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We will come out the other side!
Following my post last week on the benefits board, I am beginning my journey to becoming debt free!!! I have just completed by SOA and that is a very scary document indeed!!! The positive news is that some of the non-important debts but the debts that are the most annoying (the payday loans) are all coming to an end and…
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morning diary...
Changes are afoot in the Flat Eric household so I thought it time to start a new diary! I have two main aims for next year - to save some pennies and to lose some pounds :rotfl: Welcome!
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Confused debtor
Hi all, This is my first time posting, ive been lurking for years!,just hoped you all could sort my head out with regards to the debts. I live with my partner and 16 son, I also have 2 other sons, 21 and 18 eldest is currently out of work but lives elsewhere, my middle boy is living out at uni, me and my partner work full…
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Hoping to be debt-free by December 2014...!
Please delete this thread.
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Today's the start of my DFW journey.....here goes!!!!!
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Kate's in Debt
Hi Everyone I'm a long time lurker on these forums and although I've always felt that I am in control of my money, I've finally had my lightbulb moment. Today, I checked my bank and I have £24 until payday next Friday. I don't have an overdraft facility and need fuel, food and I'm sure there might be a DD to come out…
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Here we go again...
I need to start my diary up again, I had a little one in the summer but then stopped doing it. I know when I'm coming on this site I get really focused so I'm hoping that by keeping a diary I will stick at what we are spending!! Today has been a good day on the spends, but that's probably because I did a big food shop…
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desperately seeking support.
nothing to see here...
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No fancy title
Here I am on attempt number 3473892 to sort out my finances and life in general. This year has had some dark days (weeks/months) for me but with the help of good friends, an understanding GP and a prescription for fluoxetine I am well on my way to getting back to the normal me. I have accrued some debt which has consisted…
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Time to stop talking about it and just do it!!
And this doesnt just apply to debt!! I satrted 2013 full of enthusiasm, started a diary on here (which didnt last long so will need some kicking along the way to keep myself motivate), decided to loose weight and get a bit fitter aka at least do some exercise. Not alot happened so i have decided not to wait until the new…
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Who's in the same boat? Less than £10k, husband 2 kids???!!
I have been a member of MSE for many years now and have just decided that now is time to finally sort out my finances. I've dipped in and out of diaries, but I'm really trying to find somebody in the same situation as me - someone owing less than £10k, in a family and a similar income circa £36k. I guess I'm looking for…
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Debt Be Gone!
Hi all, looking forward to kicking some debt !!! along with you all! Over the last few years my debt has gradually been creeping up and now is the time for me to get rid of it once and for all before it gets unmanageable. I'm 27 and work in the entertainment industry but am somewhat stalled career wise given the economy.…
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Ever feel like you're spinning the wheels?
Ok, here goes! LBM came around about the last week of Oct 2013 when Idecided to check on my CC statement. I was aware I missed a payment but keptsaying to myself "it'll be fine when I get paid". Anyway, checkedonline and found out I owed £500...sh*t. With bank empty, guilt/shame high andmorale low I decided enough is…
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Debt Free One Day's Diary of Daily Life ..Ups and Downs!
So Ive been reading here for a while and thought it was time to start my own DF diary! My debt at the moment is £4840.52 and I know this isnt a lot to some but to me its a bit of a mountain! Im on repayment plans with 3 lenders Barclaycard, HSBC and Santander. The first 2 are credit cards and the santander is an overdraft.…
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Single and in £10k of debt
Quick note about me, I'm 35 years old and I was happily living with my b/f and DD and 2 cats. We were happy or so I thought and 3 weeks ago m b/f walked out and moved in with the woman he's been having an affair with for the last 3 years :mad: turns out I was the last to know. Well were do I start the house is rented and…
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£2000 and 2 stone loss in a year!! Wow what a challenge!
- 2 stone to loose - £2000 debt to clear BY NEXT YEAR - 3rd November 2014!!!! Starting off fresh, waking up this morning after discovering catch up tv on the internet and watching superscrimpers, I have decided that I need to be strong, be focused and be disciplined! Something which I haven't been!! I did start a diary but…
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Cuchuliann's stubborn belief in having it all
Despite the title, I know that I can't.. but I am hoping that by keep a diary of my debt journey, I can work through some decisions that may or may not have to be made in the coming months and possibly years. So, where to start. I have debt, quite a lot of debt, at least much more than I am comfortable with and I am also…
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Starting early...
...before we've even finished accumulating all our debt! _pale_ We bought our forever home in June and were lucky to be offered an affordable loan from my Mum &Dad to pay to extend and renovate the place. 5 months on and the building is underway but we've made the classic mistake of totally underestimating our costs and…
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Buffy's Mini diary
:xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree: Hello :) This diary is literally just going to be until Christmas 2013. Mainly because I LOVE CHRISTMAS and tend to over spend, however this year I have Saved £500 for it and am aiming to not spend every last penny of it!…
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Next April I will be pleased I started today!
Hi everyone, I've been reading everyone else's diaries for a while and decided its about time I started my own as I could do with some motivation and support along the way, and there is no better place than here for that. I am the Queen of Procrastination and am very good at thinking about things but not actually doing…
