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barclaycard freedom rewards
Does MSE have exclusive terms as a referrer on CCs? I ask because on here the Barclaycard freedom rewards card has the 0% purchases period advertised as 25 month but on the barclaycard website it is only 12 months, the same as the balance transfer period.
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How long does No Fee BT last with Santander Credit Card?
This seems unusual but does the Santander Credit Card really allow balance transfers with no fee for the entire 15 months duration? This is obviously far greater than the usual 90 day limit that credit card companies provide? Is this right? http://www.santander.co.uk/uk/credit-cards/santander-credit-card
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Liability
Does anyone know if a person passes away with credit card debts whether their spouse is liable for these debts. They do have some savings and a house (mortgage paid off) however the wife was unaware of the debts.
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AMEX Membership Rewards referral code
Hi all, I'm taking out an AMEX Gold chargecard. Am I right in thinking that existing cardholders have referral codes which net a signup bonus which is mutually beneficial for the new and existing cardholders? Does this prevent you from getting the 20,000 initial spending bonus? And can the code be used online or is it for…
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Success with renegotiating terms of credit card?
Evening all. I am just after some anecdotes about anyone who has tried, succesfully, to renegotiate offers on their credit cards. I keep getting notifications on my Halifax credit card that the balance is being upped which is actually quite useful, because it isn't particularly utilised. I do have a balance on a different…
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Amex avios & PayPal
I I'm new to the forum so sorry if this has been covered before. I am getting married soon and have got a BA Amex credit card to earn avios with all the money we are paying out. So the question is for suppliers that have no means of accepting credit cards (photographer, band etc) can I pay them through PayPal with my Amex…
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Claiming refund from credit card
I paid for flights with a debit card. I paid for hotel with credit card Flights got cancelled due to Italian airport strikes flights were refunded. Can I claim for the cost of my hotel from credit card as although they weren't at fault and willing for us to go we could not get there we were unable to use the services? Cost…
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Declined on all credit card applications
Hi all first post, I have been trying to get a credit card with a decent APR and cash back but I am getting declined left right and centre from Halifax, Amex, MBNA, Natwest, ..... I have no adverse credit history whatsoever I currently have two unsecured loans that I have never missed a payment on and have little time on…
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Beware of foreign outlets selecting to pay in £ rather than the local currency
I always use one of the credit cards that don’t charge a foreign exchange fee, but am fed up with being stung by outlets (from shops/restaurants and even Alicante Airport duty free). Some pin machines give you the option to pay in Euros or have it exchanged to pounds by the vendors bank (at a fee!). I know to always select…
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Balance Transfer
Hi all, I have a 0% deal coming to an end with Barclaycard soon and want to transfer the remaining balance (£950) to my Nationwide card in order to pay a lower rate on the remaining balance (the Barclaycard is 34% APR). I'm aware it would have been more useful to pay off the balance before the 0% deal ended but…
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Amex Approval Times & Asking for Documentation
Hi all! First post here so hope I've not made any social faux pas! I applied this week for an Amex credit card. Specifically, their platinum rewards everyday cards which offers 5% cashback on purchases for the first three months. I've not had a credit card before but met all their criteria and have a good credit history (I…
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Credit card for booking foreign hotel
Hi I am soon booking my holiday to Thailand (doing it DIY as much cheaper) I will be using a credit card to book the accommodation. We go in November but I am booking accommodation now to get early bird deals, however that means I need to pay for them now. When I go on booking.com, Agoda, Expedia etc it says that my credit…
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Nationwide Credit Card - Statement in CSV format
Hi there, I am trying to download Nationwide credit card statements in CSV format from their internet banking site with no luck. Anyone managed it? If so, can you let me know how. Thanks, Rachael
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AMEX cashback or rewards
Hi all, I've had the AMEX Platinum Cashback credit card (the one with the fee, not the, "Everyday" version) for a few years. I spend £12,000 - £14,000 per year on it and make the most of the cashback. I'm wondering if it's worth switching to the Green or Gold charge cards. Both offer Membership Rewards. I do not travel…
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NatWest CC paid in full, still charged interest
I've used my NatWest credit card for years as my main way to spend, before paying it off in full at the end of the month. This works for me as I have quite a lot of expenses for work (flights, etc) and this allows me to claim money back before having to pay for it via the credit card bill. More recently, I've sometimes not…
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What address to Use Lloyds Banking Group Halifax Credit Card Small Claims
For Money Claims Online what Address should I use for the Small Claims Court for Halifax Credit Card ? The below address is not a physical address so does not work. Pitreavie Credit Card Operations BX11LT
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Help understanding interest
Hey, I made a transfer to bank of £2000 from my credit card which is interest free until dec 2016 and continued using my card for some expenses and have paid expenses off in full every month plus a little bit extra to wear down the £2000 slowly. But for the last few months I have been charged interest and I'm not sure why,…
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Natwest Credit Card help years on....
Hello, I took out a Natwest Credit Card in Feb 2009 and immediately ran up the £750 limit worth of debt. I stopped using the card when I ran up the debt and after moving house several times i no longer have any documentation regarding the account or have the card. (I didn't inform Natwest of the change to my address so I…
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Applied for 3 CCs in a week
Hello all, I have often wondered what happens if you apply for multiply cards within a short time (about a week) So i did it and wanted to report what happened as others might find it useful. Firstly my basic details so you can judge if this is useful to you or not... Male, 28 years young, £12k outstanding CC debt with…
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So confused please help !!!
I have a credit card and an overdraft and want to pay them both off by consolidating ! Been looking about but everything is so confusing 😔 Was looking at balance transfer but then came across money transfer .. Can anyone explain the difference please ? I completed the elegibilty calculator for both and the money transfer…
