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Coffee's Facing up to Reality Diary
Hello everyone! I am a new poster, but as you can see from my join date I have been coming here for a while, but have never actually done anything about my debts! Well, LBM a couple of weeks ago and since then I have been obsessed with working out the best way out of things. I have £7,500 debt across 3 credit cards. My…
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from baby steps to full on flying
time to start a dfd i think been reading everyone elses with interest and it whould help me see where im spending money . The reason i have my debt? Basically i tried for many years to have a baby and i lost one mid term , i coped with going on a huge spending spree, then i had my 2 sons and became a stay at home mummy so…
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Trying to afford myself!
Hi All, Decided it was time to start a diary and try and keep on track. i have made some really good changes so far this year, firsty acknowledging I have debt and need to do something about it! and secondly knocking abut £2K off. At the minute I am struggling a bit keeping on track so decided to write it all down and…
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Time To Sort My Life Out
Hiya, just wanted to pop on and say "hello and thankyou for sharing" :beer: I am 53yr old female, who's attitude to money as far back as I can remember is "easy come easy go" :eek:. Needless to say that attitude has got me in to big trouble over the years. So here I am to sort my life out. I have been logging on to this…
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funding a wannabe superstar
hi everyone my 14 yr old is hoping to be a tour golfer this will hopefully be a diary of what he does but mainly of how i fund it! thats the scary bit we have no extra income after the bills are paid and i dont know how i am going to raise the cash i will budget everything on here and then post any income gained from…
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Help , What do I do Now!
Hi , have recently been contacted by a DCA out of the blue on the phone concerning a joint loan I took out with an ex partner over 21 years ago which we took out for £5000 for a car. Needless to say we split up 3 years later with the understanding that he would keep the car and pay off the loan. Have not heard anything for…
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Time To Stop Rocking The Boat.
Can't figure out how to delete this post so am just deleting all it's content instead.
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The Great Saving Plan Diary
Hello all! This isn't a debt-free diary, as my DH and I are in the fortunate position of being debt free at the moment, apart from the mortgage. What it is is a diary in which to record our spending and saving habits, the latter being the priority!;) Basically, we have realised that we are frittering away a large amount of…
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Life after bankruptcy?
I hate diaries. I've only tried to keep a diary once before. I hate writing,full stop. So why am i here? Is'nt it a huge risk, baring your thoughts for anyone to see? Out of my comfort zone, for sure. But its early on a sunday morning, and i have'nt slept well, i've woken up several times during the night, and now i feel…
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Help me please!!
OMG - I feel like the thickest person in the world right now....but I can't work out how to use the forum properly!! lol I started a debt free diary and now want to add my next post but can't figure out how to do it! Surely I don't reply to myself, do i? :D Also, how do I subscribe to peoples threads???? Apologies for the…
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Time to be debt free
Firstly, my debt is no where near as big as some of you guys on here (although I have had my fair share of large debt in the past many years ago - pre bankruptcy!! But thats another story for another time ;) ) However, debt is debt and I came to the conclusion that if I ever want spare cash in my account then first I must…
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The future is bright for 3Dogs and it's about time too
I thought it was about time I started a diary to record what led to our debt problems, how we are now dealing with our debt, and how we are feeling while we deal with it all So, the story so far - part one: Our problems all started when I got arthritis in my hands in 1988'ish and, by the latter part of 1989 it was…
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Bex-time to overhaul my life
Well i feel that it is time that i start a diary and become more accountable for my actions. Firsty a bit about me, i am 26 and a staff nurse. I have an unsecured loan at present which was to consolidate credit cards. this is being paid off each month and due to finish in oct 2013. I live with my grandma to look after her…
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Is that a huge debt in your pockets, or are you pleased to see me?
Hello everyone, I think judging by the amount of time I have been a member of this forum against the amount of posts I have made, I believe you could call me a "lurker".....As this forum seems to concentrate me more to paying off my debts, I think I should step out of the background and say Hello! About me: Male, aged 31,…
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Minty's incredible disappearing £700 thread...
Morning all! Bright shiny new thread here, and I hope some of you will join me on my journey. So, I'm Minty, female, husband, two teenage girls, working part time. We have a problem though. I'm in charge of the money in our house, and it usually works quite well. We have a 'bill account' that we both pay money into and it…
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Stop it and Tidy up.. if possible
Well i've been a bit of a lurker, but finally decided to bite the bullet after a bad week/month/things never seem to get better. A bit about me: Am 26 and moved in with my lovely OH March this year. Graduated from University in 2007 and that seems to be where everything started to go wrong. Living off the overdraft for 4…
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New Cottage Economy
So here I am after to long of spending just a little bit more than we earn it has come to this , £11314.59 in debt . Its time to take control . I didn’t get the nick name Lenox Lewis by standing around and felling sorry for myself. No I got it for punching some guy in a night club who grabbed my !!!! but that’s not the…
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40 and Foolish!
.... sticks toe in some remarkably hot water! :eek: I always read these diaries and now finally am doing one for myself & OH. Just did a SOA and for 2 high earners what we have to show for it is absolutely shocking, so here we go on a mission to get rid of the debt and save like there is no tomorrow. Just as an FYI in case…
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Young, dumb, and NOT living off mum :-)
:DMy very first post :) I have been reading everyone's diaries for the best part of a year and have found them so inspiring! So basically i got jealous and have decided i want one too! :p Sooo.... I'm 19 (20 in July 2011!) and i moved out of my mums and 120 miles away to my OH's a week after my 18th birthday with no job,…
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Downward Spiral.
Hi, Longtime browser first time poster, ill tell you a little about myself then my problems. Me and my girlfriend bought our first house together in December 09 after renting for a year, Everything was fine until after Xmas i got laid off.In the period of being out of work (Ive had bits and bats but cant seem to nail a…
