Looking for a high credit limit card

Candelabra8

Hello all,

I have a fairly good credit score (somewhere in the 700's) and am looking for a card with a high limit. The highest limit I currently have is 9k on one of my cards. I have a few other cards with limits of 5k, 1k and 4k. I need a card with ZERO interest for 12 mos and a credit limit of 8-10k right now. Does anyone know of a card company that typically offers generous CL's? Thanks :A

Willing2Learn

A number of banks will tell you the expected credit limit, as part of their eligibility check (soft search). This is a relatively recent development. But a number of MSE members have reported this on a number of threads...

Edit: And welcome to the forum

[Deleted User]

No one knows until you apply.

Also your score is irrelevant when lenders make their decisions.

It boils down to affordability, current limits, repayment histories etc.

Willing2Learn

!!! wrote: »

No one knows until you apply.

That is not strictly true any more. There are a few banks that now advise you of your expected credit limit as part of their eligibility check...

A4445

Mbna, Lloyds, Halifax, BOS and Nationwide will tell you an estimated limit.

Nebulous2

Barclaycard and MBNA have traditionally had high limits. I also got a good limit from Virgin.

Matt117

Your score is just a number.
I have poor credit, recently had a CCJ clear 2 years ago, I was accepted with BC with a limit of 6k I’d suggest they probably have the higher lending along with virgin.