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What would you do, paying back family
as you can see from my signature I owe my mum a total amount of £10609.57. Out of the amount I borrowed last year from he I owe 5186.06. The other amount was from where I did my 3 year finance apprenticeship and they paid me the grand sum of 8k a year, wouldn't allow 2nd jobs and was so far away I had to rent, mum kindly…
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Newbie DFW delurking
Hallo:o today is the day I decided to delurk and let that dim lightbulb work properly. I have been reading the boards for ages, using the moneysaving tips but still have had my head firmly buried in the sand when it came to my debts. Lots of avoiding phone calls, not answering letters etc. you get the picture. I have been…
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Is it possible to budget too much?
My bf already thinks I'm too anal about this and doesn't understand why I need so many diff accounts for bills that don't come out monthly, but as much as I like the idea of not having to find money for something as it's budgeted for, I think I'm becoming a bit obsessed. It's starting to feel that all our money is going…
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afternoon tea 18/4/2007
hi everyone, havent been around for a while so just wondered if any one wanted to join me for (posh!) afternoon tea and cakes?! and you can all let me know what you have been up to. I hope rog is enjoying his new job, he may be to busy to join us though! has snaggles had her baby yet?................................
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Debt Recovery Agency - some questions.
I will try to keep this as brief as possible. Had an overdraft with HSBC, made them a monthly repayment offer which they accepted on the condition that I agreed to a 5 year 14% APR managed loan with them. After taking advice from the CCCS I declined the loan. They have passed on the debt to Metropolitan Collection Services…
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Just needed some advice
I have been on a DMP with Payplan for just over two years or so and I am finding it increasingly difficult to manage. I never seem to have any money left at the end of the month at all. I have posted my SOA previously on a different posting. We have two cars which we both need for our jobs. My car is still on HP and the…
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Advice please - Clarity Credit Management
Hi all - hope someone can help me, I know that the answer to my question is posted on a thread here somewhere but can't locate it. I received this morning a letter from Clarity Credit Management asking me to call urgently regarding a personal matter. Apparently an old debt of mine has been sold onto them, outstanding at…
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Holiday Sun Body Lotion - Silly Question!
Alright so I know this isn't a debt related question but I know there'll be someone on here with some advice! Here's the situ, I have been given some of that holiday sun body lotion, gives you a bit of a tan each time you use it stuff, also have some face lotion with same fake tan stuff in. (Different brands) So here's the…
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HSBC & Metropolitan Debt Cllection - Advice needed please!
Hi everyone - time for my first post ... and rant! I moved back to Australia last July and set up a Direct Debit to pay off my HSBC overdraft & credit card. I also changed my address with them at least twice. My credit card payments went through fine, but for some reason I was having trouble with my payments to the…
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Newbie Advice
Hi all, I have recently discovered this website mostly thru the comping forum, which I must admit has now become a major addiction although at least it is free :D Anyway I am now fully commited to reduce my families debt and saving money the best we can - whilst maximising the amount of money coming thru the door. I will…
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post office question
I live in a small village, and cant often get into town to go to the bank, so i do most of my banking at the post office. I have just found a huge stash of loose change, and have loads of bank bags, but can i pay the change in at the post office- i have managed fine with notes but never banked any change at the post office…
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How much have/will you spend Wednesday 18th April???
:hello: Feeling full of the joys of spring today! £1.46 on Diet Coke, jobs paper and a bit o'choccie ;) £x? on dinner tonight for me and OH in pub - hopefully no more than £25 which will take me over budget anyway! No more than that hopefully! Keep it low folks! Catt xx
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18.4.07 what small dfw thing will you do/have you done today?
Well, half way through the week already! Where does the time go :confused: Anyway, why not let us know what small dfw thing you are doing today which in turn is forming good moneywise habits? This could be something you otherwise think of as being insignificant, such as taking a packed lunch to work, or succeeding in not…
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Lowell Financial
LOWELL FINANCIAL Ive never signed any payment agreement with this debt company in my life or acknowleded them. they are demanding £768 from a Capital 1 account that was closed 14th Sep 2001. Lowell are now placing defaults on my Credit report each month..? What do I do and how long will these stay there. Surley they cant…
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What can I do?
Hi. Please can someone help me as I am really desperately in debt. I am currently £300 short per month to meet my minumum repayments on credit cards after I have paid essentials and loans etc. This means I am taking out that amount in cash on another card each month to make the payments on the other ones. Not good so far…
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Equifaxcredit report help
Hi all, virgin poster so please be gentle. 3 months ago decided to upgrade my payg o2 to contract as i was always running out of credit etc, anyway rung them up ordered the particular phone that i wanted and was told it would be delivered by a certain date, anyway the date came and went and no phone arrived so i called up…
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Can you be forced to....
Sell your home to pay your debts.All our priority debts are paid mortage etc..,we are doing a dmp with payplan first payment to them this month. Question :- We have debts over 50k,can the courts force us to sell our house to pay our creditors? we are family of 7 so i'm really worried.
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I Don't Want Anyone To Worry!
So just to let you all know I'm off to bed in a minute. :) I should be back tomorrow but if I'm not hold of the search party for a little while longer! I've got a date with a nurse in her uniform! ;) :p
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Anyone fancy a cheap day out on sunday ???
... feel free to come and cheer me on as I plod round the streets of London !!:rolleyes: :D :D :D
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Any accountants out there?
Are there any people here who are accountants? I could use some advice... thanks, Nicola x
