Credit scores and addresses help

kimmierules

Hello (please excuse the terrible username, signed up years ago)

Having not long graduated from University, and although living at a couple of different addresses since then, i have been using my parents address as my main financial address (for billing accounts and bank account etc) and have not bothered to change it up until recently when changing it to my current address.

I have changed my address with my with my bank, but some payment sites still keep my address as my parents house.

On my credit score i have put my current flat as my main address and my parents address and previous address, my question being will my credit score report be accurate if this is the case? Or do i need to list my parents address as current address still?

Sorry for the long post!

Thanks :A

Also - i have obviously lived at a few addresses at uni and since graduating, but they have never been linked to financial stuff, do i still need to include these?

DCFC79

kimmierules wrote: »

Hello (please excuse the terrible username, signed up years ago)

Having not long graduated from University, and although living at a couple of different addresses since then, i have been using my parents address as my main financial address (for billing accounts and bank account etc) and have not bothered to change it up until recently when changing it to my current address.

I have changed my address with my with my bank, but some payment sites still keep my address as my parents house.

On my credit score i have put my current flat as my main address and my parents address and previous address, my question being will my credit score report be accurate if this is the case? Or do i need to list my parents address as current address still?

Sorry for the long post!

Thanks :A

The credit score and credit history/file are 2 separate things, the score only you can see, the history is what lenders see.

The address should really be the same where you have any bank statements sent too or mobile phone bills, credit card statements.