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Victim of credit card fraud in Spain
Hopefully some kind person can give me a bit of advice. I was in a bar in Spain on Saturday night/Sunday morning and paid for a round on my credit card. I was told £60, happy to pay it so handed my card over. Bar tender put the card in the machine and I put the PIN number in, all good. About 5 minutes later, we bought…
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Virgin Money transfer
I've applied and been accepted for a virgin money transfer card, arranged a money transfer to clear my overdraft during application, recieved a text and email saying the transfer has been processed, does anyone know how long it takes for the money to enter my bank account? I've googled and found something saying with…
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best way to use 0% BT?
Hi, Just been accepted for the MBNA 32 months 0% card. Just wanted to ask what would be the best option to take to decrease my debt as fast as possible. I have never had a 0% card or BT card before. I have 13k on my barclay card (6.58% APR) and my new MBNA will have 7.5k limit (when it arrives). I was planning on just…
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Nationwide credit card online application
Hi All I'm attempting to do a soft search/applicaiton on the Nationwide site for a credit card. I get the first page of the application and then a message saying something has gone wrong when going through to the next page. Is this a problem anyone else is having? I don't really want to phone them as I want to do a soft…
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Is having a high limit on credit cards bad?
I'm wondering if its bad to have 2 credit cards with a high limit (e.g 15,000 each)? The balance is paid off in full monthly, but I'm just wondering if this can affect getting a loan/mortgage or if its not a worry.
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Balance Transfer Offer
I have two credit cards, one Barclaycard with a balance of £4230 and am currently paying £250 per month and a Capital One with a balance of £1550 and currently pay £154 per month. I think interest on both cards is about 30%. I have a three balance transfer options with Barclaycard 0% with a 1.9% fee until 1 Jan 17 (option…
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The original American Express card
Just wondering how many of you have the original American Express charge card? How do you find the rewards programme? Thanks :beer:
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Short Term Credit Card Use
I am really useless at working out what credit cards will cost and to be honest they scare me so I never use them. I do have a credit card - its a Lloyds Avios and it says that my current standard rate is 15.94% and that I have to pay 2% of the balance every month. I want to borrow £2000 for a six week period after which I…
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Short Term Credit Card Use
I am really useless at working out what credit cards will cost and to be honest they scare me so I never use them. I do have a credit card - its a Lloyds Avios and it says that my current standard rate is 15.94% and that I have to pay 2% of the balance every month. I want to borrow £2000 for a six week period after which I…
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Virgin money transfer
Is there any cooling off period if you change your mind about a money transfer?
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Credit cards
Hi looking for the best solution of paying off credit cards that I have.I have a capital one card with a balance of £999.41 with an Apr 34.9,capital one card with a balance of £758.58 with an Apr 29.9.Barclay card with a balance of £5547.75 with an Apr 18.9 not sure what to pay to what to clear off the balances so any info…
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Advice for all round credit card
Hi there, First time poster and having spent a few evenings researching and getting confused i thought it best to post my situation and ask for advice. My background, under 25, full time employed with good job (27k pa) and £1600 (out of initial £4000) debt from a stupid loan i took out at high interest last year when…
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ood payment to my account
hello. soory people my spelling is v bad as deslixkic will try my best. my CC has had a +ve payment that cleared my -ve belance and put it in the green by £900 give or take £10. I 1st noiced this when my regulare set payment was not taken. i left the money well a lone for 2 mouths. i then phoned after 2 mouths them to ask…
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Credit Card.. Help!
Hi, I was thinking about purchasing a high priced item by direct debit (pay it off in 12 months interest-free) but i was wondering whether it would be beneficial to get a credit card with 24 months interest-free and to place a direct debit on the card to have it paid completely in this period. My question is "is there any…
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Credit Card to repair Credit file.
Hello. To cut a long story short when i was younger i ended up ruining my credit file due to naivety and general silliness. Now I am in the process of repairing my file. I started off with a capital one credit card and a vanquis credit card. I am aware that the interest rates are astronomical and I was only using the cards…
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Paid Below National Minimum Wage
I was working below the minimum wage as I am 20.
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Section 75 from Europen Company
Hi I need a little advice before going down the route of section 75. I am a member of a sub aqua club based in Lincolnshire. i purchased a piece of equipment from a company in Finland on behalf of my club using a Tesco credit card in July 2015. the panel was delivered late to us in August 2015 and was not commissioned…
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Vanquish credit cards.
Hi all first post , hope you can offer me some advice although it appears I've been really stupid and lazy here. I have had a vanquis card to build up my credit since 2010 , I used it and got it to my balance of £2500, I set up a dd to pay the minimum , moved house in 2011 , informed them and pretty much forgot about it,…
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Barclaycard cash transfer
Ok I am probably being really stupid here but.... I have been offered a cash transfer from my Barclaycard to my bank account for a 1.9% fee and 0% interest until January 2017 which I thought was a good deal as my card is something stupid like 34% APR so I only ever use it and repay before I get charged any interest.…
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American visitors card without chip
I am visiting my famiy in England. My US card is not accepted by cash machines here. Is it because it isn't chipped? Can I use it in a bank?