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MSE NEWS: Lloyds Avios Rewards American Express card holders hit...
Lloyds Bank customers who have an Avios Rewards American Express credit card are being urged to check their statements after a spate of fraudulent transactions targeting the rewards card...Read the full story: 'Lloyds Avios Rewards American Express card holders hit by "fraudulent activity" - here's what to do' Click reply…
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Sainsburys Employee Applying for credit card.
Will it increase my chances that im an employee or not because the mse free calculator says i have a 30% chance of a successful application but obviously it doesn't take into consideration that im an employee. I've checked the staff website and it doesnt seem to have any information on it.
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balance transfers
Hi, I have two credit cards one that i use for purchases (lloyds) and one for balance transfers (barclaycard), the one that I use for balance transfers is about to come to the 0% period and I still have a balance on it. My lloyds card has a balance on it also. My plan was to transfer my barclay card onto my loyds to create…
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Fraudulent transactions on Lloyds Avios Amex cards
If you own a Lloyds Avios Rewards Amex card, you'd better check your statement, as it looks like many people got their cards cancelled because of fraudulent transactions, as reported in other forums. I got mine replaced at the end of October, after I spotted a couple of unusual transactions in a couple of shops in the US…
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Question about Nationwide Credit Card payments
Morning all, I have a question (probably a stupid one !) about how Nationwide take monthly payments on credit card accounts. I have a Nationwide credit card which I normally use for internet purchases and, until a couple of months ago, it was set to pay the full the full balance, which it did. I recently did a 0% balance…
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0% interest on Purchases - which card?
Hello. I am in kind of rush so hopefully someone can recommend or provide a link to the most independent place where I can apply for the best 0% credit card so I can get it before Black Froday when I intend to spend a small fortune on new tv and several furniture items. My current two credit cards from Halifax dont have it…
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Lloyds CC - allocation of payments - help
Hi, I wonder if anyone can shed some light on this? I was under the impression that when you make payments to your credit card they will allocate it to highest interest rate on the account. My balance is broken down in to three: 1) Standard 17.7% APR purchases = £1,880 2) Balance Transfer 0% = £797.17 Expiry 06/2019 3)…
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Advice on dealing with CC debt...
I took out a Virgin Money credit card to avail of balance transfers to get me through a tough period. I am close to the max limit on the card having borrowed over £2k for which I am meeting the monthly repayment on of about £25.00 - £30.00 approx. This is manageable but ideally I'd like to pay it off sooner if possible.…
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Watch out for minimum payment
This isn't a question, only to warn others. I just switched a credit card balance to Barclaycard on their 0% until February 2019 balance transfer deal and their minimum monthly payment is nearly £50 more than the previous card company's. I've been doing this for over 10 years and this is the first time the minimum payment…
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Section 75 help - what can we claim?
To cut a long story short my mum, me and my two children went on a coach trip to disneyland paris in July, it was a disaster, nothing was as described or booked, kids crying. The company we booked with are not affiliated and have no intention of refunding the money so we have subsequently found out. CAB & TS have been…
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Credit Card To Pay Off Overdraft
Can you use a credit card to pay off your overdraft so much a month to lower the fees, I am with Lloyd's and I have a £800 overdraft which after so many days I am using once my rent bill payments have been taken out. But my daily fees are £1.12-£1.13 each and I have found out that they do not take it out at the right time,…
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Should I take out credit card or loan?
So I'm a filmmaker and I'm beginning the process of making a short film. I have already engaged in the services of a casting director to which I must pay £3000 by next week. That's a different story entirely but I currently can't pay that from my personal account so I was going to take either a loan or credit card. I was…
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Lloyds to MBNA Balance Transfer
Hi, just applied for that new MBNA 38 month balance transfer card. I just realised (thought it was owned by BOA) that MBNA is owned by Lloyds. The reason I got this card is to transfer a balance from a Lloyds Bank credit card to the MBNA one as the interest-free period is expiring. This wouldn't be a problem right? Thanks…
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Joint Credit Cards wanted.
I am finding it difficult to find a joint credit card, with the same number, to share equally with my wife. With Tesco I am the lead card holder. So only I can unblock the card after a shopping spree in London and it gets declined. Resulting in an unhappy wife. (I was not in London) Despite already giving my wife as much…
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halifax putting credit card interest rate up
Had a letter from Halifax to say they are putting up my interest rate (Halifax Clarity card) because of "changes in my financial circumstances". However, nothing has changed. Now heres the thing - I always pay the balance in full every month, so the only time I pay any interest is if I draw cash abroad. So, in a way I…
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Over 50's Credit Card
Is their such a thing? As I keep getting declined credit cards based on a decent household income I think based on my age.
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Student considering a credit card due to financial hardship (please read properly)
Ok so heres the jiffy. I'm 20 and in my first undergraduate year at Liverpool. For the past 2 years I have been working and studying at college which I had to pay for myself as my tuition wasn't covered in my second year by the government due to my age. It cost me around £3000+ which I paid for by working part time and…
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Balance transfer from foreign credit card
Hi, Does anyone know if any of the 0% balance transfer cards allow credit card debt to be transferred from a credit card abroad. It is from hungary which is in the EU and its a Mastercard supplied by a lical bank. I am all set up here for over 10 years paying off a loan all on time and also a credit card approx with £1500…
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Sainsburys 0% 28 months - fee refund?
Hi all I recently needed to switch my 0% credit card from Barclaycard and, having completed the MSE eligibility checker, I decided to go with Sainsburys 28 month. I recall MSE saying somewhere that it was fee free because I could claim back the balance transfer fee, but that I'd need to apply to claim it back. Trouble is,…
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Halifax Clarity Credit Card
I have noticed now on a couple of occasions when making payments abroad in local currency that the GBP amount for the transaction whilst it is in the "transaction pending" phase is significantly lower than the amount I finally get charged for the transaction. Just wondering if any other owners of this card have noticed the…
