Hoping to be debt-free by December 2014...!

[Deleted User]

Please delete this thread.

Kellylouise88

Hi, I'm going to be following your thread good luck on your journey

Btw with the xmas presents, why don't you try making some for family members? My family know I am low on money and I have bought them a present between them. Oh my daughter is like that, she's 8 and wants to go for coffee and shopping all the time, my own fault tbf.

Chrysalis1976

Hi, well done on the start of your journey.

I was looking at your SOA the first thing that jumped out at me was how high your car insurance is, can you shop around and see if you can get any cheaper and through a cash back site.

Can you save costs on any expenses by using coupons or doing surveys to earn vouchers?

I would try working to pay off your Arg*s cards first as they are the highest apr but also the smallest so will free up some funds when paid.

Good luck with your journey, C x