Balance Transfer and Credit Limit - Advice Needed

cleavonlittle_2

I'm looking to transfer the active balance from one of my credit cards (as it reaches the end of the 0% period). I also have another card with an active 0% balance.
I'd like to know whether the fact that between the two cards, I think I've reached the 'limit' of my available credit, so will I find it difficult to get the additional, temporary credit on the new card while I transfer the balance?
Is there anything I can do to reduce the effect of this?

Thanks.

[Deleted User]

How are you defining an active balance, as opposed​ to inactive?

Further credit will be based on your history, income, debts and balances, amongst other factors. Why do you think k you will get no further credit?

cleavonlittle_2

Sorry, probably complicating things more than necessary. I mean I have outstanding balances that I'm paying the minimum on until the end of the 0% period. Once that arrives, I'd like to transfer the remaining balance to a new card (I have the means to pay it off but would rather keep that in the bank, gathering a bit of interest).
I got turned down for a credit agreement on a mobile phone last year - I have a flawless credit record so the only thing I could think is that the level of credit I currently have access to has hit a ceiling.

YorkshireBoy

3 key ratios in credit scoring:

Used credit to income (how much do you owe)
Available credit to income (how much could you owe)
Used credit to available credit (utilisation)

How do you think anyone here can give you an opinion without any numbers?...ie, limits and balances on all cards, income, and any other financial commitments such as loans, mortgage, etc.