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? About cashplus pre-paid card
Hi, I applied for one of these cards and have had the form through today to pay for the card at the PO. The application is asking for the £4.95 fee for a months worth of use, the thing is I would like the system where you pay £1 per transaction, does anybody know if I have to change the system once i have the card? Or if I…
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depression and debt
Hello This is my situation Since i parted with my wife i been in debt, we used to have two wages and shared the out goings.when i moved out i had to rent privately which was double i was paying before, and we had a couple of loans which was in my name.one stage my out goings was nearly double of my income. I contacted my…
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Gggr grr and grr again.
My gorgeous but temperamental car broke down last night at work. Spent four hours waiting for the RAC who then gave me a hard time - apparently I should have a different cover for breakdowns during work hours. Pointed out I wasn't actually at work as I wasn't being paid to stand at the side of the road in minus three…
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Christmas- Is it just me?
Is it just me? everytime I go shopping I find myself wondering how much of everyone's shopping is going on the plastic (with a "oh well I'll pay it tomorrow/in the New Year approach)? Just got back from Tesco only needed mushrooms, bar of cooking choc and a swiss roll as one of my daughter's is making a Christmas log.…
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Marbles whacked my interest rate up
Just tried to phone these people up to discuss removing or lowering the interest but was met with a point blank no. Is it worth writing to their complaints dept - or does someone have a direct line to their customer loyalty dept (if it exists) - no point in talking to same calibre of staff at customer services that most…
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Sickly and predictable :)
Hi one and all I would like to take this opportunity to just mention for a while the difference this site has made to my life. 10 months ago I was struggling to make ends meet and came upon this site. I followed a certain persons diary ( opposite to a moral devil :rotfl: ) and realised I was not alone and started lurking…
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Papier Mache & other free hobbies for all ages
Welcome to the papier mache & other free hobbies fan club :beer: Hobbies for kids and adults can cost a fortune. Save your cash, get a free hobby that the whole family can enjoy. As a DFW I have also been a great fan of recycling and that doesn't always mean separating green, clear and brown glass or putting your old…
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hello again
I've lost my original thread, but beating my debt and having a frugral xmas:j
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what have/will you spend sat 22nd december 07?
morning all :j how are we? hope you all have a lovely saturday and remember if you need to spend 'keep it low' :D take care Happy christmas :rudolf:
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DFW Advent Calendar 2007/Daily Chat Thread - 22nd Dec
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I Uregently Need To Help My Sister
Hi This is the 1st time I've posted on the site. I need to help my sister & I know that there's people out there who will be able to help me do this. I haven't been able to sleep with worry & don't know how to advise her best. The following is where she is up to (she has only told me about this 48 hours ago). We live a £20…
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CCCS Payment Date
Hi, Just wondering whether anyone knows when CCCS are going to pay creditors? Me and my husband are with them. And I am sure that there was a note on last months statement saying that they were going to try to pay early, so get payments to them on time. I have just checked the statement online, and it is still dated…
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Time to get serious!
I am very excited that i've got a baby on the way. It is now my goal to clear my debts before the baby is born! I am due on the 18th July. I am in a difficult place financially at the moment as I am only working op/t and my DH can't work until his work permit comes through (hopefully by Feb- please God) Wish me luck!!!!
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Scared and stupid!
Am a newbie and had my lightbulb moment about 5 years to late! The debt itself isn't the bit that scares me, it's having to admit to my partner that I'm an idiot, a mess, a liability. We currently don't live together but want to but now can't see that happening! (He has a dependant from previous relationship so can't…
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CAB Advice worth taking?
Hi everyone, my first post!:j I have debts of 30k on credit cards and a loan:cry: , I went to the CAB for advice and was told the best thing to do is to ignore the companies and have another appointment in the new year when bankruptcy would be discussed as it appears to be my best option (so he said), although I am not…
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Clickety click cashback websites
Hi, sorry to sound silly can someone give me a simplistic overview of websites like quidco. from what i understand if you but something online you should buy it from them and they will give you some money which i presume goes into a savings pot on their website which you can then use of other things. I dont buy anything…
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Quick question
Hi, I have been to to cccs and I have to return all the details of income and what we earn by 30th dec. I have written the token payment letter but not sent them, would it be a good idea to ask for proof of owing the money? My debts are for over drafts, credit cards and one catologe.
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Please help!!!!
Hello all I havent been on the site for a while, I really dont know what to do at the moment - I have received a letter from Northern Rock saying that they are taking me to court to get a charge against my property - what does this mean in english? do I have to sell up to pay off my debt? I have a joint mortgage will this…
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Anyone up for a Pre-Xmas Fri Night Party?
:beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: Party Anyone???!!!??? I'm going to have a small glass of port, care to join me?
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The 2008 Olympic Challenge thread
Afternoon guys and girls, it's that time for the 2008 Olympic challenge :j Since we have the real Olympics this year we decided that their start point would be our end, plus that gives all of you who were really close those extra few weeks to hit your targets. We'll be kicking off on the 8th January and we'll run to the…
