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Starting again....3rd time lucky!
Hello! A few of the oldies may remember me from years gone by. For those of you that don't here's a quick life history :) I'm 42, a divorced secondary school teacher with no children and I live alone but I do have a greedy aging little dog and a lovely 'boyfriend' (I hate that word at my age!) of around 15 months standing.…
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Motivation
Hello, I wanted to start this diary to help keep me motivated to become debt free. I work part time and am a SAHM - not loads of money coming in so I need to start looking after it! I am aiming to be debt free by September 2015 so we can move home. Starting debts: Tesco: £2051.41 Natwest: £2174.29 Post office: £1177.40…
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That sinking feeling
So here it goes... big deep breaths I realized today I have enough money to get me to my job until Tuesday and then I have three days until pay day.. I haven't paid my car insurance, my council tax or loan. I'm gutted.. no devastated I found myself in this position 7 years ago after loosing my job and after 3 years of hard…
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Our Journey to a Debt Free 2016
Hello! :wave: After a big relocation, some job trouble, and a house purchase (and let's face it, some less than sensible spending habits) we find ourselves in over £38k of debt. In fact, the initial figure was more like £43k but we have been chipping away and got it down a little since then. On the plus side, we have money…
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On the Up - a tale of survival
For those that know me I have been a user of MSE for quite a while and have had previous diaries. I have been unemployed for a while but have been trying hard to find work to no avail. Last week, I registered online with a new agency because I had mistakenly thought they only dealt with accountants, today I had a call. As…
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Running out of time! Trying to get debt free & house ready by June 2016
Enough is enough! Whether anyone else reads this or not I'm going to keep this diary to see me through the next 12+months as its now or never for us I'm married to a lovely hubby and we have an insanely cute daughter who is 4 months old. As it stands, we manage, and we've actually got rid of some debt in the past year when…
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Finally facing up to things.
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The Cheap Life And Desperate Times Of Angelina Wilson
Desperate times call for desperate measures or so they say :D Hello, my name is Angelina. After reading this forum and following so many inspiring stories on here I've decided to document my journey to financial freedom, happiness and good health on here. I've come to the conclusion I have the most awful luck in England.…
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That 'sorting out my life' thing
Hi all, I've been browsing this site and forum for a while and finally decided it's time to start doing this properly - you've all got some great stories and ideas so first, thanks for motivating and inspiring me! :) The background: Just over a year ago I relocated to a new town (about 200 miles away) where I didn't know…
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And so it begins my DMP journey
Well the stepchange papers have come haven't looked at them properly yet im worried sick ,but yet strangely relieved , cant wait to be settled on DMP.Don't know what to expect I think that's the worrying thing please wish me luck .......
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LosingMyDebt's Diary - Rio Olympic's Countdown
Hi everyone! I've been a long time lurker on these forums, battling with debt but in total denial about it until fairly recently. Last year I had an epiphany (thanks to Martin it has to be said!) I was just about to retrain for a new career and so I spent the best part of a week renegotiationg and switching our bills in…
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It all starts here - gaining control in 9 months!
I have been daydreaming since turning 30 that I want to change my spending habits, take control of my life and really build a clutter free future. Clutter free not only my surroundings, but negative draining people, and finances. I need to start somewhere so a good place is in the house, to start tidying up and getting rid…
