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Capital One Poor credit 0% card
I applied for this after reading about it on mmt; I appear to fit the criteria as my bankruptcy was in 2010 but have been rejected. Can anyone suggest why and should I appeal?? many thanks
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Balance transfer into current account from credit card
hi Apologies if this has been covered elsewhere (pls point me to it if it has) so I have a overdraft on my current account and wish to use a credit card to pay it off so i am in the black again using the 0% balance transfer from the credit card and then pay off the credit card within the time allowed. will this credit card…
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0% Loan/Credit Card from Yesterdays Email
Hi All, after seeing yesterdays email i applied for the MBNA Plat card and was accepted with a decent limit for 22months money transfer etc. it was around 11.30 that i did it and im pretty sure it said i would recieve a confirmation email but i dont seem to have? i ticked the electronic signature and saw the terms and…
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Best card for abroad?
I'm going to be working in mainland Europe for 6 months come February, and I'm somewhat worried about charges for using my card in another country. I'm currently with Nationwide, who used to have zero charges for using their FlexAccounts when used abroad, but that's changed since I last had to leave the country. Anybody…
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Bad credit credit card/rebuilding credit
Hi everyone, if you are reading this then thanks, just a quick question, I have just finished my DRO in June (ie the year had passed) I have since took 2 loans and repaid in full and never missed a single payment. They called me about a month ago as a courtesy call saying they were calling all their customers whom had…
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Amex extra points/cashback
Fairly new to this so apologies if this is the wrong place for this post or if it has already been posted. Amex are doing a Christmas promotion (if you can call it that) at the moment. Some of the highlights are: - Additional rewards (either extra 1 point per £ or an extra 1% cashback) at House of Fraser, Argos,…
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Vanquis black diamond card
Hi all, i have just applied for a vanquis black diamond card online. Had a call from vanquis who (after taking bank details for the dd) stated i had been accepted and my card would be with me in the next 14 days. I have not disclosed to them that i am currently bankrupt, albeit going thro the early discharge stage as we…
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Keep just paying credit card or reduce balance every time I can?
I was wondering... I am in the middle of paying a £2000 credit card off and what I tend to do is to reduce my limit by £100 every time I am able, but is this the right way to go about it or is it better to keep it as it is and still keep paying it as normal - am I reducing my interest by doing this? (I pay £65-£75 per…
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Ecigsbrand Scam HELP!
Today I ordered a "free" electric cigarette from a company called ecigsbrand. The p & p was £4.95 which I paid by credit card. I then got an email telling me that I'd been subscribed to receiving regular Ecig cartridges costing £79 a month which would be debited from my account in 2 weeks. I immediately rang them to cancel…
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Current Barclaycard best buy 0% balance transfer deal
Can anybody confirm if this is true as I've just spoken to CS and they say that the change from 3.2% to 2.8% represents the £30 refund. That doesn't seem right... even mathematically !
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Closing old credit cards! Got over £94K available
Just got a freebie experian credit search and results were that even though my credit score was good, available credit was a bit excessive. Anyway, looking at it, I've got 9 credit cards with available credit of over £94K. Scary. Luckily, outstanding is very low indeed - just a few balance transfer at 1.9% or something.…
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"Blocked" vanquis card?
Hi guys. Just wanted to know if a "blocked" vanquis account is the same as a "closed" account? I took advantage of a 0% balance transfer to Barclaycard then promptly closed my Vanquis account so as not to be tempted to spend on it again. Now I tried to log on to my Vanquis account to check that the account is now closed…
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ASDA Money Credit Card
Despite what it says on the back of the statement, you cannot pay it at HSBC. They refused it. VERY embarrassing standing in the queue.
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Halifax debit card chargeback
On 20th November I made a purchase through www.childrensbooksworld.co.uk using my Halifax Visa Debit card I got a confirmation email and then a few days later I went to check the order status and sent a message through the site asking when it would be despatched. I heard nothing so I returned to the site to find it was…
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Mastercard not accepted in Germany/Holland
I have just returned from a road trip through France, Belgium, Holland and Germany. While I had no problems paying with Mastercard at petrol stations I was unable to use it at a number of stores and restaurants in Holland and Germany. (This included IKEA in Holland who also refused my Visa Debit Card.) Apparently this is…
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Sent cheque to barclays but they say thay havent rec'd it
I posted a cheque last Monday 26th to pay off my barclaycard account. Now it wasn't a personnal cheque, it was from the soliciotors and I stupidly didn't take down the cheque number etc. I did put name, address and card number on the back. I sent this off with a number of other cheques which have all shown up, however the…
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Positive balance on credit card
Hi there, I currently have a Bank of Scotland credit card and bought my insurance using it. I have changed my insurance and they have given me a refund, which is over £200. Is there a way of transferring this refund into my BOS current account? Thanks, Blakestar
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Hi im new with a question
Firstly hi everyone im new to this forum i have a quick qustion if someone on here can help me out ive just signed up to a virgin credit card i didnt realise u had to pay a annual fee of £140 any way my problem is ive been spending on the card my new balance is £770 inc the fee. the min payment is £146 i called them as…
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Using Credit Card
Hi, I have negotiated the purchase of a paraglider from Hungary and I was wondering if I use my Credit card for the purchase I am protected if the item does not arrive. This is unlikely but better be sure. If not I think I will need to arrange Escrow. Many Thanks
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Experian Credit Score
Your current Experian Credit Score 03 December 2012 283 Very Poor » Find out more » View deals based on your Experian Credit Score What does your Experian credit score mean? Most lenders would regard this score as very high risk and would expect most people in this category to have serious problems with repaying credit.…
