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Debt Free before the baby comes!!
Well I have been lurking in the background for a few months and with lowering job security for me and OH thought it was best to start a diary to document what we intend to do. As you can see from the title we are expecting, if this doesnt focus us I dont know what will, so we have until March to try and get this debt…
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Saucers - Flying and otherwise!
I've been reading the other diaries and decided that its all very well rolling up onto other people's threads but maybe I should have one of my own. So here goes! A bit of background to me then, married with a 19yo son at uni who comes home every Friday to Sunday to work locally and then goes back again, oh yes and a small…
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fed up of my debts. (diary)
hi all have been reading some of the threads on here and it has encouraged me to add my own thread and maybe i can get some advice along the way. at present i owe k and co, £258 post office master card, £1342 shapely figures, £212 overpayment of tax credit (08/09), £259 santander credit card, £1697 studio £40.00 at the…
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Learning to Love Life again, and Clear this Blooming Debt!!
Well, I thought I'd start a new diary - I was pretty useless with the last one and things have changed so much, it's time for a fresh start. My last diary was almost a year ago - https://forums.moneysavingexpert.com/discussion/2939320 Hope that link works, saves the big intros!! Anyway since the last diary: I lost my mum -…
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We are about to pull the purse strings soooo tight!
Hi All, Like a lot of people on here I have been lurking on this site as a watcher for a number of years and during this time I have also watched our finances spiral out of control. Today I have had my LBM and oh boy could I cry. I have just done our SOA (which I will post once I've got all the info present and correct).…
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A new start for a newbie
I have been a lurker on this site for about two years now and decided that after ordering £236 of christmas party clothes from n*xt that I really do have a spending problem. I guess it's kind of like having a drink problem, where I'll be really good for a short while and then do something completely impulsive and waste a…
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Taxi...from an ugly duckling to a swan
Sad News Oct 2013 We have heard that Taxi has sadly passed away. If you were entertained, interested or inspired by this diary - or formed a friendship with Taxi on these forums (as many did) please feel free to post your condolences to it. We will be closing the thread to new contributions in a few weeks. My sympathies…
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10 Years Debt - I see the light
Guys, Just wanted to share something with you all as I am finally at the end of a long stretch of HELL. At 19 I got a job which paid 25K so this stupid young boy went and purchased an 11K car and spent 1000's on clothes, holidays, going out etc etc. I then sold the car 18 months later for less than half the price to buy…
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Pinot's Potty debt free journey!!!
Hi everyone,here's yet another debt free diary! I've been lurking and reading loads of other diaries ,totally hooked on Gargrave! They all inspired me to do something about our huge debt problem . Not quite sure when LBM was but guessing around August although if I'm honest feels like we have have been burying our heads in…
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debt bought up by other companies.
I have about £120000 of debt, all from credit card debt going back to 2000. These were spread across 20 credit cards. Over the years all the debts have been sold on to debt companies such as 1st Credit or Lowell. I have been trying to pay the debts monthly but only at £10 per account. This takes £140 a month which leaves…
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Please please please let this not just be a faze...
I have been in debt all my adult life (I'm now 30) and despite my best efforts at will power I have never been able to stop my spending habits. I got most of my debt from purchasing a ridiculously expensive car years ago and am still paying for it. Couple with credit card and overdraft debt from uni, I have felt like I'm…
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Debt free (with savings!) by 31st Birthday
Hi All I've read lots of posts on here over the past few months, and am inspired by the amount of debts people manage to tackle. I always assumed I could easily pay off my (pretty small) debt without any help and that I wasn't someone this site was aimed at. I've decided that actually, it may provide the very motivation I…
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Head above the water... cash in the bank
Heya, So, I've got a new username and a new lease on life. Three years ago I... *Had to leave London and move back home with my dad I was that broke *Owed about £9,000 on my credit card and overdraft that was stuck in a debt spiral *Owed Southwark Council about £500 of Council Tax due to a dodgy landlord/ex flatmates *Was…
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A Finger in Many Pies!!
Hello I'm a debt free wannabe!! Too many years ignoring it has come to a head and now I'm doing everything I can to make money!! First of all want to earn to survive, then am working towards paying my debt off!! Wish me luck - I'll need it!! Jayne x
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A Year of Living Frugabulously
Thats it ^^. The Plan in all it's simple yet shimmering, sparkly glory :D . I am going to live frugabulously for an entire year. For those who don't know, 'Frugabulous' is my very own word to describe a lovingly nurtured, hand picked, carefully blended lifestyle which combines the elements of frugality, frivolity &…
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Dragon's Road to Rio
Well after trying to get debt free for the 2012 London Olympics (not a snowball's chance in Hades at the moment!) I have decided that with today be the start of a new year (oh yes it is!) I am starting a new life, new me, new diary and new debt busting thingy - so here goes! 1. Cut up CC 2. Get below 300 pounds (in…
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Can I clear debt & save for tadpole?
My life has recently taken an unexpected turn and now I really have to pull my finger out. I found out I am pregnant for the first time a few weeks ago, and to say it's a bit of a shock is an understatement!! Although it was not at all planned, my partner had already talked about having kids, as he loved me, blah, blah.…
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Struggling shopaholic on a debt free mission
Morning all, I've been reading (and VERY occassionally contributing) to these forums for a while, and wondered whether starting my own thread would help motivate me on my debt-free mission. I've spent the last 2 years merrily building up cc debts without really noticing or paying attention to what was going on. My reality…
