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Crazyladys 104 day challenge: Now until 27 November
Inspired by NSK and the NST's and the do a little money saving every day (foxgloves, determinednewmoneysaver, Ziggy et al) I've recently shed my 7.5K credit card debt. Thank you all! :beer::beer: I'm left with a £4888 informal debt to family, and at the moment a very strong passion to rid myself of it! I've heard of people…
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Backwards at going forwards!
Hello all, I have been lurking and reading the diaries for a little while now and wanted to start a diary but wasn't sure whether to or not...as the title of this diary hints Im doing things a bit backwards... We are moving house at the end of August (fingers and everything else crossed) into a very lovely new house, our…
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I'm tired of having no money!!
I can't think of a clever title, but this one sums up how I'm feeling today. This must be the fourth or fifth diary I've started since I first found MSE about six years ago and I'm still no closer to being debt free, in fact my debt free date is getting further away every month. I work full time and have an Eb*y shop, I…
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Desperate Diva who wants to be Debt free! Help!
Hi all, Firstly, thank you for choosing to read my post - Any advice you can give to help this diva will be greatly appreciated! A bit about me... I am a major shopping addict and return addict. I can help buying things and them returning them, all for good reason of course. I bought some clothes last week and returned…
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Life after an iva ... The journey into the debt free world
We'll tomorrow is officially my six year mark from the start of my iva. The future is what I make it. Sadly my zero hours contract is just that... Zero. I have been to sign on etc while the hours pick up and have taken a provident loan to pay for school uniforms. Some of you might shoot me down with the loan but it works…
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Digging us out of this debt mountain
Hi, I decided to start a diary to document my journey to becoming debt free. At the moment we owe around 40K in unsecured debt I am 33, married with 1 child. We are fortunate that we earn a decent combined salary of around 70K which means that we can pay this debt off relatively quickly IF we are focussed!! The debt built…
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BOB'S pot being blacker than her kettle
Ah yes, time to resurrect the old diary. Having been pestered a few times and being MSE :money:through and through, i thought it was time to hop on my trusty steed and canter on down here to keep me on the straight and narrow.:p Plus i did miss being on here, the banter, the innuendo and generally the kick up the bahookie…
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SparksAlive Gets Out Of Debt
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Staring it in the eye
I'm not particularly frivolous, and yet I got myself into such a pickle which landed me in a rather large spot of bother. I can trace it way back to when I turned 18 and I got a credit card offer in the post and my dad told me to apply (so he could use it) and it went out of control from there. One of those stories of…
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I thought I was money savvy, apparently not.
The title says it all really, I always thought that I was money savvy until I started a thread on the MFW board. As I listed my outgoings and noticed that, yet again, the bank account was empty before the middle of the month, I realised that it was time to do something. I used to be really good with money but somehow seem…
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Its OK I know I'm odd
Morning I decided to start this as a diary since I couldn't think where else to put this and I didn't want to lose the lesson. Bit of a strange story from me (I know i'm weird so its ok:eek:). Last night I had trouble getting to sleep - I often do - and I thought it was because I was worried about some stuff/home/work/etc.…
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Need to be debt free to have a baby :)
Title says it all really! Absolutely need to get rid of our debt, I get statutory maternity pay so will have very little income (and then no income) while I'm off, so the debt HAS to be gone before baby arrives. OH doesn't want any more children after he turns 40, so that's my deadline! April 2016. I started really…
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Queen Bess' Not Spending, Money Saving, Weight Losing, Debt Reducing Diary!
Hi Everyone, Having previously been a regular contributor on MSE Forums some years ago, having received so much help, support and advice, I took a back seat and got on with dealing with my debts and also expanding my family from myself and my husband to now being a 4 person family, with the addition of twin girls! The…
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Debt free in 23 (months)
I'm new here but over the last couple of days I've read some very inspirational threads that has given me a very much needed kick up the bum to sort my finances out. I sat down yesterday and looked at the balances on my credit cards and loan. The details are in my signature. Whilst they may not be huge, they are definitely…
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A diary to keep me on track!
Morning all, Am a frequent diary reader on here & thought it might be a good way to help me stay on track & achieve my goals. As is I'm full of ideas, plans & list but am a bit of (a lot of) a procrastinator. A bit about me, am early 30s live with my OH, ds 2 & an ancient pooch. Have some debts, total about 4k & most on 0%…
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hating the debt !
I have always lived out of my means, however with a great deal of luck never been in debt till now. I'm 27, 2 kids (d's 4 and dd 3) and in the middle of a divorce and giving it a go with my "what if" guy. I'm currently $11500 in debt on a credit card. Most of this is the cost of moving across the country and furniture.…
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The only way is down (for the balances)!
Ok fresh start for me - I had a diary thread on here that charted my doom and gloom all caused by my idiocy in bankrolling ex/ his family/ his business and anything else I could think to add to the mix of no hopers and bottomless pits. after almost 18 months of angst and stress and worry things finally came to a head and I…
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My 100 days(Aug8th-Nov 16th).
I have tried for as long as I can remember to be debt free and although I'm not in mind blowing amounts of debt I am totally sick of going around in circles I have sat down with hubby this morning and told him exactly what's owed where and he agrees whole heartedly it's time to knuckle down and get things paid off. I am…
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Overfeeding the debt instead of ourselves :)
Hi everyone :wave: :mad::eek::mad::eek::mad: LBM!!!!!! It is finally here, the proper bright shining lightbulb that has been flickering for far too long! I am a regular lurker on these boards, have picked up so many tips and so much inspiration from the diaries so am now starting a diary of my own :) A little about me, am…
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Enough is enough
Just calculated my debts and quite frankly feeling sick. I have had my head stuck in sand for so long. I am appalled at how quickly I went through some of this, I got the loan last December to pay off my overdraft and not only did I use it up my overdraft is right back where it was :( . Same with the credit card I used…
