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Debt free diaries
Archives for August 2012
Discussion List
Banking Change
How do you convert your sealed pot change into cash? Do you bank it into your bank accounts? Has anyone had any problems doing this? Years ago I used to pay my leccy/phone bill with accumulated change (long beore I heard of MSE sealed pots LOL) Is it still possible to get coin bags from my BS/Bank without them being weird?…
Trying to escape the Rat Race
I have been mooching around some time looking to reduce my debt to put me in a better financial position to consider early retirement which is currently ten years away. Things have come to a head in the last few months where I have realised that not only am I extremely unhappy at work the stress is affecting my health. I…
Debtdawg says enough is enough debt diary
Hello, I am Debtdawg. Couldn't really think of a witty and wonderful username, but I am in debt and I have a dog, so here we are! After watching our debt double in the past year due to various overspends and errors along the way (car went to motor heaven so cleverly bought a new one on a credit card, as you do when you are…
My mission to pay off £3000 in 150 days
Mission to pay off £3000 C/C debt in 150 days Why ? I want to start the New year debt free with a new budget :D Day 1 (pay day- paid every 4 weeks so this is my month) PAY £ 815 D/D £195total £620 month £ 155 week available G/C £ 50 will reduce this to £40 a week with meal planning and carefull shopping. Eating less as I…
Days go by
Hi All I had my LBM a couple of weeks ago when I was offered overtime at work. Despite being in debt the thought of coming into work on the weekend was too much for me and I turned it down, and at that moment I realized I don't actually like my job. I'm not sure how I never noticed this before. It's not a bad job, just…
Sorting finances out (again)
Hello, everyone. Starting a new thread for myself as I've gone overdrawn today. This was never going to happen again. :( So basically - have £6 to last me until next Tuesday. This would not normally pose a problem but we have just come back from camping so have no fresh fruit or veg (apart from courgettes!) And it is my…
OMG - what are we thinking?!
Well, I finally got myself debt free a couple of months ago (barring the student loan which I continue to treat as a graduate tax by another name, and the mortgage which I’d like to pay off quicker). I’ve built up a bit of a savings buffer and the expenses that aren’t on DD are saved in pots for when the bills arrive. So I…
Fixing the dripping tap - aiming for a debt free life
Hi everyone, I've been here a while, attempting to get my debts down. In March I had my epiphany and have been trying extra hard. Basically in the run-up to my wedding 3 years ago I ended up with £2.5k worth of credit card debt. I've never been in the black since. My financial relationship with my husband is difficult - we…
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