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payment to supplier using credit card
Buying new windows & want to pay on cc to get section 75 protection but supplier doesnt have a card reader! How can i pay into his acc. using card, please.
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Credit card reduced limit
For the past 3 years I have had unused Barclay Card with a £10,000 limit. At the end of August I had an offer made available to me for a 0% balance transfer rate. I accepted the offer and transferred a £7000 debt onto my Barclaycard. It all went through and BCard applied a £133 charge. A week later I noticed they’ve…
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Post Office sold account to Cabot
I had a Post Office credit card many years ago. It expired in 2011 and I haven't heard anything from The Post Office regarding this account since, until this week when I received a letter informing me that my account had been sold to Cabot Financial and I owe £625. I believe it may have been included in a debt management…
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Money back maybe
I booked a b&b for one night with my credit card for last Sunday night. Owing to local lockdown restrictions where I live it wasn't feasible to go. I cancelled the room with less than a weeks notice assuming I would lose the money. The b&b said they would try and resell the room and I would get my money back . The room…
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Help please! Wrong sort code used
Hi I’m new here but hope someone can help. I made a payment to my Santander credit card on Saturday but managed to use the wrong sort code - apparently it’s an old one. The account number was correct and used my credit card number as reference. I’ve informed my branch of the mistake and they’ve started a recall process.…
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0% transfer from ex wifes card?
Ive been asked by my ex wife if I can help her out by taking out a 0% transfer card and transferring her balance to help her out instead of me paying her child maintenance. She cant get a card due to poor credit but I think I could. My question is it possible to get a card and then transfer the balance from her card, which…
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Should I close unused credit cards before applying for a new one?
I Currently have Five credit cards: Credit card one with a £6500 Limit used each month for general spending and paid off in full each month. Credit card two with a £5000 limit again used each month for general spending and paid off in full each month. Credit card three with a £10000 limit, which only has an auto phone top…
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Barclaycard want my last 2 payslips but I’ve been on furlough since March
I’ve applied for a Platinum Barclaycard and got a letter to say my application was successful (when I filled out the form online it didn’t give me an immediate decision) and I had to sign a credit agreement form and return via post, which I did yesterday. In the letter it did not tell me what my credit limit was but when I…
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Best mobile credit card app with real notifications
A few months ago I canceled my Tandem card as they were introducing fees, I should have accepted their other non-interest paying credit card however I'm not even sure they're doing that one anymore either. It had an excellent mobile app that would give instant notifications and was always up to date with your transactions,…
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I thought 'credit score' was meaningless
It has often been said on here that credit score is meaningless or at least doesn't matter however they seem to put quite a lot of emphasis on it here... https://www.dailymail.co.uk/money/cardsloans/article-8709099/Credit-card-availability-bounces-higher-credit-scores.html
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Business credit card without current account?
Hi, I'm setting up my own business and have been looking around for a business credit card. They all seem to make you have a business current account with it as well. I like my current current account provider so don't want to change (they don't offer a credit card). Can I open one like this but not use the current…
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Interest Free period ending with no suitable balance transfer offer
Hi all, My partner has a 28 month 0% Purchase Credit Card with Sainsbury’s which is due to kick in the interest from the beginning of next month. From my own experience with credit cards, I was able to do a balance transfer to another provider who offered me more credit than the previous provider, and I was able to do a…
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Briq Furniture Company
Hi having problems like many trying to get an egg chair ordered in July. Excuse after excuse but no delivery as stated. Has anyone else on here had this problem and claimed their money back either directly from Briq or via their credit card? How did you get on?
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Help with Lloyds
This is going to be very long winded so I apologise in advance; So some back story.. in December I switched banks from Lloyds to NatWest. Unfortunately NatWest cocked it up by doing a full switch instead of a partial switch. This then meant Lloyds demanding the £5k overdraft to be returned immediately. This is relevant…
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Credit Card Debt after Death
My mother died in 2007 and owed £3,000 on her Lloyds TSB
Credit Card at the time. Although father (still alive) and mother owed their house,
it was decided at the time to forgo this payment till father passed away and
pay it of the estate when this happens. Father went to a different bank today and asked
their advice about…
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Aged CCJ sold to Debt company
My alleged debt incurred a CCJ back in 2007. I continued to make payments until the debt was sold to a debt collector. it is over 6 years since any payment has been made but I am informed by the debt company that it is not statute barred because a CCJ was obtained by the originator. I have estopped the debt collection…
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Are cash balance transfers viewed poorly by lenders ?
I need to borrow some money short term ( 6 -12 months ) and longer term (home improvements ) Credit has fantastic history and high income However lenders can see if someone makes a cash balance transfer from the CRA is a one off £6000 0% transfer repaid within 6-12 months or so considered poorly as part of historical data…
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Facebook Fraud
I had a message today from my business credit card provider saying 692 eur has been declined due to insufficient balance and when I rung up the credit card company they told me 1200 has been spent and another 1800 odd is still pending with facebook. The card has been cancelled. Im a bit surprised because I used to think…
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Credit card transaction query
Tried to buy a fridge freezer from a major retailer on my credit card...via my mobile the card verification process took me away from the website....I authorized it on my app...when I went back to the checkout had not retained my payment details.... was wary of inputting my payment details again...so as any money left my…
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Balance transfer offer - low interest, modest fee, high APR not quoted (is that allowed?)
HSBC email offered me a balance transfer, 12 months, 1.9% per month, 2.9% fee. They didn't quote an APR so I worked it out... at over 22%. It's not an unreasonable rate in the current climate. But it's a lot higher than I expected it to be! I didn't take advantage of the offer, by the way. But I thought it might be worth…
