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Gingernutbizkit Gets Back on the Financial Wagon (Again!)
Hi Fellow MSE Diary bloggers and followers. If you've a good memory then you would know that I used to be quite a regular on here but have been AWOL for sometime now. I'm afraid I did what I usually do... started to get my finances on track, did well for a while and then took my eye off the prize and went back to some of…
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I am new to this and really struggling
I am new to this site and i am really confused i just don`t know where to start HELP !! my circumstances have changed so much over the past 6 months a think my head is going to explode:eek: My partner was made redundent in feb 2010, then he started a new job in May 2010 :) this was great news as i thought i can now finally…
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Divide and Conquer - My last DFW diary
Hi everyone This will be my last DFW diary. Why? Because I will be debt free by the end of it. I am around £37,500 in debt. My plan is to think of 100 ways to make £375 and then pay this off my debt. I get bored very easily so I thought that having 100 different activities will mean that I won't have time to get bored as I…
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Ms_London is MSE-ing in London
The moment that I have been dreading for ages has finally been and gone.... I turned 30!!!! So as I do with every birthday, but ten fold with this one, I start having deep and meaningful conversations (with myself) about where I am in life, where I want to be, etc, etc, etc. So in between eating the profiterole tower that…
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Alamayas Debt Free and Miracle Baby Diet
Well, tried diarys before and never stuck to them. Now i have the perfect reason. I am 4 weeks pregnant with our first baby. Currently sorting out our house for us to sell so we can move back home. Staying with parents for 6 months-1 Year so we can get sorted and then hopefully rent in the area. Not going to post SOA as i…
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Time to become a debt free wannabe
Ok so I am getting to a point in my life where I want to be sorted for the future, I want my own home, I want to get married (if he ever feels the urge to propose haha) but I have a bit of debt that I need to get rid of. So I saw this forum and thought it would be a great place to start, seeing my targets in writing might…
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New job, new beginnings.
Looked at my debts today. I owe £11k in loans, £1600 on Egg, £1450 on M&S &money card, £1000 on Paypal card & £800 on Leeds B/S card. At least I still have a small part of my redundancy package left + compo from an industrial injuries claim. Next week I start a new job, but still no sure of starting salary or hours yet.…
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British gas, unknown debt and harassment
Hi I came to uk on 27th of December , 2009 and started living at a place, 27 grittleton avenue, ha9 6nx on sharing basis. I shared my room with another two guys. The guy who rented that place was subletting to us on sharing basis and this is his whole sole source of income. I moved out of that place around 10th of Feb.,…
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Seffy's OMG expecting again and have not even gone back to work yet HELP! debt diary
OK, this is serious. I am expecting again - 2nd baby - having just spent 14 months off work with my first. I have spent all the money I saved for my time off, and maintained my CC debts at 0% for that time. My plan was to begin hammering the debts (now shifted to a new 0.9% for 12 months deal) when I went back, whilst…
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where does it go?
ok moving flat very soon so until then i am going to keep a spending diary so i can find out where my money is going, because i am sure its houdini, i have just done a budget via the planner and even accounting for the haircuts i don't have (last haircut was 2 yrs ago:eek:)or the new clothes i don't buy (spent £20 in the…
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New house....new me.....new start.....
I've decided to start a new diary (again :o ) to mark the start of a new chapeter in my life and [STRIKE]hopefully [/STRIKE] the beginning of my journey to ending my debts once and for all! So, what's new.....well OH and I moved into our very first 'own' home early August :D We're very much happy and enjoying making it…
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Young driver tracker
A few weeks a ago I cought the end of an article on the ONE SHOW on the BBC about putting tracker devices on new drivers cars. This limits the time they are on the road. i e They are limited to being off the road after 11 so this is fine if they are not interested in racing round at 2 in the morning as some boy racers do.…
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My "Keep me sane" diary
Hello. Right a bit about me, I live with my partner and our 2 kids, a boy who is nearly 4, and a girl who is 1. I have 2 stepsons and one step grandson (yup, a granny and I'm only 27:rotfl:). I don't work at the moment as have choose to stay at home and look after the kids, although this may have to change in the near…
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Northern lights, life and campervans
Like everyone on here I have a tale and I have a journey. Life moves on and brings forth more challenges and fun along the way and we can chose whether to passively spectate or engage and do something about it can’t we? A bit about me: I have lived on these Scottish Islands since 1984, where my folks moved when I was 12.…
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Started out debt free journey!
Hi everyone, Following my post at the end of last month I've started putting everything into practice. Started my spending diary and been writing down religiously everything that we spend (even buying my son a 39p sweet for staying dry at night for the past week! which also means less nappies to buy each month!!). I also…
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Shopaholic gets rid of her debt - take 2!
Hi all Well I am back here to hang my head in shame after starting a diary earlier in the year, which successfully helped reduce my debt a bit but now I have well and truly fallen off the wagon and am coming back on here to try to get back on track. My debt now stands at around £7,000 on 3 different cards:mad:! I don't…
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Full and final help- partial settlement
Blair Oliver Scott and Santander have settled for 70 percent each of what I owe.both will register a partial settlement with CRA's. Two defaults were registered against me in November 2005. So they should be gone by November 2011. What I want to know if the partial settlement will continue to affect my creditworthiness…
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getting there !!
Hi all only joined last week after realising what a silly billy Ive been.Listerned to all the advise and decided to take control.After not sleeping eating to afraid to go out answer the door or phone im ready to confront them all !!At last I managed to speak to the bank and looks like I have sorted one debt out (fingers…
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Time to hang out the dirty laundry!!
time to hang out dirty laundry
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Debts, Dancing and Babies!!
Hi all! I've been hanging around here for a while, posting a little bit but mostly just reading everyone elses stories to help motivate me to pay back my debts! My 'lightbulb' moment was in August, when my husband and I realised that we would not be able to afford a baby unless we tackled our dets (I'd like to have at…
