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Clever Barclaycard and BT question
Hi all, Was hoping for some straight forward advice. Here is my situation; Barclay card with balance £2500, limit £7000. £1700 of that 2.5k on a 0% until April, £800 at 6.9% for life. Lloyds Mastercard - £1900 at 18.9% I was looking to do a BT to a Nationwide credit card I've just received with 0% for 30 months I think,…
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How many cards is too many?
A few years back we had a house extension, which went massively over the budget we'd borrowed more for, so ended up using credit cards and 0% transfer offers to effectively get a free loan rather than end up paying ££££s more over the life of a loan. Worked out well, I know what I'm doing, keep it all on spreadsheets when…
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Two Barclaycards. One online account
Hi As above. Just received my new BC Platinum BT card to add to my existing cashback cards. Am I missing an easy way to get them to show both when I login? Waiting on an answer to a secure message but thought some on here would know. Thanks, Ally
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credit card my adress different name
I have received a credit card to my address with a different name. It looks like possibly someone has applied for a credit card to my home address. What do you advise. Aqua card. I have contacted the police so far.
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Vanquis Dispute
Basically i made a purchase online for the amount of £1100 on my vanquis credit card. They transaction didnt go through because my address didnt match. So i called up vanquis to change my address was informed that i had to report my card lost or stolen and the he would put a lock around my money so it couldnt go anywhere.…
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ALDIS voucher not in todays paper???
Ive bought 2 Daily Mirrors ans there isn't anything about Aldis vouchers in them ??
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Section 75 Consumer Protection Act
If I buy goods using a Credit Card, am I still covered under the Section 75 principles if the supplier company goes bust (and I don't receive my goods) after I've discharged my debt to the Credit Card Company?
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Credit Card sold to at 17
Back in 2006 a family member started working for Halifax. she says that they forced her into opening an account with a large overdraft and a credit card with a large limit. She was only 17 Can someone give any advice to whether this was illegal and if there is anything that can be done about it it's only really come to…
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Had to send off Driving License for LUMA credit card
So I got an application for a Luma credit card. I'm going to use it to help boost my credit score. Spend £5 on it a month and have a direct debit to pay if off in full every month. Strange thing was that I had to send off my driving license (or a passport) to prove my identity. Never had to do this before. Is this a new…
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)% Interest plus 0% on Purchases - Query
I have been accepted for a 34 month 0% interest Barclaycard. The 34 months is for balance transfers but it also has 6 months 0% on purchases. My query is, does it know the difference between the amount transferred and any amount spent on it? For example, I am balance transferring £2k from my Lloyds CC to the Barclaycard so…
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Credit Card for Petrol
I am sorry if this has been posted before but I have just switched job and need help for a credit card. My new job requires extensive travel, travelling around 600-1000 miles a week. I normally fill my car at Sainsbury's as the diesel tends to be cheapest... I use a nectar card, but hoping there is a credit card out there…
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Halifax Clarity. How do add additional card holder?
No box to tick on application form on Halifax Clarity Card application for additional card Holder. Can you add someone after you have received the card?
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Vanquis Bank Credit Limit Increase
Ok before you all say, yes I know they're very high interest, but it's all I'm eligible for currently and I want to start rebuilding my credit rating. So, my card came today and has a limit of £150. The plan is to use the card for one off purchases each month, stay well within my limit and pay off the balance IN FULL each…
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Barclaycard "same product cheaper elsewhere" ?
I seem to recall Barclaycard having an incentive whereby if you found a barclaycard-purchased item cheaper within X days and Y miles of the purchase location, they would refund the difference.. ..I now cannot find any reference, terms or conditions relating to this on the interwebs Does/did it exist or should I buy glue…
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Do I open the Halifax Clarity CC now?
Hi, I'm visiting both Vegas In November and want to take a CC just incase and to use when I'm out there. Also need to apply for the ESTA before we travel which is roughly a $15 charge per person. So do I apply for the card early and use it when I pay for the ESTA rather then get charged using my normal cc. Or is there a…
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Small credit card debt - should I switch?
I've only a small debt at the moment - about 600.00 - with RBS. Should I bother to switch, bearing in mind I may want to buy something for about 1,000 on my card. Any opinions/suggestions would be welcomed.
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Sharing credit limits between 2 barclaycards
As title says does anyone have any experience of being able to transfer a portion of a credit limit from one Barclaycard to another? I have just been accepted for a second Barclaycard with the 36 months interest free for balance transfers but it only has a small limit. I already have a Barclaycard that has a good limit and…
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Lloyds Avios credit card question
I've had this card for years so can't remember but I thought they said I had to have a Lloyds current account to have it and so one got opened and I've kept £1 in it, as my main current account is elsewhere. So do I need to keep this current account to keep the Avios credit card? Do you have an Avios credit card and not…
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Question about paying off in full. Vanquis
Hi Does anyone know if credit card companies would take a reduced amount if paid in full. I have 2700 on my vanquis and the interest is a joke. I took a loan out to pay of my debts but want to know if credit card companies ever accept lower one off payments, thanks in advance.
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Consolidation Question
Hi, I currently have two credit cards in use, one for daily use which I pay each month in full, and a 0% balance transfer which is coming to an end soon. I've just applied for a new 0% and been accepted, though with a lower credit limit than the one I'm using (£5K compared to £16K). The amount I will be switching to the…
