Debt-free wannabe

Archives for August 2007

anyone fancy a scream????
AAAAAAARGGGGGGGGGGGGGRRRRRRRRRRRRRRRRRRRHHHHHHHHHHHH.... I wish i felt better after that. :(
I want to be debt free.
I have been stuck in the get in to scary debate with credit cards get out it with bank loans cycle for nearly 10 years now and I am so ashamed and sick of it all. I want this to be my last bank loan and to not feel like this anymore. I want to be able to buy a house and rent it out and not be constantly worrying and…
Credit Score
I was just wondering.... is it possible to get 1000/1000? Has it been done?:confused:
First shop since the light went on!
ok - have paid all the bills ( as said in my last post) gave hubbie my card and am on a strict budget. I will be stopping smoking on Monday 10th September so will have a huge amount to put towards my debt. I wanted a bit of advice about how much people spend on their weekly shop. I usually spend £80 and there are 4 of us…
Confession Time
Hi, I have been a member of this site for some time but now feel it is time to confess to my 'true' debt status - £25527.53!! This isn't from high living, I don't smoke, don't go out often or have expensive tastes, this has accumulated over the last 5 years paying extortionate rent to keep a roof over our heads! I have…
help!
Wondered if you guys on here could help me... joined Bingo Liner through Quidco and now I cant delete any of my details - including my card no. :( what should I do now? i've supposidly closed the account but i can still log on and they still have all my details including card no...? help! :(
appling for a credit file
My other thread started off to ask this question but has gone off a bit, When applying for a credit file from experian and the like, when you fill out the form it asks you for any previous addresses, and says that they will be used to update your file. My question is:- Should you fill out any previous addresses and if you…
Thames Credit debt chasing letter - but is it my debt? advice, please?
Right. We were merrily going along, happy in our knowledge that we'd cleared all our debt. Then slap, this morning a letter arrived to ruin my happy bubble. It's addressed to my maiden name, for starters. I've been married for five and a half years. It's from Thames Credit, saying I owe £460 odd for a debt to GE Capital. I…
Are the bailiffs coming?? (scotland)
Hi all, i posted earlier today (please help bayliff problem) regarding my debts and a recent call i received telling me that due to an outstanding debt they would be sending a bailiff to my parents home (where i currently live). I received some great help and advice regarding my debts and how to resolve them, But i am…
The Bank won't budge!!
HI I'm hoping someone might be able to help me as you all seem so helpful to all the other guys who post their money problems on this site. Does anyone have any tips for negotiating reduced loan re-paymnets with a very stubborn bank? When we sold our business we were left with debts in the region of £43k. We initially went…
I feel so guilty
I feel really worried about something that i have done and i do not know whether to own up and admit i have lied because i do not know whether i could get into trouble for it. I have applied for a credit card and said i am working when i am not and for the total household income i have said it is much higher than it…
Still in a mess!!!
Hello Not been here for awhile been busy with work and ignoring my debt problems I suppose. Kinda just hit me tho I need to get a grip and do something about it!!! My debt totals 13K, all is unsecured I'm worried now I'm going to be taken to court by creditors as I've been so stupid and not got a grip of my debt. I'm going…
Cahoot Flexible Loan - settlement
Hi have requested a settlement figure from Cahoot as my dad has very kindly offered to pay if off for me and let me repay him at 0% interest. This is due to the extortionate interest rate hikes meaning I would never have got the thing paid off. They have quoted a settlement figure of £5797.62 if paid before 28 September,…
How do you get balance?
Hi. I'm new to this but wondered if anyone out there could help. Used the Budget Planner as we have about £6500 debt (£4000 connected to our offset mortgage the rest showing up as deficits in our current budget though not overdrawn as use 0% Credit Cards). This has accumalated from Double Glazing few years back, recent…
How do you get balance?
Hi. I'm new to this but wondered if anyone out there could help. Used the Budget Planner as we have about £6500 debt (£4000 connected to our offset mortgage the rest showing up as deficits in our current budget though not overdrawn as use 0% Credit Cards). This has accumalated from Double Glazing few years back, recent…
YAYYYY!!! Ebay Final Sales!!
I got £506 for the stuff I sold on Ebay - I now have listed some more items and they are up to about £40 already I soooooo hope to pay thie M&S debt off - I can Manage another £1500 this month and I am paying it straight to the card instead of keeping it and then have the danger of spending it
help please, banging my head against a wall.
:mad: i really could do with some advise on what to do with my situation. i have gathered debts up for the last few years, some i have run up myself and others were as i was through my ex partner, where i was stupid and got him some credit on a number things, only for me to be left with the bill.:mad: i have been intouch…
Debt programme on C4 now
Finishes at 8.00 but will be repeated on 4+1 at 8:30 PM if you have a freeview box.
DFW Friday Night Pub Quiz :D
WAHEEEEEEEEEY it's the weekend! So how does everyone fancy a friday night pub quiz? Here's the rules.. I'll start and ask the first question... whoever gets the answer right first asks the next question... the questions can be about anyone and anything, whatever takes your fancy. Here's the first question... What it the…
Court Papers Received Facing Charging Order Desparate No end in sight
Help, as suspected Northern Rock have served Court Papers today and looks like they will force a charging order on the Property having talked to National Debtline. Looking at other posts, this is something they will do automatically and have frequently threatened to do, despite advice that a charging order could only be…

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Debt-free wannabe

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