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Strange outgoing on debit card
Hi All, New to the forum so hopefully this is the correct place to post. I am after some advice. I recently got a new phone a few weeks ago and have only just got round to setting up my online banking. So I have been having a look through my latest transactions and noticed some strange outgoings as follows; 06/03 - £5.00…
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Balance transfers - applying for next card
We used a credit card to buy a car 20 months ago. The card was interest free for 22 months. The balance on the card after part-ex was £5000. We've just paid the minimum each month and now have just over £4000 left on the card to pay. I want to try and move this to a new card and from looking at the terms, now seems a good…
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0% ending at two different dates on 1 card
Hello Can't seem to find the answer to this. I transferred a balance to an MBNA credit card last May with 12 months... subsequently they offered me another 12 months in December so I transferred a different balance. Therefore I have 50% of the balance due to end on 0% this May and 50% this December. How do balance…
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What do you forego to pay off your credit cards?
I got married last July and (yes, sadly) we made the mistake of putting some stuff on credit cards. Since, I have had a drop in income due to returning to education and we are finding ourselves dipping in and out of credit cards every month. As soon as we pay one off, it goes back to about £600 due to bills. We pay all our…
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cover for a foreign purchase
I recently purchasd an expensive piece of jewelry abroad, and after an British valuation, it is not worth as much as the purchase price, . I have emailed the company off with the details, but would I still be covered by my credit card if they do not settle the differece
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Barclaycard compromised only ever used for Amazon and Paypal
Had a phone call this afternoon from Barclaycard saying police had advisedthem my card has been compromised and they needed to cancel it at once. (And yes it was a genuine call, I was not asked for any personal or cc information.) The fraud team person said my card did not appear to have been used for anything unusual and…
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Co op Visa debit card charged twice
Just doing some accounts and noticed about 6 months ago that i have numerous occasions where my visa debit was charged twice. All in about £500 overcharged! The bank CO OP say that i can only dispute these charges within 120 Days which seems unfair. They suggest getting the refunds repaid directly from the retailers. It…
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Business credit card for sole trader
I'm a sole trader and am thinking about taking out a business credit card in my business name so that it looks more professional when I'm making purchases for my business. How can I do that? When you apply for a credit card you fill in your name but I can't find an option to apply for a card as "My Name trading as Business…
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Halifax clarity card credit 'missing reward"
MoneySavingExpert.com Insert A huge thanks for sharing this. We've investigated and written a news story on it: Halifax pays out 'missing rewards' to 1,000s of Clarity cardholders - are you due £100+? Back to Whoknowskt89's original post... Hi all Very strange one... I just logged into my online banking to find on my…
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Do you have any store cards?
Are store cards still as popular as they once were? I remember back in the day every retail store seemed to offer an account card. However these days they seem to be mostly branded credit cards offered by NewDay (Debenhams etc). I have Argos and New Look account cards. They come with BNPL options and regular discounts so…
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Credit Card balance transfer help
I am in the process of finding a new credit card but have not been able to pay my current credit card off due to problems with my car so have £1600 left on my current account so will transfer the balance to a new card. I have always paid minimum payments with a bit more extra each month and always kept up to date but just…
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Returned Direct Debit to Virgin credit card
Ok, hands up, I've messed up... I recently moved my direct debit from BOS to Barclays for my Virgin credit card Stupidly, I did this 3 days before the payment was due to be taken. Even more stupidly, I cancelled the direct debit with BOS. I realised what I had done, so made a debit card payment for the minimum amount to…
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Changing payment date
I'm looking to change a payment date on one of my credit cards, as next month I will struggle to pay it. My current payment due date is 22nd March. Which is paid. So my next statement will be released on 23Rd March, making my payment due 22nd April. If I ask to change my statement date so my payment is due on the 1St of…
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How many cards do you have?
I'm not sure if I have too many cards? Currently have 3: Barclaycard: Balance £158 Credit limit £5,000 This is the card I have in my purse and use if necessary and pay in full if I do use it Lloyds: Balance £3,428 Credit limit £4,500 0% until 2020, only got for the BT, card shredded as soon as it arrived Sainsbury's:…
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MBNA - Non default of credit card
Hi Everyone, I am having a bit of a long running battle and wondered if anyone had a similar story or any advise. I started on a DMP in 2009 and made reduced payments on a MBNA credit card. MBNA wrote to say i was continuing in arrears etc, threatened several times to default my account if i didn't pay 'x' and said that my…
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HSBC Credit Card - Direct debit setup
So, my wife and I have a new HSBC credit card each for balance transfers and have attempted to set up a DD for each of these. Obviously, I want to be careful not to late pay as I will lose my 0% deal, but it seems as clear as mud as to whether my DD has been set up. Both of us have had letters saying they are set up (mine…
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Declined credit card - excellent credit score?
Hi, I was wondering if I could get some advice from this forum. I was looking to apply for a new credit card, I currently own 2 at the moment, one which has been fully paid off and haven't used in about a year and the other with an outstanding balance of £1,500, however this is a 27 month 0% purchases card with another 16…
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NatWest Credit Card Services Online
The NatWest Credit Card Services Online site is being intercepted by my McAfee security program advising me that it is exhibiting risky behaviour. This has been the case since about 2:00pm today. I have used the site and McAfee for many years and this has never happened before. Has anyone else experienced this and does…
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Putting debts together
Hi all, I wondered if anyone can help, I have 2 debts totalling £2600, each with about 40-50% interest. I am just about paying the minimum but only just. I have been looking for a way to combine them into one debt, with one of of interest and paying it off monthly. But only seem to be able to find things for people who are…
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Keep or Cancel
I've don't have a great credit history, but it seems to be getting better! I have 3 credit cards, 1 overdraft (interest free for at least 6 more months, potentially 18 months) and a loan. The Credit Cards are: 1) approx 31% APR Balance £800, limit £800 2) approx 39% APR, Balance £380, limit £1450 3) 0% on BTs for 32…
