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Credit file & ratings
Archives for March 2017
Discussion List
Credit scores and addresses help
Hello (please excuse the terrible username, signed up years ago) Having not long graduated from University, and although living at a couple of different addresses since then, i have been using my parents address as my main financial address (for billing accounts and bank account etc) and have not bothered to change it up…
Callcredit electoral roll
I'm going to be applying for a mortgage in the next few weeks. I signed up to checkmyfile a month ago and noticed that i was not showing on the electoral roll with callcredit but i am with experian and equifax. I got in touch with them and 3 weeks later they have managed to find me and will be updated on the 3rd March.…
First time mortgage and credit rating please help!
“ Hi, I'm new to all this forum business so hope I am putting this in the right place! I'm a first time buyer, I have had a mortgage in principle last week and went ahead with the mortgage application with my mortgage advisor who has been brilliant. Along with my other proof of income etc I also printed off my credit score…
Credit score & credit card application
Hi, 1) I have checked my credit score/report with Experian and Equifax within the last month. Upon the second search my credit score has dropped 200 points, Could this be because I checked it multiple times in a short period? If yes, how can I get it back up? (there are no missed payments etc) 2) Is there any way I can…
Quick question - Homeowner status
Hi all, This is a question for all sorts of products and forms that keeps coming up for me. I have a tenant in my home in the short term. I used to live there, it wasn't buy to let, and I still consider it a home I plan to move back into. In the meantime, I'm renting with my partner in another town. Am I a homeowner or a…
Credit rating ruined by EE
Hi , i'm looking for some advice if possible please, My contract with Orange came to an end beginning of last year and i cancelled my direct debit after they took the final payment. The phone was never used again and i never heard anything back from them after this. Me and my partner are now looking at getting a mortgage…
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