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Removing Financial Associations
Hi, Can Financial Associations be removed for closed accounts, even if you are still with the person it is linked with? I.e. if someone has some old accounts with a bank where they had a joint account showing on their credit files but the account has long since closed, is it possible to get the Association removed?
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Cabot Financial... Do I pay?
Hi guys, This is my first post . I had debt owed to RBS and this was defaulted (I think in 2012) cabot financial bought the debt and have started hounding me. I think this might be because it's been almost 6 years from the default. They only have my address and haven't provided me with the original RBS account number, just…
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no credit rating
Hi all, I currently have no credit rating and want to open a busines bank account up so I can register as self employed. Any advice would be much appreciated.
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Unaware CCJ
Good Evening. I was in the middle of getting a mortgage when my broker emailed me saying ive failed due to advise credit. I was confused has I sent him a copy of my report via... on receiving the email today I updated my report and seen that a CCJ was issued on the 28.8.2018 by County Court Business Centre. so confused so…
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Noddle - why do they need card details?
I was in the middle of registering for noddle and was disturbed to find they want my bank card details inc card and CVV number. Surely this can't be right?? I only want to register so that I can see if something I corrected with Experian can be changed here too
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Voluntary Termination 7 yrs - Default
Hi there, I wonder if there is ANYONE that can advise....we really do need it and would be very grateful. We have spent the last two yrs saving and paying off debt ready to get a house. I have managed to get my credit file looking good however my partners still has work. We are trying to go for a mortgage as FTB's with…
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No credit report on Noddle
I've been trying to sort out my credit reports since getting married in 2016, as we want to apply for a mortgage soon. My problem is that when I signed up to Noddle to check my report there, it came up with a message to say they can't show me my credit report as I don't have enough credit history to populate one. Can this…
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Financial Association removal
Hi I have a good credit rating and my partner has a poor one, ccjs etc We are financially linked through 1 basic bank account which is all clear and has no overdraft. It hasn't stopped me obtaining credit in the past, credit cards, car leasing etc. However we did decide to get her name taken off of the joint account and…
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Default on Noodle
So i have had a number of defaults fall off my account a couple of months ago (checked via experian) I have just checked the report on Noodle, and yes, all but 1 have fallen off my account. The 1 that is still on there, is one that i disputed the date (3 years after the others), and they agreed with me, and removed it…
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Credit score not important, then why am I being rejected?
Hi all, I was wondering if someone could kindly help me with my situation. A little background - I've had 3 credit cards over the last few years (Halifax and x2 Barclays) with debt of around 10K combined. My score was sitting around the excellent mark until the last 2 months and has now dropped to "Poor" that's with…
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Young and Struggling to Build Credit
Hi, I'm currently 23 and my credit score has dropped rapidly. The only two factors to improve on my (clearscore) credit report are that I need to update my current address on the electoral roll (I move soon so will be doing that) and my largest credit card limit is low (£200). I have a bad credit credit card from ocean…
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Unknown CCJ
Hi, I was just browsing through my emails and saw a message saying my credit score had massively dropped. I loaded my report and it is saying I have a CCJ against me on the 13th August this year, at an address that I moved out of 21 months ago. I have no idea what this is about. I loaded the government website which told…
