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me and eurodebt
I think I'm losing faith in this company. I've got outstanding debts of around £6500. I'm just about coming into the first monthly payment that would go to my creditors but I have not heard any news from 4 of them. I have also found out that a small loan company i have a loan with is willing to do the same thing for free…
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CSA arrears to be paid in 2 years
My husband changed jobs and as a consquence it took the CSA 6 months to work out his new payments, which then left him in arrears of nearly 5,000. He has since been paying his monthly payments and 25 pounds per month towards his arrears. Yesterday we got a letter saying these arrears payments were going up to 158 pounds a…
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Helter Skelter of Debt Free Wannabeeing
This morning I was looking at the bank account - thinking it would be a tight squeeze till the end of the month, just had a phone call to say OH's expenses have been paid into our savings account. Phoned egg who are paying the credit from the credit card into the bank and we now are sitting comfortably, for the first time…
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Advice needed! The best way to pay these debts off- do I get a loan?
Hi I have two student accounts, which have big overdrafts on- one at £1700, one at £1600. I have my wages paid into the one that's £1700 overdrawn, and can't seem to reduce it down every month as I should be doing. I am now paying interest on the first £600 and £700 pounds of each overdraft, only the first £1000 is…
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credit ref - debt is it worth paying off quick?
Hi been lurking on these boards for a while and finally plucked up the courage to post! Had my LBM recently and just been to see a CAB debt advisor. He told me to write to my creditors and do a SOA and work out how much I can offer them. My question is as I now have a credit card default on my credit history which will be…
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Need To Do A Credit Ref
morning All , Want To Do A Credit Check On Myseft What Company Do I Need To Use.. Need To See If Some Of My Creditors Have Put Settled On My Account
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Best Way Forward
Income/Expenditure as follows: Income War Pension £470.43 PO Pension £275.00 Incapacity £387.83 TOTAL £1,133.26 Expediture Joint Commitments Rent £240.00 Gas £35.00 Electric £20.00 Water £30.00 Contents Ins £6.00 Telephone £45.00 Council Tax £90.00 My Commitments Seeing My Girls £100.00 PETROL £120.00 Mobile £30.00…
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Debt Debt And More Bad Debt (help!!!)
Hello all, first timer on here so unsure what to do so please bare with me. Im a 24 yr old male, in approx £20k debt with serious headaches over it just wondering where or what I should do next. off the top of my head i've listed a few down but im awaiting my credit file from experian so once i receive that then il put it…
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Joint Account and in Debt?
My Partner and i have found a bank that might give us a joint account. He currently has just opened a new account with Smile and has a £500 overdraft which he lives up to the hilt each month [i keep telling him not to] if we got accepted and moved banks - Smile would just need a regular payment to clear that £500 wouldnt…
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New DFW Needing Help
Hey all, I dont really know where to start with this. All i can say is that i have never for as long as i can remember, been any good with money and controlling my spends. Basically, when i have no money i still have to buy things. I've only just last month paid off my credit cards and less than a month later i've managed…
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Anyone know anything about Orbit Housing??
just a question to see if anyone knew about Orbit Housing, Do you have to be on a council waiting list for housing or in council housing to apply for a a shared ownership house?? are you able to get a mortgage when your on a DMP?? Thanks in advance. x x
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feeling fed up
woke up and feeling really fed up. this is when i try and cheer myself up. already started shopping online putting thingsin basket and then when it comes to pay i switch it off and think i can't do it. been getting more letters and morelate payments. have sent most of the letters off need to go to photocopier but with…
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how much have/will you spend today??? - thurs 12th april
Good morning lovely peoples! Bit overcast up here today but not looking like rain thankfully. Sitting here having my first cuppa of the day....gorgeous! Well it aught to be a nsd today. Last night I spent £1.44 on a carton of smoothie and 98p on some crisps for sharing amongst the staff... although thats a smuch as I hadin…
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Am finally facing up to my debts :o
I kind of did something about it last year - I went to a fee paying debt management company and have paid a little bit off each of my debts. I am in about £25k to £30k of debt - I really don't know how much Am just organising Payplan. I sent my letters of to creditors yesterday requesting total amounts. I owe HSBC…
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What to pay off first?
Ok, I'm really trying to sort out my credit cards at the moment, I have just transferred £2375 from my Virgin CC to Tesco as the rate is about to rocket, but I still have £997.59 on the card. I have £850 on my Barclaycard, with a £950 limit (they only let me pay £100 max in the first 90 days!!!) in two months the interest…
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Argh Bloody car
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12.4.07 what small dfw thing will you do or have you done today?
Morning peeps! The weather continues to be good, so enjoy it for free and let us all know what small dfw steps you are taking in your quest to become debt free. These are likely to be things that you never considered doing pre-LBM, such as taking your lunch to work, or drying washing on the line instead of the tumble dryer…
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feel im actually getting somewhere!!
I started with 13000 worth of debt I dont know where I am now but im actually seein a very very faint light at the end of the tunnel!!! Ive managed to raise money but doin some crazy and some normal things!! I thought I would let u know because I always see how donw people are on here and want to maybe give u some ideas!!!…
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Held Down By Debt
I wrote this years ago. Nothings changed. Maybe you can relate. One day we'll be free! How am I going to ESCAPE these reigns, release the pain, find the pounds to free me, be a person again? Because I'm HELD DOWN BY DEBT I can't think straight I'm spent, CONSTANT ANXIETIES have got me writing LIFE CHEQUES. Can't end the…
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Give great money saving advice but in debt myself - HELP!!
Why is it that I can give good saving advice to my friends yet find it so hard to save myself. I try and buy thriftily but end up buying what I don't need. Help - someone please tell me how to start off cutting back and saving.
