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AA Credit Card Reward Scam
I recently converted my AA Reward Points into a voucher for a £75 discount off car insurance. When I received the voucher I discovered that the voucher could only be used when calling the AA's car insurance quoteline. At this point I smelt a rat and was particularly frustrated as I prefer to take out car insurance online…
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Capital One Automatic Acceptance No Referal
Has anyone ever got an immediate acceptance online for Capital One recently (within last month or two no earlier)? I.e. not a referral, just a straight you've been accepted and that's final. NB: The question applies to any credit card really, not just Capital One, however Capital One was just an example as I've never…
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problems with capital one
hi everyone just looking for some advice really here is the story: i have had my capital one card for over 4 years now in jul 10 i moved house and rang them that day to tell them my new address after 2 months of not getting statements (i thought the first month might just be an accident or something) i rang them and tried…
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Capital One - Confused
Signed and sent of my credit agreement other day, I phoned them this morning to ask if they got it and she said further checks need to be done and a letter will be sent so now it seems I haven't been accepted like the letter said, I choosen not to take out PPI wonder if that's why... So I played it crafty and phoned up…
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Please will someone give me some advice?!?!
I posted this yesterday and after over 70 views no reponse! Have I posted in the wrong place? Please help! Hello! I've asked a similar question before but have confused myself! I've just managed to get 0% BT for 19 months Barclaycard and have made one transfer from Santander card. I'm also thinking of doing the following…
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Egg Card
I have received an email from Egg telling me they are increasing my APR to 26.9%, has anyone else had this? I have never been late on any payments so its not anything I have done wrong
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Santander CC - how much longer!!
hi there guys its been nearly three weeks since I applied online for a CC with Santander (their 0% 17 month BT deal) and I still havent heard anything! Anyone else had this problem? Many thanks
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what card if any am i likely to be accepted for balance trancfer on
Hi all After a bit of advice please. I have 2 credit cards with a combined blance of about 3.5k on them barclaycard initial and capital one classic. Not the whole ammount was just for fun debt. i had to move home for the health and saftey of me and my two children. majority of it was the move and i would say £300 was on a…
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Can I just stop paying my credit cards?
Hello, I am new to MSE, so hi fellow forum-ers! OK so, my question to you (sensible, helpful answers please i am not here to be judged or lectured) is what REALLY will happen if I decide to step away from my credit cards and stop paying altogether? My situation is this: When I was 19 or so I got 2 credit cards (barclaycard…
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Major Error relating to my barclaycard
Hi all, Looking for a bit of advice here. I have just taken out the Barclaycard platinum offer for a balance transfer. On Friday i was paying the minimum payment online but it said i had entered something incorrectly so i corrected this. Then i put all the relevant details in and it came up with a confirmation saying i…
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Interest is keeping me awake!
Yes I am one of those idiots who has managed to max out my credit cards and am now struggling with the horrendous interest. I can make the monthly payements, but only by the skin of my teeth and the hair of my chinny chin chin! The interest acruing while making the payements means it will take me years to pay these off.…
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getting free credit reports
my banker needs my credit report before he can lend me a loan.how can i get one free?and where?please help me
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a bit concerned - no proof of cc application
Hi, I have applied for a virgin credit card and am getting a bit concerned. I applied last week (think it was Sunday night) and then they said it had been referred and they would inform me of the decision in 7 to 10 days. Fair enough, I don't earn much so I can see why it wasn't instant. Since then I have heard nothing and…
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Can I pay a credit card balance with someone elses card?
As the title says can I pay my credit card balance off using someone else's credit card? ie: transfer the balance from my card to theirs? It would be from a Lloyds card to a Tesco card. Thanks
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A potential disaster about to happen...
Edit, sorry this is in the wrong section - noob mistake. Hi there everyone, Basically I am in a situation, about two months ago I decided to have un-paid leave from work and prior to that I had a £750 overdraft with Yorkshire Bank (current account plus). Recently when I tried going back to work my key-card did not work. To…
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declined by Aqua, but tried Capital one and.....
As stated above, I tried Aqua and got a decline on the soft check. Yey I applied for a Capital One Classic. And it has now said this... Thank you for your application for a Card, Ashley One of our team will now perform additional checks, which typically take 7 working days. In a small number of cases we may need more…
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Next and Bank account payment by cc then transfer?!
Hello! I've asked a similar question before but have confused myself! I've just managed to get 0% BT for 19 months Barclaycard and have made one transfer from Santander card. I'm also thinking of doing the following but don't know if I can- please advise! Pay Next balance with HSBC card (currently empty as I've just asked…
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Big balance transfer - apply for full amount?
After years of paying down our debts, we're left with just £9.5k on one card. However, the interest on this card is expensive, so I want to try applying for a 0% balance transfer card or a lower interest rate one. Up until the past couple of years we've had terrible credit reports, but I've checked them now, and they're…
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Capital One alternative offered
I applied for the Capital One transfer card hoping to do some balance transfers. They rejected me and instead offered a card with 0% on purchases until January and 29.9% APR. This doesn't seem to be any of the cards available on the website, is it just one tailor made for what they want to offer me? As they haven't…
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Why do I keep getting refused???
Hi, I've just been refused for a John Lewis Partnership card, this is after waiting six months since being refused a Post Office credit card (particularly odd as they give them out like sweets to Royal Mail Group employees - of which I am one), someone else 6 months before that etc etc A brief history - I got my first…
