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How much interest will I be charged to transfer money to my current account!
I have a Starling MasterCard account and a Vanquis Chrome Card 29.5% APR credit card. I am aware money transfers carry a £3 or 3% fee, whichever is higher. If I was to transfer £30 to my current account, the fee would be £3, but would this be a one time fee or would I ave to pay £3 every day until I pay off my credit card…
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Best way to use credit card
Hi. I've just applied and been accepted for a credit card to help improve my credit score. I was going to use it for some of the monthly essentials such as diesel then pay the money straight off the credit card. Or am I best waiting for the statement to come in, then pay it? Will I be charged interest if I wait for the…
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Nationwide Select CC
I am trying to find some info regarding this CC and as per usual I can't! I currently have a 0% BT on my Nationwide Select. I had hoped to have it paid off before I go on holiday later this year. Due to some unexpected bills this is not now going to be the case, I will have about 500 left owing on the BT. I am sure I read…
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Tandem card - my terrible experience.
I wanted to share my experience of the Tandem card and warn others! I have a perfect credit score - 9999/999 on experian and have never been refused credit. I have a mortgage, a good wage, and I've been stable with all of my accounts for 5+ years. I applied for a Tandem credit card and was surprised to find that I've been…
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AMEX Offline or Online
Hi MSEers, Quick one, was on a plane the other day with a colleague. That person's AMEX (BA Credit card) didn't tap for contactless on the onboard card machine for the drinks and food service it said operation cancelled or something on the screen but mine AMEX (Charge Card) did tap and went through first time. The amounts…
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Section 75 credit card and/or chargeback
Hi, I purchased two hot tubs and some jukeboxes from an online auction. I paid the auctioneer for the items and delivery. The jukeboxes were sent on a separate delivery and arrived ok. The hot tubs on the other hand, I was told were undeliverable, firstly because they couldn't get up the small slip road to my house and…
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Quick question
Hi all, Can my friend transfer money from his current account with Halifax to my aqua credit card? My balance on my credit card is £300 out of the £900 possible to borrow.
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Clarity Card Repaying Pending Transactions
I noticed while on holiday this month that cash withdrawals were going through as pending transactions and taking a day or two to appear fully on the statement. Unfortunately I also found out that both the app and the main website no longer allow repayments above the official balance. Even where you have interest bearing…
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Curve card now refusing refund?
I purchased an airline ticket about a month ago using halifax clarity card linked to curve card. The transaction appeared on both the Clarity card pending transactions and Curve card as £96.01. That was on 07 March. On 11 March two further transaction appeared on Clarity card pending transactions. This time it was for…
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Credit Card Repair Secrets book
Anyone vouch for this book that was published this year? Is there are an alternative source of this information? https://www.amazon.co.uk/Credit-Card-Repair-Secrets-Discover-ebook/dp/B07M6ZYNWS/ref=sr_1_fkmrnull_1?keywords=credit+cards+score+700&qid=1553894001&s=books&sr=1-1-fkmrnull
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Credit limit
Hi. Hoping for some advice. Around 6 weeks ago I wanted to transfer around £3000 so I successfully applied for a 28 month M&S balance transfer card, however when it arrived the limit was only £500, despite me using an eligibility calculator. I've now transferred the £500 to the M&S card. At the moment, and according to…
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Buying foreign currency with Monzo
Would like to buy foreign currency (from Tesco) and I want to pay with my Monzo card. but will that be considered a cash withdrawl? Am I then stuck with not being able to withdraw more than £200 (per 30 days) and wont be able to withdraw cash while abroad? What is the deal with this?
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Barclaycard Balance Transfer Re-entry
I was accepted for the card all good etc. When applying for the card I entered in two cards I wanted to balance transfer, however when I logged in for the first time they were not visible. So I redid them and got the email to say they have been processed, However I later saw a note saying “If applying for the cad and…
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Balance Transfer help
Hi, I have a credit card where most of the debt is interest free but there is some of the balance that I am being charged interest on. I have an second old credit card that have offered me a 0% balance transfer but the credit limit on this card will only cover the bit I am being charged for on Card A. If I did a balance…
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Looking for a high credit limit card
Hello all, I have a fairly good credit score (somewhere in the 700's) and am looking for a card with a high limit. The highest limit I currently have is 9k on one of my cards. I have a few other cards with limits of 5k, 1k and 4k. I need a card with ZERO interest for 12 mos and a credit limit of 8-10k right now. Does…
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Should I claim under section 75
Hi All, Wondering if someone might be able to offer some advice please :) I purchased a £700 bed for my son on the 27th September which was finally (and not without chasing) delivered and installed 7th December. Unfortunately the draw fronts for the bed were "not packed into the van" and therefore we were left without…
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Saga Credit Card closes online portal early
To add insult to the injury of closing the credit card, Saga have closed the web portal early! They said in their last letter (mine is dated 23 March) "You may wish to print your statements as the online portal will close on 28th March". Well, it is 23:25 on 27th March, and the portal is already closed! What disgraceful…
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Advice on building credit
Hi and thanks for clicking my link. I am 27 years old and have made a mess of my credit. I recently paid them all off. I had a lot of cards and a lot of stores with credit Very studio etc. I am trying to rebuild my credit but wanted some views/guidance on how to do so. I currently use one credit card and my credit on…
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NewDay card fraudently used - how long to resolve?
I ordered a new Amazon Platinum credit card and unfortunately it was intercepted in the post and never made it to me. I called to report it hadn't arrived (I was suspicious because my Pin number had already) and they told me to wait another 5 working days. In that time the card was used by someone else to pay an EDF energy…
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Capital one credit card application question (uk)
I applied for my first credit card a couple of days ago from Capital one, today I recieved this text, Thanks for your application, your reference no. is xxxxxxxxxxxxxx. Your account is being opened & we'll be back in touch in the next few days. I was then able to sign into the Capital One website and it is showing a credit…
