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WEEGIE query
WEEGIEvbmenu_register("postmenu_6905145", true); MoneySaving Newbie Join Date: Sep 2007 Location: Aberdeen(originally from Glasgow) Post Count: 13 Thanked 0 Times in 0 Posts Red Debt Collections Services Quote: Originally Posted by tigerfeet2006 Hi Wooford and welcome to the DFW board, We use this template as well, it is a…
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CCJ issued against me without my knowledge
Long story short I carried out a credit on myself last week and found i have a CCJ registered against me. This was the first time i knew anything about it. After further investigation it turned out to be in connection with a fine issued by the DVLA(who i used to work for by the way:rolleyes: ). After speaking to someone in…
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EGG taking me to court !!!!! Helppppp
Hi Has anyone been through this??? I am on a DMP with the cccs since april Egg seemed ok at first but now want to take me to court which is next week. I am so scared I do not know what to expect and I have to take my baby with me as I have no one to look after her. I owe them £25k I just dont know what questions they are…
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Iva to be teminated.
Hi everyone. Hve been informed my iva is going to be terminated due to a breach of conditions. Do you think i will have much chance with these proposals of my own to my creditors : Current Iva Payment : £505.00 Northern Rock : Owed - £15000 My Proposal : £200 p/month Hsbc : Owed _ £13000 My Proposal : £100 p/month This is…
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IVA Advice Needed Please
Hi There I am currently trying to help some friends who have got themselves into all sorts of trouble buying a house. The home was purchased with a deposit of £40,000, but the cost of the house was £225,000. During the period of the purchase they were badly let down by the Estate Agent who encouraged them towards a cheaper…
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how long should you keep paperwork?
hi Not sure if anyone can help - i have tried a search for this information but cannot find a definative answer - How long should you keep papers such as bills and bank statments? I understand that payslips should be kept for a number of years but I seem to have dozens WFTC papers for example. Many thanks
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V. Angry @ RentSmart
Hi All, Not been on here for ages! Been a very very stressful few months. Long story. Just felt the need to vent about my run-ins with RentSmart. I have a laptop on rent from them through the business. £20 a month with full support and all that gubbins. Anyhoo...I decided to take on paying for it out of my own bank account…
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what else on cashbacks?
what else is there to do and get cashback on cashback sites like topcashback.com, pigsback and my shopping rewards.com. I have already changed my gas, elec and house insurance but i dont know what else i can do to get cashback. I cant buy anything as i dont have a debit card/credit card. i use it for ebay and thats it. Any…
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Not sure what to do
Well, we've got ourselves into a right financial mess and have got to the point where we're not sure what to do next. We have 2 young children (4 & 2), I work part-time and my dh works full time in sales. It is a commission based job so our income varies a great deal depending on how good a month hes had but the bad ones…
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1 year into an IVA
I am one year into my IVA paying £260 a month. I have to resubmit everything for review. My surplus has gone up from £200 a month to £450. Total debt was £26k. Are they going to ask for the £450 off me. (also this includes my wifes income but the debt is solely mine.) The £260 a month is a big enough hole every month £450…
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DFW Sunday Confessional 25th November
Forgive me Martin for I have sinned.... Herein lies the place in which to repent ye wicked non MSE/DFW sins... Repent and ye shall be forgiven!
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I thought I had it so right....
Hello people. I've been lurking about on here a while and am amazed at some of the stuff people are doing and the support you guys give each other. I was hoping to tap into a bit of that really!! I've been picking up lots and lots of tips which is great, which resulted in me doing my first ever budget!!! (Wish I'd learnt…
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What will you spend, Sunday 25th November.
Morning all . Should be a NS Sunday for me:rolleyes: Hope everyone has a fantastic and restful Sunday, and enjoy the roast
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Dmc
Just wondered what peoples views on these debt managment companies are. Me and my partner have got quite a few debts, loans, credit cards. We had a phone call from a company called Debt Matters and we are thinking of going with them to reduce our debt, they reckon we could be debt free in 5 years, are these companies…
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Daily Chat Thread Sunday 25th November
Because I haven't seen it posted yet! Sorry if I've stepped on anyone's toes? Today is a work day today, 2-10. Not fun, still it's only a Sunday so I won't be missing much! Et tu?
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Consolidation advice
Evening all! I would be very grateful of any advice from the wealth of knowledgable peeps here. My debts currently total 24k. 19k on cards, 5k left of a 20k egg loan i'm paying off £500 a month - so on top of everything else, cant really afford any more. Overall debts arent going up, but aint going down either currently…
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Sealed Pot Challenge!!
Ok this challenge.. is called the sealed pot challenge.. The aims simple, you put money in the pot and you cannot open it for 12months! Put any change in whatsoever. Its up to you. I will be putting my change in daily..but you can do this weekly. Shall we start 1st Dec? We have 001 - Mumzyof2 - Aim £1000 002 -…
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My New Getting rid of unsecured Debt in 2008 Diary
I'm starting a new diary as I seem to have lost the other one :rolleyes: Just a little update to what has been going on since my lbm - October 2008 Total Outgoings at lbm £1710.16 Total Debt at lbm £45,917.53 Total debt as of November 2008 - £44,677.90 ~ Secured Loan - £33,000 ~ Overdraft - £5700 ~ Credit cards - £5977.90…
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DMP Question -
I'm on the verge of starting on a DMP, and have prepared for it by getting a seperate bank account. I have a cc of £500 and unsecured loan of £5500 with my current bank, which will fall within the DMP. However, I am one of 2 directors of a company, which banks with and has a loan from the same bank. As I understand it the…
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Has anyone else lost the plot ??
I have completely lost the plot this last week or so and am really struggling to rein in the spending. I have spent a fortune on Christmas as per usual. I have got an ASDA delivery coming tomorrow which is humongous and really wasn't required. I have gone and paid £80 today for wall paper for my kitchen ( I had already…
