a position to make a couple of "full & final payments" soon (to Moorcroft & CapQuest) and want to know if they will confirm in writing that I have in fact paid the full balance? Obviously I don't want them, or any other DCA, chasing me again in the future for the same debt. Can anyone share any…
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Statutory demand
Hi recieved a statutory demand for a credit card debt of £4500 threatening bankruptcy, already have credit card and bank account debts of around £38000, and due to my circumstances unable to offer any payments at present any advice would be appreciated.
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Advice Please with ex lodgers debt
Hi Everybody, This is my first post on here so please be gentle. Can anybody offer any advice on the following matter please. A couple of years ago we let a friend of ours stay with us for quite a few months whilst he sorted a few problems out. After he left we started to get debt letters chasing him for payment, we…
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Chased for already paid off Debt
Hello! Not been in here for a while :o Got a letter this weekend from Arrow Global saying they'd bought my debt from 2003 off Orange and want me to pay it back etc etc BUT I've already repaid this with Moorcroft around 2 years ago. I can't find any letter from Moorcroft proving this as I've moved and must have foolishly…
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Confused and worried about DMP. :(
Hi again, I posted last week about my £60k debt problem, and am thinking after speaking with CCCS that I would like to go on a DMP if they'll have me. I'm worried about doing so though, as it sounds like i'll never be able to go on holiday again, nights out, buy birthday presents for family members etc etc while i'm on it,…
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£55k in debt and admitting it!
Hi Everyone This website is a great source of knowledge and I can only hope to try my hardest to resolve my debt issues. Up until march I have been ignoring the substantial amount of debt I am in:confused: I have about £55k worth of debt egg loan £14k about 7.9% interest.......about £385 a month eggcard £10k about 22%…
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Formal debt notice from a credit agency
Hello, I have just picked up two letters at my mums house from Creditlink Account Recovery Solutions Limited saying I owe £302.47. The first is titled 'Overdue Account', the second 'Formal Debt Notice'. I had never heard of the creditor but I've looked it up and it is some sort of internet film rental company. I've…
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I'm drawing a line...... my new debt diary.
I hope you don't mind starting a new thread with my debt diary. I do have an exsisting thread 'Helliecopter's 2012 disney challenge' but it's depressing me everytime I post on it. I start off last year trying to save money towards a holiday of a lifetime for my children, but didn't have my LMB. I was saving it in one pot…
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Pap/Moozie's what have/will you spend today Sunday 4th May?
morning all:hello: should be a nsd here:rolleyes: hope you all have a peaceful and sunny sunday, and enjoy the roast
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Sunday 4/05/08 What small dfw things have you done today???
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when…
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Dealing with 40k debt
Thought it was about time that I confronted my credit card debts. Can't believe that I owe that much. Was dealing with it ok until son became ill and concentrated more on him that my debts. Missed payments etc and have gone from an excellent credit score to very poor. Own fault, should never have got into this much debt in…
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Imminent DMP
Imminent DMP Hello, After lots of calls and posts with great feedback and advice we have decided that we definatley need to apply for a DMP. Does anyone know how long the process takes? We are still currently paying all our creditiors but end up borrowing at the end of each month to survive. So will they tell us to not pay…
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Options Please Help
Hi Everyone, A breif note about our situation; Unsecured Debt 43K (22K to Northern Rock on the unsecured element of an old Together mortgage) Secured Debt 83K (not a Together Mortgage anymore as switched secured from NR to another lender) DMP payments £120 per month to CCCS Mortgage payments £665 per month Struggling to…
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Does a CCJ still stand if the debt is unenforcable?
I wish I had read all the posts about dealing with DCA months ago! But it is giving me knowledge and power to deal with them now. Thanks everyone. Back to the question, Lewis Group (jesus they are nasty) have taken us to court and we now have a CCJ on a debt from Halifax CC. The amount awarded by the court was too much so…
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Am I allowed to boast...?
Hope peeps don't mind me posting this. Had a great day today, so thought I'd share it. I'm into horse racing (and no I don't have a gambling problem, I'm an occasional £2.00 bet person and only very occasionally when I go to the races - just go cos I love seeing the horses). Today I went to Newmarket with some friends as…
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Totally irrelevant post
I apologise for this in advance if it annoys anybody. As I can't find any Saturday night party thread, I thought I'd start with a classic piece of music. Log onto www.dotheayatollah.com & click on watch the video. Sorry once again!!!!!
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where's the list of free bingo sites?
Had a quick search and can't find the thread with the list of free bingo. Can anyone post me a link please? Thanks H xx
