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Snowball tells me to pay off 0% first - is this right?
I have a card with a balance on that is 0% interest for 15 months. When I use the snowball calculator, the one that allows you to put in an initial promotional rate it tells me still to pay of the 0% interest first, is this correct? I thought that I was supposed to pay the highest interest rate first.
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Need New Card Advice
Any help would be appreciated from experience please, I Have just received my Amex card and its great. Customer service is awesome as well. :money: However like you already know Amex is not accepted everywhere like google wallet (unless your in the US) So i need another card for online use mainly. the purpose of this card…
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MSE News: Barclaycard Football gets red card – act soon to score 0% deals
"Barclaycard Football credit card users have two months to get 0% interest for life on season tickets and gym membership..." Read the full story: Barclaycard Football gets red card - act soon to score 0% deals Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all…
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Unauthorised payment taken - BuyMobilePhones
Hi, I'm new here and so I'm not sure if this is in the correct forum. Basically, BuyMobilePhones.net took money from my credit card when I had not authorised them to do so. I cancelled an order with them, then they tried to process the order again and take payment for the phone again - after the order was cancelled. Full…
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Aargh! Presumably nothing I can do? (Section 75)
Long story short. I purchased a Sony laptop for roughly £400 from Laskeys in 2011, paying by Tesco credit card. It was repaired by Sony under guarantee. Unfortunately, I sent the receipt with it when it was collected!:( (Sony gave me the impression, over the phone, I had to include it, have since said they never ask for it…
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M&S Credit Card - M&S Bank vs HSBC
M&S website states as follows: A new M&S Credit Card account cannot be opened if you have held a credit card with M&S Bank within the previous 12 months. I held an M&S credit card until October 2012 and I'm fairly certain that until that time it was underwritten by HSBC. Therefore I'm wondering if I'm now eligible to apply…
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blocked pin
:money:I have just returned from a holiday in France. I took Martin's advice and took out a SANTANDER ZERO credit card some years ago. Also took his advice on his TV programme to take just the cards you need whilst away so I took drivers licence / E111 and the above card. Imagine my horror to find that STARBCKS at the…
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balance transfer refusal
I recently applied for a Tesco cc to shift my 2 current balances to reduce my payments....I was refused due to my amount of borrowing!? I don't want more credit, just to shift it to give me a chance to pay it off!! Help!!
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Buying online from Canada
Hi So I am in the middle of building my own pc and as one of my friends regularly travels home to Canada I decided to take advantage of the cheaper overseas prices and get him to bring back many of the components. I currently have a Halifax Student Current Account with a Visa Debit card and have a couple of questions: 1)…
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Credit Card Juggling
Hi, We are in the process of a financial clean up in order to get a mortgage in the next 12-18 months (or longer depending how this goes!). Between myself and my partner we currently have 3 credit cards. 1. Mint Card - Balance £1890 and Limit £1900 (Mine) 2. Capital One - Balance £180 and Limit £200 (Wife) 3. Barclay Card…
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Euro cash on Tesco credit card
Hi, I just bought euros on my Tesco credit card (from Tesco online) only because it said I can for free basically. It said I won't be charged any cash advance fees etc and literature says it will go against my cash limit, but will be charged at purchase interest rates... Does that mean that I don't need to pay my bill…
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Chargeback for entire cost..?
Hi there, I have unfortunately dealt with another dodgy company recently and need some advice re: claiming back. I booked a place on a friend's hen weekend and paid the deposit (£52) on a credit card (Woo!) - I then paid the remainder amount I owed (£90) for my place directly from my bank and not on my credit card (Boo!…
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Can I have two RBS credit cards at the same time?
Hi all I currently have an RBS credit card which I took out last year for the 0% interest on purchases. The promotional period is coming to an end in the next four weeks. I am paying off the balance IN FULL :money: before the interest rate goes up. I now need another 0% card to use. Having researched, the best one for me…
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Barclaycard footy Season Ticket card with zero interest - is no more
Received a letter in the post from them the other day: Barclays the cash-strapped sponsors of the cash-strapped Premier League have withdrawn their season ticket interest-free Barclaycard - obviously cos us cash-rich fans dont need it. Told that I'm being moved onto Barclaycard Platinum which appears to have no benefits…
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Is capital one classic better than vanquis?
or are they both as low level as eachother? I have had a vanquis for 12 mths now and limit of 1250. Been accepted for capital one classic today (online application) , is this better than the vanquis or the same and does this mean my credit is slowly getting better? Will not apply for anymore now 2 is enough just want them…
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retention offers
Hi all I would like to know what perks people have experienced from your CC provider to keep the card & not go to elsesquare.... similar to when your ring BT before your offer ends and they say 'don't leave us we'll give you another 6 month half price etc.
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Should I close my Credit Card?
Hi, I have a few months left on my 0% deal on my Credit card. I will be paying it off before the 0% deal ends but I am wondering if I should close the card? I was going to close it down as I will have no further need of it but I have also read that closing down cards can be bad for your credit rating? This is the only debt…
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rise credit cards
is thus a a legit card anyone know?
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Barclaycard rewards - doubling?
I was looking at the Barclaycard rewards you can get with your points the other day and saw that the BHS gift cards were half the cost compared to all other stores, meaning for my welcome bonus I could have got £60 oat BHS instead of £30 at anywhere else. I double and tripled check it because it seemed odd. It has now…
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Which card is best for me...
I currently use a Tesco Credit Card which I pay-off in full every month, but we hardly receive any rewards from Tesco (eg extra points) for using this card. We spend approx £400 per month on the card. So my question..... Is there a better card for me., I would like: 1 Pay off every month. 2 receive rewards for using. 3 no…
