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Debt-free wannabe challenges

Archives for December 2021

Challenge to make an extra £10 a day January 2022 ~ all welcome
Hello everyone. Happy New Year and welcome to the first challenge of 2022. The purpose of this challenge is to try and make an extra £10 a day on top of your normal income to help things along eg paying off debt, making savings, paying for holidays, overpaying mortgages. If you feel £10 is too much why not start at £5 (or…
£2 savers club for 2022
Welcome everyone to the £2 savers club for 2022. I've taken over the reigns of GemGem this year :) . As always, the aim is to collect every £2 coin you can lay your hands on! It is entirely up to you whether you want to: A) Save for a particular reason e.g. to pay the car insurance, to pay for a family holiday or to buy…
1p challenge
Hello can I be added to the 1p savings challenge please?Haven’t posted since 2012(!) so not sure if I’m in the right place…..
Joyous January's NSD Challenge!
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during January. To join, just post your personal target and you are on your way! Tips for the challenge: 1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.…
Tilly Tidy 2022
Last year some of us took up the mantle of Tilly Tidying our bank accounts. Some of you may do this already but don't realise it! The general idea is that daily or weekly, you round down your bank account to a nice number ending in 00 and pocket the rest into savings, off a bill, mortgage, credit card.... you choose. Last…
The 2022 1% Challenge
Welcome to the new home for the 2022 1% Challenge - 100 ways to make your 1%. Little Miss Uni debt started this amazing thread and Adventurewanted continued it 2020. I really found this challenge helped me when I was in debt previously and was disappointed to see it hasn’t continued into 2021. I had a little go at starting…
NST January 2022: Janus
NST January 2022: Janus A new month. A new year. A fresh start. The turtle gang are together again for another month of money saving, thriftiness, making every penny do its job, recognising wants v needs, having fun and being grateful together. We swim against the tide of consumerism and find our own current. Preferably…
Interest charges
What is the maximum percentage a loan company lawfully charge on a loan of £400 for 77 weeks ?
Please add me
Hello. My first post...... £3400 debt cleared by Christmas 2022. Thank you very much
Virtual Sealed Pot Challenge 2022
Hi All Welcome to the Virtual Sealed Pot Challenge 2022 I have ran this thread since 2016 and I have motivated a few people on here over the last six years so I decided to keep going with the challenge. It has been a very successful challenge for quite a few years, so many thanks to Spam.Jam, Palema, Flat Eric, Keza and…
Pay ALL Your Debt Off By Xmas 2022!
Welcome to Pay ALL Your Debt Off By Xmas 2022 Firstly I would like to welcome all new and existing members from last years thread. Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several…
Can I join?
Hello. Please can I join this group and aim for £365?
Challenge to make £10 a day December 2021~everyone welcome
Hello everyone and welcome to the December challenge. This is the 170th month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Debt-free wannabe challenges

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