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manually entered card details
This would actually be amusing if I were not so annoyed about it. I recently had a dispute with a staff member in a petrol station. The dispute was in no way connected to payment or anything remotely related to payment. The dispute involved the refusal of the staff member to sell me a quantity of cigarettes greater than…
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Tesco credit card and clubcard points
Hello, I've got a Tesco balance transfer card, but I also thought it would be ideal if I used the credit card to buy food every month (and pay off the food bill every month on top of the balance from my old card), due to the clubcard points you can collect on it. I was just wondering, the clubcard number on the credit card…
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Amex Platinum Hotel Bookings
Hello Everyone! I have the Amex Platinum card but the only thing I've made use of over the past year is the concierge (they helped me find a book that I was unable to). I read about the hotel benefits and how you get certain tiers at certain hotel chains. Could someone please explain how all that works? I am not currently…
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Aqau card
I applied for a aqua card and was accepted i got a message saying my card and pin will come through the post i havent recieved a email so i tried applying again and it said i was unsuccessful does this mean i wont get my card a pin number through the post
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Balance Transfer Help
I currently have a Bank of Scotland flexible loan however wanted to consolidate this on my new 0% credit card. Barclaycard tell me I can't transfer this debt? Does anyone know the best way (or anyway) to work around this? Thanks in advance
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Credit card help
Hi guys hope you're all well I'm after some advice regarding a recent credit card application I've applied for a credit card for Sainsbury's . The card has been referred / application. I'm now worried what the outcome maybe and if they decline it I currently have a nationwide credit card with a £2000 limit i owe £100 . I…
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Section 75 credit card claims
Hi I am trying to get some money back for a terrible holiday and in a last ditch attempt to avoid issuing court proceedings against the holiday company I approached the credit card company under section 75. However the holiday booking invoice is in my name as I booked it and paid the £100 deposit . The £3k holiday balance…
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Credit card limit reduced
My credit card company keep reducing my spending limit. It started as £10k and it's gradually reduced over the years to £3.5k. My normal spending on the card is a few hundred a month, and I pay it off every month in full. However, the new limit could be a problem if I want to make a few big purchases in one month. Does…
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Balance transfer question
Calling all people who have done balance transfers! If Jane pays off a chunk of Bob's credit card debt by doing a balance transfer to her card, how does that show up on Bob's card statements? Can he see who has paid it off, or is it anonymous? Would be great if a few of you could take a look at your statements and see what…
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anyone recall the argos credit card get £25 voucher
hi guys a while back i was going to shop at a gos and saw online an offer for an argos credit card. you took it out used it and received £25. but of course cannot recall where I saw to as of course no voucher has arrived! any ideas appreciated!!
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Credit score
A general question, I've never monitored my "credit score' until recently as it wasn't generally available years ago. However I signed up to the cc score on mse and I get it as part of my Bcard as well. prior to Oct 2016 my score was 995, then in Oct I applied for a mortgage, I'd paid the previous one off a couple of years…
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Wrongly charged on credit card
I authorised an initial payment on my credit card for my dads insurance in which I made it clear to them that I have nothing to do with the policy and all following payments should go to his card. The following month they charged my card again in which after talking to them on the phone they admitted it was their mistake…
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New Barclaycard Credit Limit
I've currently got the following cards - * Natwest Student - £500 limit, not used regularly for years (just put the occasional banana on it to keep it alive for the long account history) * Barclaycard Cashback - £3000 limit (was my daily card until about 18 months ago, keeping it alive for the account history and the…
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Do I need a credit card???
What's folks opinion on this very simple question? I'm in full-time work, own my own home and am solvent - I don't really have a need for a credit card, so am I missing something? Are there compelling subtle reasons tha I should apply for one?
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Aqua late payment
I set up a direct debit to pay the minimum on my new Aqua card. The card was opened on 1st Feb. Somehow the direct debit wasn't there in time for the first payment. I know this can happen but I thought I was on top of everything. I've been off sick earlier this week with flu which didn't help. These things happen and I…
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Credit Card advice for a total simpleton!
Hi, I need some real-life advice as I am financially-dense and don't want to make a huge mistake signing up to something! I have an overdraft of just under £3K which I would like (or have been advised) to put on a 0% credit card to pay off without overdraft fees and to reduce the risk of the bank pulling the overdraft and…
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Balance Transfer Rules
Hello, I'm new here and new to 0% credit cards. I have a question about transferring to a 0% card. If I transfer say £500 to such a card, can I then subsequently transfer say another £500.00 or does the transfer have to be carried out in one 'hit'? Or, does this vary from card to card? Thanks for any and all replies.…
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Section 75 Consumer Credit Act - Paid on credit card but lost original invoice
Long story short. Around April last year I bought a guest bed for the spare room. The bed has only been used about 10 times as it's a guest bed, however the frame has broken and is fairly unusable as a bed. I've contacted halifaxicon to raise a S75 claim, however they are saying as I do not have the receipt to prove I…
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Getting refunded for credit card fraud
Today I discovered over £2,000 of credit card fraud on my credit card - someone had used my card with an online travel agency (OneTwoTrip). I immediately phoned the card company and reported it and they cancelled the card and will re-issue a new one. No word yet on whether I will get refunded - obviously this is a major…
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PayPal Credit - Balance Transfer
Hey all, Has anyone had any success in transferring their PayPal Credit account balance to a balance transfer credit card? I've found a few hints of success on the t'internet however most of these are US based and according to the lovely lady on the phone this morning, UK/EU based are not required and nor do they provide…
