0% interest on Purchases - which card?

PawelK

Hello.

I am in kind of rush so hopefully someone can recommend or provide a link to the most independent place where I can apply for the best 0% credit card so I can get it before Black Froday when I intend to spend a small fortune on new tv and several furniture items.
My current two credit cards from Halifax dont have it and I want to spread the repayment for around 12 months or So. Hoping to apply to ight or tomorrow the latest so I have it by next Friday.

[Deleted User]

Next Friday will be unlikely, with the exception of going into a Metro Bank, but I don't think they do 0% promos.

You may be better off phoning to cancel one of your existing cards in the hope of being offered a promo.

[Deleted User]

There are many websites that compare all manner of things including CC's as its a minefield I would hate to recommend one only for you to find a better deal.

PawelK

Thanks. I also fear it may be too late to get it before next Friday. Another option is to find a cc with 0% balance transfers and first use my existing card and transfer balance when new card arrives. But is thereany cc with completely zweo percent? Whenever i see the offers, it says zero fee for transfer but some percentage of the transferred balance etc.

[Deleted User]

There's a small number of fee free BT cards. Check the BT cards section.

https://www.moneysavingexpert.com/credit-cards/balance-transfer-credit-cards?&_ga=2.234698014.1854222195.1510564182-410419374.1492517866#barclaycard37

Kim_13

See this article for a round up on the best purchase cards: https://www.moneysavingexpert.com/credit-cards/best-0-credit-cards

New purchases are often to be avoided on balance transfer cards, so only go for those if you want to shift an existing balance.

[Deleted User]

Barclaycard are very quick to send out new cards.

Candyapple

Just to give you some recent experience, my OH applied for an MBNA card about a fortnight ago and it arrived on day 12.

StopIt

If you're needing it quick?


How about using PayPal Credit, giving you 3 months 0% credit, then applying for a Money Transfer 0% card to put it onto. That way taking away some of the time stress involved. See below for a guide on how these work.


https://www.moneysavingexpert.com/loans/cut-loan-overdraft-costs

redux

PawelK wrote: »

Thanks. I also fear it may be too late to get it before next Friday. Another option is to find a cc with 0% balance transfers and first use my existing card and transfer balance when new card arrives. But is thereany cc with completely zweo percent? Whenever i see the offers, it says zero fee for transfer but some percentage of the transferred balance etc.

They seem to be zero fee for up to about 2 years, ~ 0.7% for 30 months or so, and ~3% for the longest ones.