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afternoon people balance transfer problem
first of all happy christmas !! im new here so this is my first post i have a credit card with 3 k on and im paying 50 pound a month intrest didntt relaise how easy it is getting into debt !! now im wanting to do a balance transfer and ive applied for all the 0 percent offers and have been accepted in all but only been…
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Lloyd tsb purchase Mastercard
I have a query I.applied.online for a.Lloyd credit card.. They say they v accepted but they want address proof and name.proof.. I have to submit my docs to th nearest branch.. Then they will let me know.. What does it mean??? I've been accepted or not.. Please.let me know??
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M&S personal loan interest REFUND!!
Hi I just had a really unexpected but nice surpirse... I took out a £10k personal loan 2 years ago with M&S, for some home improvements. I today received a letter from M&S basically telling me that although they have been sending me annual statements for the loan, which contained a caveat explaining I can make…
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Do I need a Credit Card to Travel Abroad
Hi, I am visiting Iceland next year and wondered if I need a credit card to travel with. At the moment I do not have one. I have a Visa Debit card and have paid for the flights with that and was going to pay for everything with it but I have been advised by the old man to get a credit card as a neccessity, I don't think I…
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Quickest/best way to clear two c/cards
Hi, I've joined up to get some 2nd opinions and advice on which way to go next. I just want to make sure I'm doing the right thing before doing something that could make things worse! I have two credit cards: Capital One Credit limit: £4000 Current balance: £3285 Current minimum payment per month: £141 Current amount I'm…
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S75 Assistance / Query
Morning all, We have recently had some misfortune over an online purchase, which is being compounded by a certain credit providers attitude. The crux of the issue is non delivery of a £300 order due to a company not having any stock and taking over 4000 orders. They have refused to send any orders out and have closed down…
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Can i block my bank card from use at fast food outlets!!!
Does anyone know of any credit/debit cards or pre-paid cards or vouchers whereby you can either block their use at fast food outlets or can only purchase healthy food options with them in?
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clutching at straws
Hi, I have just had a new turbo, timing belt and ac compressor on my car, paid with credit card. 2 days later engine goes pop, would cost around £600 to get replacement engine. Think I know the answer, but am I able to claim anything back from credit card? Thanks Darren
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Strip club scam
Hi All. Im expecting the usual serve you right/accept it answers here but I hoping there'll be someone out there with some sympathy for my situation. After several drinks on Friday I found myself in a strip club in east London with some friends. I distinctly recall withdrawing money from the cash machine inside and my…
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Looking for my first credit card - which one?
Hi All, Im looking to get my first credit card, mainly to build up some credit history should I wish to borrow money for the future. I am 23 so have never had a credit card before just used a debit card. I want a credit card where I get some sort of reward for using it preferably cash reward if possible. What are the best…
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The downside of stoozing
I don't do debt. I normally pay off my credit card every month but as i was planning some large purchases I thought why not stooze them, especially as halifax were offering a 0% credit card. Well silly me. The first purchase I tried was refused. I tried multiple times, each time refused. No text or call to ask if I were…
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Balance transfer issues.
Thank you for reading my post. A couple of questions... 1. I have a credit card with MBNA, used purely for a balance transfer. I'm currently paying the minimum. I'd like to pay a fixed amount of more than this, but have been told the only way is to set up a standing order in addition to the DD. This seems over-complicated.…
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Missed single barclaycard payment first time ever and got hectoring letter!
I always thought that I was just the sort of customer Barclaycard did not really want as I always pay my card on time each month. Some of you may not know that Barclaycard monthly billing date is variable within a ten day window each month and you never know until the bill arrives which date is this month's billing date.…
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Capquest?
Hello all, I'm new to this forum. Today I received a missed phonecall from Capquest and a voicemail saying they'll ring me back soon, I had never heard of them until now and when I Googled them, I was a little concerned considering they're debt collectors. I do have an Argos card and a Credit card, I pay the minimum…
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Barclaycard reject PPI
Found out today Barclaycard rejected my PPI claim, I used their online claim form through Barclays website. how can I attach the letter on here ?
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How do I get goods bought by credit card?
I ordered and paid for a gas stove in September and was told it woul take three weeks to deliver. No show, can I cancel the order and get my money back?
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How di I get goods bought by credit card?
I ordered and paid for a gas stove in September and was told it woul take three weeks to deliver. No show, can I cancel the order and get my money back?
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Section 75 vs Chargeback
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Credit card payment for a 2nd hand car
Hi all. Just wondering if someone could give me some guidance. I would like to pay for a second-hand car using my credit card. I have the cash in my current account. I am wondering if I can transfer the cash from my current account to my Tesco credit card ahead of the deal and then on the day of the purchased transfer the…
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Supplying credit to credit cards
Is there a site where I can supply credit to credit cards as I'm planning on setting up my own bank but I'm planning on using my cards first before I start a business.
