We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Getting back on track

Hi Everyone,

Time for a new diary methinks. I'm 6 months into maternity leave with another 4 months before I go back to work. Things are very tough financially at the moment and I need to focus to get on track. I'd like to be in a much better position before I go back to work so childcare doesn't have such a huge impact.

I'd hoped while I was off to get a huge amount of decluttering done and get lots done in the house. The reality is that I don't seem to have achieved much. I've certainly been selling lots, but things don't seem to be getting any better. (DH and I both have collecting tendencies, and we inherited the contents of a hoarded house which we've been working our way through).

One the one hand it's good as I have an endless supply of things to sell, but on the other hand, the clutter drives me up the wall, and we need to get sorted before ds gets too mobile.

DS is a dream, and whilst he's not great at sleeping at night at the moment, he always has a nice long nap in the mornings which gives me a chance to get stuff done. I usually spend the time glued to the computer though so it doesn't always mean I get lots done.

So, my new plan is:

List £30 of items every day (this will mainly cover the shortfall at the moment, but hopefully will help make things easier). It can be many low value items (of which I have tonnes) or a few larger items (not so many of these really).

Start having a look at Flylady to try and get on top of things with the house (even if I only do level 1 each day).

I really want to get on top of things so that I can enjoy my time off with ds. At the moment, I seem to be working harder than ever!
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
«13456751

Comments

  • jwil
    jwil Posts: 22,438 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It never rains but it pours. Last month I had a £180 car repair bill, and another fault has been identified that will just have to wait for now, but will need to be done before MOT in December.

    Today, our boiler has broken down and the bill to repair that is going to be £220 :( Oh well, at least it's not freezing cold, so I didn't bother paying extra for next day delivery for the part.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • :hello: good to see you back
  • Emzilla
    Emzilla Posts: 3,846 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi Jwil :)

    Congratulations on the birth of your baby boy.

    I'm off to subscribe :D

    Emz xx
  • jwil
    jwil Posts: 22,438 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hey retired, nice to see you. How's things going. How is your OH now?

    Thanks Emz, I've subscribed to yours too today :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,438 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I've done my listings for today, so that's good. If they all sell for minimum bid, that's almost £80 :T One item I'm pretty sure won't sell as I've put it on for a stupid price as I like it :o and not sure I want to get rid.

    I've also had a couple of sales, and a couple of bits going out later as well.

    I've redeemed a £5 amazon voucher and done some more surveys.

    The house is looking a little tidier due to the panic tidy up before the gas man came too so that feels better as well.

    Everyone's in bed, so I'm going to sit down with a book for a while.

    Hope everyone has a good evening.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Great to see a shiny new diary jwil.

    It's tough being a new mum..well a mum to kids of any age actually ;):rotfl: so don't be too hard on yourself. Little steps sounds good.

    We had a blitz yesterday on listing. It felt good. If it doesnt seem to shift just free cycle it..am sure someone will pick it up!

    Love to baby jwil too x
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • jwil
    jwil Posts: 22,438 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks Brizzle :)

    I very rarely use freecycle any more, just got so fed up with the timewasters. :mad:

    My order is ebay, car boot, charity shop. If it's something that a charity shop won't accept, then I may use freecycle, but it's rare now.

    Well done on your listings!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,438 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Friday's flylady list :eek:

    Friday Flyday- those frightening kids rooms and spare rooms
    15 minutes...
    Clear away anything that isn't in it's place, clothes, toys, books etc
    Spend at least half an hour doing something for yourself!!!!! paint your nails, make an appointment to have your hair done, a lovely soak in the bath.. whatever you feel like!! I'm having my nails done this morning as usual
    30 minutes to spare...
    Vacuum the floor
    Dusting.. all those shelves and flat fluffy surfaces!! Don’t forget the light shade and curtain pole!!!
    spend at least an hour with your family... playing, reading or just watching a dvd and having a hug!
    Strip beds, turn and vacuum mattresses!! and replace with fresh linen .. check if duvets need freshening up too!! Wash the curtains!
    Got an hour...
    Clean 2 windows
    Sort through a toybox and make space for santa coming!!
    Wipe any sticky marks off walls and doors
    Extra Task List
    • Find 5 things to ebay/freecycle
    • Wipe the radiators, skirtings and window & door frames!
    • HHI
    • End of week fling!! grab a binbag and fill it with stuff to leave the house.. rubbish or charity shop or to donate to a friend!
    • Work yourself to level 3 in your messiest room!!
    • Spend at least an hour with your family... playing, reading or just watching a dvd and having a hug!
    DS doesn't have a room yet and you can't get into our spare rooms :eek: so nothing there for me :D

    I have however, sorted through all his 0-3 months clothing and removed that.

    I'm now in the middle of my listings for today and doing surveys at the same time.

    We've been out to baby group this morning so not too bad.

    I've sold 2 books today so lucky I forgot to go to the delivery office earlier, will do that later and take the lot.

    Someone bid on a load of my low value stuff last night :j so that will be good, they haven't paid yet but it will be a nice amount gone and a big postage discount for them.

    Right, back to it :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,438 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ebay listings done :T If they all sell and for minimum that's £64 :T

    Need to get some more stuff sorted now.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 96,641 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy shiny new diary :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.