We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

MBNA Application

Options
starM
starM Posts: 1,464 Forumite
Hi,. I already have an MBNA Platinum credit card and this morning I have applied for MBNA All Round credit card which was accepted however they did not say how much credit limit it would be.

In previous years I have opened and closed MBNA cards but all gave me credit limit at the end of the application.

Has anyone recently applied for MBNA card and were they told the credit limit straight away?

Regards
MS

Comments

  • KILL_BILL
    KILL_BILL Posts: 2,183 Forumite
    yes it sometimes happens not just with mbna but also other card issues as well

    you can either wait until you get the card and it will appear on the letter enclosed with the card or you can call them
  • bengalknights
    bengalknights Posts: 5,021 Forumite
    Part of the Furniture 1,000 Posts
    If you already have a card they may simply request reallocation of limits from one card to the other.
  • starM
    starM Posts: 1,464 Forumite
    Rang MBNA this morning. They have reallocated 8k from my 10k unused card to the new card.

    Just thinking my credit report would shows my credit limit has been reduced from 10k to 2k will that have an affect on my credit rating?
  • starM
    starM Posts: 1,464 Forumite
    Anyone please?
  • john1002
    john1002 Posts: 985 Forumite
    Part of the Furniture 500 Posts
    Problem is by the time it takes to update the agencies, your new card with the new limit will be showing and will equal out any positive note.

    John
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.8K Banking & Borrowing
  • 253K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.8K Work, Benefits & Business
  • 598.6K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 257K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.