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Why am I 0% eligible for ALL balance transfer CCs?
Just punched in my numbers. Every. SIngle. Card. Is 0% eligible. My credit score is 750 if that matters. I haven't defaulted on a card in years or had any missed or late payments. I'm not on the electoral roll yet even though I registered for that on 09.01.19. I owe 20k on unsecured credit cards and I'm thinking about just…
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Money Transfer Card
Hi I want to have some work done at home, and the cheapest way to do it is a money transfer. Barclaycard are doing a 1.9% offer till Oct 2020, but this is also my spending card (cashback) which I always pay in full. I can't apply for another Barclaycard, but they have said there should be no penalty by keeping it for…
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Section 75 Claim - Hotel Overcharged Me!
Okay so this has been going on since July 2018. I booked a hotel through Booking.com and the price was a lot cheaper than anywhere else. Stayed at the hotel and paid on checkout with my credit card to the hotel. After leaving, I notice I was charged a lot more money by the hotel than what I was quoted by booking.com. I…
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EGG CREDIT CARD PPI Charges
Was PPI included in EGG Credit Card Interest Charges?
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Section 75 Replacement Flights
I had booked a return flight between the UK and India on Jet Airways, which now seems to be heading towards insolvency. My outward flight has been cancelled, and they're refusing to reroute me 'at the earliest opportunity' as I am entitled to under EU law. Fortunately, I booked using a credit card, so at least my funds are…
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Card debt sold to new com
A new company has taken over my debt. I was paying £1 per month.However as the debt is over 6 years old, I wonder if I don't acknowledge the new company requests could I avoid anymore payments?
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Prepaid Cards
Hello good day all, Are there any cards that are available for international residents? So far from what I've seen, a requirement for all prepaid cards is that you must be a UK Citizen.
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Best Credit Cards for Spending a lot quickly
I'm getting married in a few months with my honeymoon to follow straight after. As a result I'll be spending a lot of money in a very short space of time. What's the best credit card from a rewards perspective to maximise what I get back from this spending?
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First Credit Cards Advice and Car Hire Abroad
Hi, I have an excellent credit score with experian but am in receipt of benefits. I have just got my first credit cards for car hire abroad. I was successful with Capital One with £750 limit and Aqua. These will be worse than using my Barclays debit card though. So I have got a Monzo and Starling account for use abroad and…
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Over Limit fee's caused by interest charges
I have recently been hit by some £12 'over limit' charges from 2 different Credit Card companies - and on every occasion the crime of being over my credit limit was triggered by them adding an interest charge. As I don't know precisely when, or exactly how much, that charge will be until it's passed, this seems rather…
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When does PRE-APPROVED actually mean it ?
Hi All, Your thoughts and wisdom are required. I’m coming to the end of a 0% deal with M&S, so I was shopping around for another 0% deal and thought I’d use the Virgin Money card eligibility checker. I was delighted to find it’d been pre approved and the automated system then pre filled in the information that I’d already…
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AMEX payment duplication
Any payment I make to my AMEX card is duplicated on my online recent transactions statement. Is this happening for anyone else?
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Pure card received in the post
Yesterday my daughter received one of these debit cards in the post. She is under 18 and has not applied for it and doesn’t want it. We are going to shred it and destroy it. However, I am curious as to where it has come from, as another forum stream suggested it is a work place benefits card. She is not employed. Does…
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Can you refund and then ask for the money back???
Hi, So with a little help from a friend last month I managed to completely pay off my 'Very' account balance. Upon doing so I was told I was due a refund of £xxx, this would be refunded and in 3 working days my account would be closed as requested.:T Today I attempted to log on to the account to check it had closed. What I…
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Paying Halifax and MBNA from NatWest
I bank with NatWest and have 2 credit cards that I pay off through either my online banking or, usually, my banking app. Something has changed at MBNA because their app logon process is now identical to the Halifax app. I'm guessing that they now use the same app provider. MBNA also has a new statement style and,…
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Paid wrong credit card
Hi would appreciate some advice. I currently have a large balance transfer on my virgin credit card and somehow before I was due to leave for a long weekend break. I ended up paying my Halifax credit card instead. My virgin payment is always due at the beginning of the month and my Halifax towards the middle. I made a…
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Credit Card Advice for £700 Purchase
Quick question. Want to spend £700 but would prefer to have a bit more cash in the bank at the moment. Can I get any old 0% credit card for 12 months and pay it off monthly? I don't think for a low £1000 I'd have any problems but might be a good way of having a temporary 0% loan? Just making sure.
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NewDay (Marbles, Fluid, Aqua) changed criteria?
For probably a couple of years whenever I used the CC eligibility checker Marbles, Fluid and Aqua showed up at the top of the list with 95% or pre-approved. I've never taken one out because the offers weren't that good (short balance transfer period, high standard rate) instead opting to try to improve my credit report and…
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Amex Platinum Cashback Query
Before I go and ask Amex the question wondering if anybody here can help. Background: I need to pay the balance on my honeymoon before beginning of September, I have all the cash saved so might as well maximise the rewards for doing so. I have never held and Amex (so eligible for intro offers) and the company accept Amex.…
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Credit Card Money Transfers
Hi - thank you in advance for your help! I have both a 0% balance transfer (4.5% fee) and money transfer offer (5% fee) on an existing card, with both offers being for the same period. I plan to use the 0% offers to have work completed to a new house so does involve cash payments to trades so a money transfer would…
