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Diary of plans, lists, goals and challenges
Hello all out there in diaryland! I have been pondering about starting a diary to log my thoughts and progress through my journey to debt free. I take part in challenges and find myself rambling on those threads, so figured as I'm an avid diary reader/lurker, I'd start my own. So a little about me to start- I am a 30 yo…
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Getting a grip...and hanging onto it!
[FONT="]Day 1 Welcome [/FONT][FONT="]:j[/FONT][FONT="][/FONT] [FONT="] [/FONT] [FONT="]I’ve been using the DFW pages as a crutch over the past six months, privately battling both debt and depression – this seems a fairly common combination, which feed off each other in fairly subtle ways for me. Neither…
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Debt-Free Wannabee
Hi all, I'm only 24 and I've got the story you've already heard so many times before. I'm spending more than I'm earning. I'm trying to spend less but it just seems that the more I try the more I spend. I've done a SOA and now I'm going through the MSE budget planner. My SOA actually shows that I'm spending a lot more than…
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My road to recovery
Recovering compulsive gambler trying to rebuild my life here and get my finances in better order. Prioritys first is to pay back my friends money i owe them. I have confided in them and and promised them the money back over the next 3 weeks. Starting this thursday - Paying friend 1 £75 (3/10/13) The following thurday -…
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Optimistic Olivia *fingers crossed*
Good morning all! I had a diary before but it's lost somewhere amongst all the other diaries :( But I'm back with a positive attitude ready to clear up my debts and start saving. Compared to quite a few others I don't have much to pay off but it's still getting to me and if I get it out in the open i'll work a bit harder…
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Outcast's Debt Planning Thread
Hello, I'm new to this forum, but I assume this is the place for us super-spenders to start getting back into shape. For me, its actually not a case of consistently spending too much (at least, I like to think so) but more a case of making a couple knee-jerk bad decisions. Ironically what might be considered the first of…
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...Creeps back in *hangs head* Am I allowed to join in?..
Hi all *Waves* Hope all is well, still following alot of diaries just being a lurker :p I need help again to stay on the straight on narrow.. the last 12 months have been weird to say the least but in the grand scheme of things alot of debt was uncovered cleared and lies uncovered. However moving on Im back .. with some…
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How to stop myself from going mad!
Hey All! As some of you will know, I have been steadily working my way through a small debt. Its took over 30 months and in that time, I have eaten cheap, relyed on my parents and struggled and gone without so that I could get rid of the £100 per month I was laying out for something I can't even remember what it was! Its…
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Back in debt
I spent my late twenties getting out of debt and now find myself back in it again with much less earning potential so am a bit worried how we will pay it back. We re-located and everything cost much more than we expected, the house we bought was more expensive (though we chose not to borrow as much as the bank would lend…
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Minnie's Getting Life Sorted Diary
I'm starting a new diary and it will not only focus on getting debt free, as it will cover everything in my life including my aims. Aims Getting debt free Getting qualified to do the job that I want Declutter the house Decorate the house Help DH to start his own business I think my current debt is £7500 but I will need to…
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The "getting my life sorted" Diary
I'm starting a new diary. This is not just a debt free diary but it's also a diary for everything else in my life and my aims. My aims are currently: Pay off my debt Find a boyfriend (long term, the one, kind of relationship) Get onto the next rung of the ladder in my industry (TV and pay should be around £400-£450 a week…
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Gonna get through this
Hi all So decided to start another diary. It will be boring it will consist of rants. But I hope it gives me a place to lay down my thoughts and help me for the difficult times I know are coming So i got debt free last year yay!! Now I'm back in debt thanks to my partner. Multiple loans and catalogues etc Thanks to my…
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Really should know better
Well I'm back. :mad: Will be using this new diary to keep a track off all my spends and try and get rid of this £11,982 that I now owe. Last time I paid the money off as soon as I got paid but this left me with no savings should anything go wrong so this time I am going to try and save the money in a separate account and…
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Coppers diary.
Deleted old diary
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woah... are those MY finances??
hello. i joined the mortgage free section as i wanted to be mortgage free however... upon actually looking at my incomings and outgoings, and from people giving me advice, i have realised that i should be in here. :o i am moving to a new job on 1st october and because it is local to me, i realised that i will have some…
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Debt free - Bish, Bash, Bosh!
Good morning and welcome to my Bish, Bash, Bosh diary! It's have been advised to start a diary so here it is! There is a link below to show my thread in the "debt free wannabe" section, I've got some good ideas and advice already there and it should give you an insight into my situation and my finances...I will completing…
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Getting back on track
Hi Everyone, Time for a new diary methinks. I'm 6 months into maternity leave with another 4 months before I go back to work. Things are very tough financially at the moment and I need to focus to get on track. I'd like to be in a much better position before I go back to work so childcare doesn't have such a huge impact.…
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millionth time trying but this time we will do it!
hi everyone, so.....i have been here many times before and have been an avid reader (lurker) on here for about the last 6 years. A bit of background for you....i have been in debt for approximately the last 11 years since i took out my first credit card. i've cleared it off and built it back up and cleared it off and built…
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Time to buckle down and get on with it!!
I know, I know. Yet another new diary for me. I kind of lost my way with my last one. I was doing well and then went on a stupid pointless holiday (don't ask) and since I got back a week ago, I haven't managed to get back into the same frame of mind as I was when I left. I know what I need to do, I need to just buckle down…
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Need to save £10k in 12 months, doable? I really hope so
So as the title says I need to save £10K in 12months. This is to make up the short fall in our deposit for a home. I want to use this diary to help keep me focused and to put down my ideas. So a little about me. I am married with 2 kids. 3 years ago we sold our house and moved to a new area. We decided to rent until we…