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Tesco credit card
whats minimum amount on Tesco credit card when you apply first time?
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credit card cash transfers
hi , if i pay a company with a cash transfer directly from my credit card into there bank account . through there bank ie walking into loyds and ask to do this . am i still protected for the purchase ? many thanks
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Increase credit limit?
Was given an £8k limit when applied for card, but want to increase it. What's the best way to go about it please? It's not been a year yet, should I wait for the 1yr anniversary? I have been using the card a lot and always pay it off in time, well at least the minimum, it's zero % for a while.
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Balance Transfer and Credit Limit - Advice Needed
I'm looking to transfer the active balance from one of my credit cards (as it reaches the end of the 0% period). I also have another card with an active 0% balance. I'd like to know whether the fact that between the two cards, I think I've reached the 'limit' of my available credit, so will I find it difficult to get the…
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Anyone had much luck with section 75 claim with Natwest
Has anyone had much luck with a successful section 75 claim with Natwest? Any tips and advice welcome I have a faulty item from Victorian plumbing which was bought in feb, but despite telling the retailer straight away they have spent months fobbing me off saying they will get back to me but never do. they even told me i…
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Which money transfer credit card?
I am looking to borrow 6k and am realising the best approach is to utilise 0% money transfer credit cards. However, despite having a 100% chance of being accepted for these types of credit cards (e.g. virgin money), there is no indication what my credit limit will be. The MSE credit club provides me with a very weak…
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MBNA Application
Hi,. I already have an MBNA Platinum credit card and this morning I have applied for MBNA All Round credit card which was accepted however they did not say how much credit limit it would be. In previous years I have opened and closed MBNA cards but all gave me credit limit at the end of the application. Has anyone recently…
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Sainsbury's CC Does buying Euros count as a general purchase
HI I have just received my Sainsbury's CC and I am currently considering purchasing some Euros from Sainsbury's in the hope that I will benefit from the 31 months interest free period I receive on other purchases. I know that some types of credit card usage can interfere with the interest free period so I'm reluctant to…
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Cancelling BarclayCard and also lowering limit
Hi, I have managed to clear both my Barclay cards ( one used to be a egg card ). One has been paid off and the other has been transferred over to my MBNA card. We managed to pay my Wife's card off a few years ago so that's all good. I do remember when my wife rang to close her account (Barclaycard ) it was a nightmare she…
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Can you open a new account with Very after closing one previously?
About two weeks ago I closed my very account as I thought I would have no use for it. However, they now have a sweet £200 cashback offer for the new 2017 Macbook pro which I'm hoping to take advantage of. Can I open a new Very account again? Would this negatively affect my credit score?
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Won section 75 and refunded by card provider then retailer refunds me
Hi I submitted a section 75 claim as a retailer would not refund me after cancelling my order. I won this and the card provider (capital one) put the money back on my card on 22-05-2017 as a PURCHASE ADJUSTMENT. I went to check my card balance today and noticed the retailer must have had a change of heart and refunded me…
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bank card like oyster card
hi all.. does anyone know of a bank card that acts like an oyster card. ie. contactless but crucially no embedded bank details daily credit limit auto top up one a day or once a week limitted amount of credit so if i loose i only loose £20 say.. regards andy
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Credit card and mother in law death
Hi, Wonder if anybody could help please. My mother in law has a credit card which was issued by Nat West got into debt and the debt went to Westcot July 2016 where she paid £1 a month. As she has now passed away on Sunday my sister in law rang them and they said it would now be passed to Royal bank of scotland, which has…
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section 75 chargeback
Anyone had any joy in getting help on a faulty product? My ps4 is 6 months out of its warranty, and gone belly up.Sony and argos wont do anything at all unless i get an independent report done(i have no idea where to get this),ive spoken to MBNA who are sending out the claim forms.Im just wondering what my chances are?Im…
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Tesco credit card fraud
Today I was made aware of an online groceries transaction for almost £200 that was made with my card. When I told Tesco fraud (who contacted me) that it was not with my blessing they have stopped the card and now I can't use it. More the point, what will happen to the scumbag who has tried to use my card at the other end…
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Refund to Vanquis leaves them owing me £335?
A refund from a company onto my Vanquis credit card will leave a positive balance, in my favour, of £335. What are my rights to having this refunded to me? If any
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Balance Transfer
Hi All, Just wondering if anyone else had the same problem as me? I wanted to do a Balance transfer (I just didn’t want to pay the Interest fee’s back to my bank, so I was trying to be clever) I did the eligibility check and was offered the 0% spending 0% Balance transfer on a 38 month card with MBNA. Happy Days! I went…
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Post Office Travel Money Card
I'm not sure if this is the right sub board, however.... The Post Office have revamped their travel money card so that you can put on US, Australian and NZ Dollars on it and use it abroad. An interesting conversation has arisen, my son is travelling the world, he wants to buy a scooter in Mexico to travel around - he has…
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Best Credit Card for Withdrawing Cash
I am looking which is the best credit card to use for withdrawing cash. I am looking to withdraw a maximum of £500-£1000 over a 3month period and then pay it all off as I need to cash to pay some bills on the short term.
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Any CCA Success Stories?
I've just spent hours looking through various threads on CCAs but I haven't found any who have posted they had debt written off or F&F settled as the result of a CCA request. I was about to send CCA requests to all of my creditors (all pre-2007) but have now got the willies after reading some get heavy with threats of…
