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Paid opinions online
Has anyone registered with this site? It has a link on Ciao but I am a bit wary as they ask for a registration Fee.
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I got a payrise yesterday
that gives me an extra 50 odd pounds to put towards my debts. very pleased :O)
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Sorting out my Debts - advice and comments neede
I have a Barclaycard and I see that if you log into my account on their website that you can choose to reduce your credit limit. I want to do this regularly while I work on my debt and to reduce my available credit. Can I do this any number of times as and when or is there any restrictions to doing this too often? Does…
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Meeting New Friends When Broke
Any suggestions on ways to meet people when broke. I live about 200 hundred miles away from where I grew up so counts out old school friends and also family. (Although I do travel to see my family but again its all expense). Live in small town. Thought I'd try a night class but none start until September unless I travel to…
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3 for £1 Magazine offers
Hi I was just wondering if anyone knows of any 3 for £1 magazine offers. I am a bit of a Magazineaholic and thought this would be a much cheaper way of having them, but the link that previously sent you to the 3 4 £1 no longer works. So if anyone has any ideas it would be greatly appreciated. Thanks Batgirl
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Credit Solutions LTD
Anybody had any dealings with this company, just came back from taking my daughter to nursery and they'd left a message on my answering machine for my husband. Don't have a clue what it's about and the reference number they've left doesn't match any companys we're paying. The only thing I can think of is NTL, we contacted…
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what have you spent today 30th march 06
morning all, will be spending £16 getting mine and my daughters hair cut at lunchtime. that should be it for today!!!! also have done an online shop with tesco £100, which is 4 weeks shopping, but it wont be debited until i recieve it tomorrow!!!
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PAYDAY! what debts will you write cheques for?
I love payday, I have written the cheques out already! We have paid the joint credit card that we clear every month, £350 off the Virgin credit card and ther's enough left to pay the NEXT bill as soon as it comes in! Hope you are all seeing some inroads into your debt too....
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At last, I can sort out my finances
My current situation is that I retire in 4 years at the age of 60; my mortgage continues until 65 and I have three endowment policies maturing at about that time (each with a predicted shortfall, of course) and various loans and credit cards. Over the years I have recognised that this is a disaster in the making and have…
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boyfriend's debt is spiralling out of control - help!
Just had a very upsetting conversation with my OH regarding his debt problems, he sounds like he is starting to get depressed. Bit of background... He has always had a reasonable disposable income until about 18 months ago he moved back home to look after his mum when his dad died. She was in serious financial difficulty…
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Tax for self-employed after bankruptcy
Hi, I wonder if anyone could give me a definitive answer on the tax situation of self-employed people after a bankcruptcy order has been made. Would it make any difference to me if I filed for bancruptcy this tax year or next? For info, I am self-employed but not earning much at the moment and am claiming housing benefit.…
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Payplan/IVA Experience
hi, new to this site today, but after reading many threads about worries and concerns about IVAs, i would like to give my personal experience regarding this: I have been in an IVA for a year with payplan, it was the best thing i ever did!! It was recommended to me by a good mate who herself was in an arrangement with them.…
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Wedding Invitation!
Hi We have just got an invite from hubbies cousin to his Wedding. In with the invitation was a number to quote at a posh shop to look at the list and if we dont want to purchase off that they would "be over the moon" with a monetary contribution!!! Is it me thinking how rude it all sounds or am I out of touch with…
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What is your pet money hate?
My pet hate, is a friend of mine, who earns the same salary as me, and has similar circs (ie, own house, own car etc) and says most months "oh I managed to save £400 this month" Now I save a hundred quid a month and I don't begrudge her saving anything - fair play to her, however ............ What does annoy me is the way…
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Enthusiasm for newbies
This may sound very strange........... very strange indeed I was just wondering if anyone, like me, has enthusiasm in bundles for this and is just waiting for something to happen! I've been making all my changesa etc and although I only started last week, I'm armed with all my information, tricks of the trade etc. I just…
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I got a new job!!!
start monday soo...... I should be debt free a bit sooner than expected :D :D:D :j :j :j
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Contractual Interest
Does anyone know anything thing about the legalities of claiming contractual interest ? I will give you more info if anyone can help me.
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Quidco Payout
I know a lot of people have queried in the past whether Quidco actually pay out and how long it generally takes. Well, I thought I would do a quick update. I joined in January and went for all the obvious ones...Mecca £50.00, Blockbuster £15.00, Ebay £7.00 etc etc and finally racked up a total of £125.00. I watched avidly…
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Fallen for the BOGOF ... AGAIN!!
I have just posted on the 'What have you spent today' thread and realised that I need some focused support about my apparent obsession with 'Buy One, Get One Free's'. I know I have a problem with this as I ran out of food budget for this month on Tuesday and managed to collect enough change together to buy the milk that I…
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todays question
okay most of us are in debt and want to pay it all off but why is it just as the good stuff happens and money appears from some source whether expected or not why is it that something else appears that makes you need that money so that you spend it rather than paying it off your debt which was your original plan. so my…