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At my Wits end
It is very hard for me at the moment like some of you. I am completely embraseed about not having any money at all. So here it goes being brave at the moment Incoming £1735 and OH £934 Egg Card £7353 apr 15.9% my limit of this is £7150 I phoned then yesterday, and said that the plan they could do for me £185 a month for 6…
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What have you spent today – Thurs 18/05/06
Just made a really, really nice cup of tea – how wonderful. :D Well I haven’t spent anything yet as its …its…. Oh my gosh….4:30ish in the morning.:rolleyes: Hopefully it should be a No Spend Day today – hooray. :) However I did pop into town yesterday for a few bits and pieces plus had to get a haircut - £7.50 plus £1.00…
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I can be so stupid sometimes
Hi folks Im 24 and nearly debt free however ive made a couple of daft errors and just wanted some support and advice. (and basicly someone i can moan about my probs too. Dont like speaking to people about my money troubles. Especially when its through my own stupidity) I was previously in tons of debt (£48000 and only…
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Advice needed
Hi, I need some advice. I have a 20 year old daughter who is unemployed and has no income at all. She had a county court claim for £475. As she has no income she could not make any offer of payment. She has now had a letter from the Solicitor giving her 7 days to make an offer of payment. (the letter was dated 11 May,…
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Where is everybody?
Everyone watching footie?
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Halifax charges
How this then? I discovered from checking my bank account on line this morning that I had gone overdrawn by about £18.00 overnight. Straightaway transferred £50 from another Halifax account (with the same branch) this morning. This afternoon I got an email message from the Halifax advicing me that I had a letter. Went into…
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Could You Please Advise My Brother
Im Really Worried About My Brothers Finances And Need Your Advice On His Best Way Forward. He's Always Been An Idiot With Money And Has Consolidated All His Debts About 3 Times And Its Got To The Point Where He's Finally Reached The Real Limit And Is Panicking As Everything Is Overdue. Id Really Appreciate Some Expert…
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never ending story?
As a naive 18 year old I managed to get in to debt with a couple of store cards, a credit card (which I only had to clear my store cards, and then maxed the lot!), overdraft, spending money I didn't have with a switch card and pretty much anything else I could get away with. I've always worked but spent way beyond my…
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In debt,can we pay in instalments
Quick question,our house insurance expires in the next 2 weeks,got renewal notice and thanks to the house burning down last year,it has gone up :eek: ,normally we pay in one go but this year due to all the debt,we want to pay monthly,my question is,do insurance companies do credit checks before allowing payments in…
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Calling all Payplan people...
Has anyone got the address of where to send correspondence? I have no envelopes left. Eternally grateful
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Mystery debt demand help, please
About 18 months ago, my brother moved to the Isle of Man from Nottingham. He is still having mail forwarded, and has had nothing about any debt. In April he received a letter to his new address, using a name and address close to his, but not exactly right, from Ultimate Credit Services Ltd, acting on behalf of Debt…
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Wed 17/5/06 - What have you done that is DFW?
I'll post mone once I've sorted DD out. I feel like I'm doing everything right but getting nowhere. :eek:
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wheres the good news thread gone?
:confused: come on, I love this thread, dont tell me its been deleted :confused:
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MillieJon's SOA - advice please
Here goes!!! I wonder if any of you can help me. I've been managing my own DMP for approx 18mths and have been lucky in that all my creditors have accepted my offers and have frozen the interest and charges. They write to my every 6 or 12 months (depending on the company) to see if my circumstances have changed. If they…
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Credit Check On Address Question?
I'm filling in a credit check form right now and I have a question. It looks like it is only going to be for a credit check on my name wheras what I really want is a credit check on the property. i.e. has anything the previous owner(s) done ever affected my credit rating now that I am living here. Is there any way I can do…
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Someone knock some sense into me - urgent
I went on a GP link the other week and played bingo or something. I came out on tops, by about £40 (incl GP cash) A pal of mine tried a bingo site and instantly won £500. I was 'bored' earlier, so I gambled £10 away. I am so tempted to add another £10, but I already know that I have to gamble another £52.50 to get anything…
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I want it all!
Anyone catch this programme last night: BBC1, at around 19.30? I think it is part of a series. Basically the premise is to get people to stop and think before they buy into a consumer lifestyle. Last night it challenged the idea that you have to subscribe to a gym to get fit. They allowed the girl one week's free…
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Bank Letter
Is there a template anywhere that I can use to send a letter to my bank requesting how much they have charged me in fees over the last 6 years I want to make sure I get it right when I ask for my money back also I think they can charge for this anyone know what the going rate is Thanks Hilary
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What cheers you up when you are down?!?
This always makes me smile: I wish I was a glow worm, a glow worm's never glum.. cause how can you be miserable when the sun shines out your bum What makes other people smile when they need a bit of a boost?
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Do budgets and healthy eating go together?
My eating habbits are rubbish! I have bought rubbish food lately because it's cheap. If I buy fruit and veg I always seem to throw it in the composter at the end of the week. My question is: Can you do very healthy eating/living on a budget? And if so how? I got thinking about this when I managed to make broccoli soup with…
