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This is it, my LBM - The Aftermath!!
I've said this before many times, but now it is absolutely the case that I WILL become debt free and in charge of my finances. What's different this time? Well, we've had some pretty close things over the last couple of months and its given me and hubby a wake up call. I've been registered on here for a bit and have been…
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Things can only get better
I've decided to start a diary. I have been blogging in my old Myspace account so I'll use some of those to bring things up to date. I will start with how I got into this mess: I took the initial Halifax loan in order to buy a scooter. At the time I could afford the repayments. I also took out the credit card to use only…
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My Survive the Recession Diary
Hi everyone I've been reading posts on these forums for over a year now and picked up so many useful tips and ideas but never got around to posting my own thread so as I've got a day off work today I've decided today is the day. I was hoping to be debt free by the end of this year but the recession has thrown a very large…
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Becksevens Surviving Maternity Leave Diary
The title of my diary sounds a little dramatic but basically I am on maternity leave after having my daughter and want to last the whole nine months without running out of money or using my credit card! I made a right hash of it last time so am determined to be wise this time! My ebay stuff is doing well-Isabella oliver…
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Join in if you are self-employed and work from home
I have read lots of good advice in these threads, but I come from a slightly different angle than lots of others. If, like me, you are self-employed, work from home and are in debt, join me here for mutual support, hand-holding, question-asking, being kicked in the butt into doing stuff, e.g.:* you have work to do but you…
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AD1JNL's Debt Free Mission
I really don't know how I managed to get in the mess I have again. It isn't the first time I've got into a lot of debt but the past couple of times I've moved house and managed to pay the debt off with spare equity. It was just hiding things and I would go back on my spending/drinking/smoking spree. I've had various bouts…
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Diary of a Poor Person aged 46 1/2
So I am sitting here when everyone else is sleeping and I am worrying about the rediculous state of our finances. Before i start listing our debt... yes i know its bad, yes we only have ourselves to blame, yes, we spent the money - no one else did. Yes, we dont know the value of money...
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My magical debt diary!
Ok, so i have decided to start a debt diary, i see so many on here and they seem really helpful to keep everything in one place, which is really what i need! I am so disorganised! Firstly, I'm Emma 22 and a full time tourism/language student at college, and going to uni in Sept! I live at home with my mum and 12 year old…
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LP's Debt Diary 2009
Hello guys! Well, having very nearly cleared my debt, I did something silly and forgot about my old overdraft! eeekkk!!! I now have £500-ish that I have to clear! I have no real worries as such as I can pay it back slowly, but I just feel stupid having come so close once before to being debt free and then ruining it! So...…
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Eat Less- Move More!
:T Hi peeps, Well here i am again back again looking for support:eek: Id lost almost 2 stone before xmas & youve guessed it ive it put back on again:mad: So from 2day im trying very hard & i will succeed again!!:T So if you dont mind im going to report daily as i believe this helped me last time....... Any one want to join…
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new beginnings found a bargins tale.
HI All, Im going to start a diary to keep on track with all things debt busting. I currently only owe £2-3 Thousand but myself and the otherhalf have coth decided to move on so i am moving back home for a few months to sort things out. I need to save for a deposit and to part furnish a flat / home. We have a son toghether…
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Right, Third time lucky, I will do it this time
I’ve had a diary before, I started it in 2007, left it and then came back in 2008. But ive decided that I need a complete fresh new start. I NEED to clear my debts and get back on track to be Debt Free. So little bit about us, It’s just me, DS Joe (7) and the cat, Dennis. We live in a 2 bed flat rented from housing…
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Cozza's get it gone and get a House Diary
I've been on here before but I wanted to change my diary title because I think I've had all the help I can and now it's up to me:D. My new challenge is to get rid of my loan and save for a house of my own, nothing fancy something like a terrace but it to be mine. But my challenge is to be in my own home by Xmas 09 so I can…
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MY Debt Free Journey
Hi Guys New to this forum i am from Dublin and have an awful lot of debt :rolleyes: so i have decided to get my act together and try to sort out our finances Can some one post the link that you can put all your details in please Thanks and looking forward to chatting to you thanks Annamarie
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The DFW Diary of a Mogchops!!
Oh my goodness, this is a big step to post on this board!! I am a regular poster on MSE in other areas, but under another name. I am too embarassed :o to use the same name, as I post on PTS under it as well, so to "preserve my anonymity" I've set up a new name to try & sort out my debt. I do read this board quite often,…
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Who said this would be easy!! A debt free diary
Well, here we go, my first entry in my diary. My aim is to be debt free and to own my own little terrace house one day:T That day is many years off, but never mind. :rolleyes: My situation is thus; I am married with two children, a dog and a cat. We all live in a rented house and one of my biggest dreams is to own my own…
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Stop press: my DFW diary
Hi guys, After posting something on here the other night http://forums.moneysavingexpert.com/showthread.html?t=1542347 , I received some excellent advice and thought I'd start my own diary. Basically, I've got £4,000 debt to clear and I also really want to start saving for a deposit for my own house. Previously, I really…
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Earthdancer's Dump the Debt Diary 2009
Well, after posting my SOA earlier in the week and receiving some excellent advice :T I have decided that I need to start a diary thread to set my goals and keep track of my progress. Even if no one else reads it, I've written my plans down in an open forum so I'll find it harder to find an excuse not to stick to them. My…
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JLOM's boring diary of babble!
Hi All. So I thought I would start myself a diary. If you don't like boring drivvel and waffel then hit the back button now!!!! This is my SOA for reference So as you can see above I already did my SOA and had some help and advise and so I decided I would start a little diary/record of things Ive done to help me on my way,…
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My debt free diary...determined to do it for my girls!!
Hi, Please be gentle, trying hard to become debt free, I've been lurking on this site for some time, guess you can say I've finally had my lightbulb moment!!!! Statement of Affairs and Personal Balance Sheet Household Information Number of adults in household........... 1 Number of children in household......... 2 Number…
