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Credit cards in maiden and married name
I have had a barclaycard for a lot of years and in my maiden name, and I have been married for over 11 years and it's never been a problem , I pay it from my married name account and have balance transferred from my other married name cards. Just wanted to check its ok asa there were a few posts on here that worried me.
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MBNA & Santander credit cards
Hi..... I was after abit of advice. I currently have a credit card with MBNA and with Santander.... When i first got them about a year ago i was quite silly and maxed them out and missed payments and got charged a fair bit in fines.... I paid them both off and they "kindly" reduced my credit limits with them and again i…
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Credit Card in family members name
I really need to hire a car and do not have a credit card ( I also don't want one), however, if my daughter has one can she put me on as a secondary card holder? I will only use the card for the car and pay cash, then cut it up after I've used it. Is this possible? Sorry forgot to mention I don't have a great credit rating
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Making a start with CC debt, advice appreciated
Hi, My credit debt is as below: First Direct £500 21.9% Amex: £3000 24.9% Barclaycard: £6000 29.9% Natwest: £3000 29.95% MBNA: £3000 34.95 As you can see the interest rates are getting pretty phenomenal. American Express have already phoned me to offer to reduce my interest but freeze my use of the card - it was this that…
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Thomas Cook Credit Card Help Needed
Hello, I'm new to all this but found the help and advise second to none...My problem is I have a Thomas Cook Credit Card which I am currently on a Payment arrangement for as I was out of work due to illness for nearly a year in 2010 and fell behind on payments but paid as much as I could each month. I am now back in…
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Decision Time
Hi all, just need to know what you would do in this scenario. I have around £60,000 worth of debt across loans & credit cards (failed business supported personally). They are all being dealt with and have been being paid for a few years now. All is well basically. However, I have worked out that at the current level of my…
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Barclaycard - Cash-Like Transactions
Hi, I've just had an email from Barclaycard with some changes to T&C's. All pretty standard but one I'm not sure about (below). It mentions 'cash-like' transactions. Any thoughts if this includes paypal purchases (ebay etc)? And if so, how would they differentiate from paypal cash transfers? Also not great for the…
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CC and which debt gets paid first
Am I right in thinking that if you have a barclaycard with balance of say £1k and limit of £6k and you have the option to balance transfer at 0% for 6 months and you balance transfer that your payments are knocked off the higher rate balances first ie the £1k? Are there any pitfalls with this if you are paying interest on…
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Should I add another CC and shuffle?
I have a Virgin cc with approx £350, and a Halifax visa cc with about the same. Halifax have offered me a 'guaranteed cc', with 12 months interest free on balance transfers. This doesn't let me transfer balances from other Halifax cards. So, I'm thinking, do I apply for the new cc, transfer my Halifax balance to my Virgin…
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Is there a maximum time a company can wait to charge your CC?
I'm not trying to get out of paying anything or suchlike, I was just surprised at how long a company took to charge my credit card. I went on holiday on December 14th, they scanned my CC for the extras billed to the hotel room but didn't actually charge me until 27th of February. That seems a little excessive to me.
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Help needed! x
I am new to this forum and trying to find my way around so please be patient!!! I really need some advice! Our credit card has spiralled out of control and in 2 weeks the interest charged is shooting up, I have sent an application for the barclaycard cc but not heard back as of yet. We have a Tesco loan and wanted to…
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gambling fraud
i know this is to do with credit cards but there is no fraud forum and i have seen threads to do with fraud here so thought i'd give it a bash. i have been gambling in an online casino for over the past 7 months - even though this has been most days, there have never been any problems. but this time my fiance who i had an…
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Halifax Clarity Card - how do I see the amount to pay from my last statement online?
Unless I'm being really stupid here, I can't actually see how much the total of my last statement was for my Halifax Clarity Card online. I'm in the Internet Banking site, clicked on my credit card and then on the "Previous Statement" link. I can't see anywhere that says the total for that month. It's printed on the paper…
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how much interest will i pay?
hiya, If i had a card with 0% on spending for 3 months, spent approx£1200, and owe half when the 3 months is up, do i get charged interest on the whole amount spent or just the outstanding balance? confused. thanks
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When am I supposed to get my Barclaycard/Egg cashback?
Got about £16 in cash back due on the Barclaycard (the one that used to be egg). It's not a massive amount, but I stopped using it for a while whilst I waited for the dust to settle. Just checked this morning and it's showing my cashback anniversary as 1st March, but nothing on my recent transactions to show that I…
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Interest rate taking me over credit limit each month
Hi all This may sound a bit "cake and eat it too" or just ignorance on my part maybe but I have a credit card with Nat West and last year they reduced the credit limit from £4k down to £3200. For the last 6 months or so ive been paying the minimum payment on the balance which is about £3100 but when they add the interest…
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Help with deciphering the CC small print
Hello, I am looking at getting a "Virgin All Round" credit card, and to only use the bank transfer deal (no purchases etc), transferring £1350 and pay £90 for 15 months. However, I'm a little confused on all the fee's and percentages listed on the 'summary' box. I tried contacting them, but I was put through to a salesman…
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Expenses Credit Card
Hi, Ive got an american express british airways credit card at the moment, spending about £1,400 a month on expenses which gets paid off every month, Can anyone advise of a better card to use? Im not really getting anything out of the air miles to be honest - maybe i will in the future, but not at the moment, Advice would…
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length of time to wait to switch c/card?
Hi Folks Does anyone know the length of time to wait before submitting a new application to Barclaycard for a BT after the old account has been closed? Actually does the period vary from different lenders? How long to wait for which company then? Cheers guys
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Cashback in a store on a credit card
Hello, Im a complete newbie who wants to start credit card stoozing in september. If I shop at tesco's and I say spend £10 on real shopping and ask for £50 cashback does it count as a £60 purchase?? or £10 purchase and £50 cash advance?
