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Debit card protection abroad
Hi, we are in UAE and my son thinks he may have been scammed. Is there any debit card protection if used in UAE? Thanks (sorry if this is the wrong forum)
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Household income on application ?
Hi, I've never had any form of credit before and am hoping to start building my credit history. One of the best ways seems to be with a credit card, after looking around and using the sites eligibility calculator I've decided to apply for a Vanquis chrome card (good for bad credit or people with little to no history). My…
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Balance transfer - best option
I am coming to the end of my 0% interest period on my current card and there are so many options available. I would really like to keep the costs down and though I have never applied for a no fee 0% transfer before, this would probably help keep transfer costs down as I have close on £5000 to transfer. I was wondering if…
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Tesco credit card
Do you have to pay annual fee for Tesco credit card?
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Cancelling "Poor Credit Credit Cards" - A Question
This has probably been asked a thousand and one times, but i've had a search back through the board and can't quite find anything that gives me the advice i'm after so i hope it's ok to ask in a new thread. The TL: DR summary is : Will it be better to use two "poor credit" credit cards for small purchases to repair my…
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Will I damage my credit score?
As it stands I have a credit score of 961 which puts me in the excellent bracket. I have only been using credit cards for two years now. I use them to gather rewards and cash back on my daily spending. I have always paid off my balances in full. Next month I am planning to do a shake up of my credit cards that I keep in my…
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Sainsburys Credit Card Limit Increase
Hi, Asking for a friend on this one; Do Sainsburys do a credit search when you request a credit limit increase? If so what type?
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Not sure what card I need.
I'm not sure what type of 0% credit card will be best for me. There is a possibility I maybe made redundant in the next few weeks/months. It's rumours at the moment but i want to make plans in case. I have 4k left on a loan @£517 a month therefore the max time will be 8 months. I can over pay any amount and plan to pay off…
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Help quick - Tesco credit card
I had a Tesco credit card and was using fine a few months ago, the balance became 0 and I phoned up numerous times to double check I didn't per anything I spoke to at least 5 people all on recorded phone calls with them not saying maybe but with them definitely saying the follow All your ties are cut with Tesco Your…
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RBS Credit Card for 'emergency use'
I have a credit card which I keep for emergencies. I've used it maybe 3 or 4 times, always paid back in full. Now I have a letter from RBS telling me if I don't use it they will cancel it. I'm going to be annoying and spend about £5.00 and pay it back straight away so it is not cancelled. Just wondered if anyone else had…
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First time credit card
Hi, I got myself into debt a few years back but have managed to pay most of it off and my credit report looks healthy again. I have a holiday coming up and I'd like to get a credit card incase I run short of cash while I'm away. I estimate I'll only need 300 pounds max. Usually because my credit record sucks I would cancel…
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Credit card payments and interest - how does it work?
Made a bit of a mistake..... Example. Jan spent £1000 on card. Bill 1st Feb for £1000. Paid £900 in Feb. Bill 1st march had interest because I didnt pay full balance. My mistake.... Feb also spent £1000 on card. In march, cleared balance from 1st march bill (£100 not paid, plus £1000 plus interest). Am I right in saying I…
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cancelling credit card, or not???
Not sure if I'm asking in the correct place or not, and this may be a bit of a long winded post, but i've searched and cant find a answer to anyone in my circumstances. OK, i had a very poor credit rating and needed to improve it, so I applied for vanquis card and was accepted, I used the card and kept my payments up and…
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Compromised Tesco Bank Credit Card SMS
I got a legitimate text message from TescoBank last night, however they're not being very cooperative on the details of it all. This is the message I received: All they'll tell me is this I've seen a few other people mention it on Twitter, but I wonder how widespread it is, would be good to know if it's something I've done…
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Amex Proof of ID after getting the card
Hello I few weeks ago, got my shiny Amex Gold, posted. Everything was ok, till this morning. I've been doing a few purchases, mainly Amazon and TfL, but today I tried to pay £408 on eBay and my card got declined. Called them and they said they needed to verify a number, and that should take up to min 10. After that no…
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Poor Credit Raiting - Looking to get CC to improve it! - Advice Needed
Hi MSE Forums, I'm currently looking to get a credit card as my credit score it too low and I don't want to apply for credit in fear that I'll be declined and keep affecting my rating. My score it really low, I checked on Clearscore and I do belive it was in the high end of the 100's So pretty low... I have applied for…
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Pushy credit card salesman - rules?
Hi, hope I'm in the right place. There has been a stand in my local shopping centre for some people selling credit cards recently. I've avoided them so far but yesterday they caught a friend off guard and he's the type of person who can't say no. He told them repeatedly that he has no income and has no need or desire to…
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AA Credit Card and document certification question
Hi there Applied for an AA 0% (30 month credit card). They've asked my for two pieces of information 1. ID 2. Proof of address (Gas, Electricity bill, Bank Account, Credit Card Statements) They want it signed by a Solicitor, Accountant, or bank official. I don't have either of the first two, and banks no longer do this.…
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BOS Premier Card stopping travel insurance
We've had a BOS Premier card for 15+ years, costing £70 every year. Basically a posh card with no additional benefits over a standard card apart from the travel insurance that came with it. They've now written saying they're ceasing the travel insurance, saying that it was only ever a complimentary service - unsurprisingly…
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Best card for card protection only??
Hi all, I don't know why but credit cards these days just baffle me. I rember when credit cards were simple but there seems to be so many different choices catering for so many different situation, I just can't seem to workout which card suits my needs.....so I'm here asking for some advice as to which one I should look…
