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Second name on credit card
I am a named holder on a credit card in my husband's name. I use this card all the time to pay for holidays, goods etc. Someone has now said that I won't get the guarantee from the credit card co. if a company goes bust etc and I have spent over £100 with them. The cc company will only pay out if it is my husband who…
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Clearing credit cards - Likelihood of acceptance with my credit score
Hi all. I have 2 credit cards with roughly £2500 that i want to clear onto a single card - one is a HSBC mastercard i've had for years and the other is a Virgin Money card i originally got to do a 0% Balance Transfer and failed to clear off the balance (this card has approx £2000) on it. My credit isnt great (more on that…
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Advice on a credit card
Hi, new member here! I could really do with some advice on a credit card if possibly. I'm 24 years old and graduated from university 2 years ago. I still have a student credit card with my bank with a limit of £250 and am looking to change this to a higher limit. Because of the student nature of the credit card my bank has…
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Balance Transfer End of promotional period
Hi can someone please advise me what happens at the end of the promo period on a balance transfer, Do they add the months of 0% interest on to the top if you have not cleared the balance or do they just start charging you interest on the current remaining balance? so if I have managed to pay off 95% of the original would i…
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Credit Cards Abroad
Hi guys, I am going abroad in the next couple of weeks & have a quick question. Is it best to take a Credit Card with me for backup funds, or a debit? I'm thinking Credit Card as I'd have more protection on that?? My card is a Asda (Santander) card if that helps. As I say its just for use in a emergency as we'll be taking…
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Advice please: CC Insurance fraud investigation
My friends husband is currently under investigation for credit card insurance fraud. A decision is going to be made in a matter of days/weeks on whether or not he will have to repay a 5 figure sum. I am very worried about my friend. She has told me that her husband has asked her if he can put his house in her name, and has…
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Settlement discount?
Just wondered about accepting a settlement discount on a credit card. Is it possible that a credit card company could offset the difference that you saved against any PPI or charges owed? I had an account with capital one and they sold the debt to capquest in september 2009 and I accepted a settlement figure from pretty…
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Default
Hi there just wondering if i can apply for a credit card with a company that i defaulted with 12 years ago
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Working at heights
[FONT="]Such a useful thread I’ve been looking this topic everywhere! [/FONT] [FONT="]Working at heights[/FONT] [FONT="] [/FONT]
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Should I take out a loan to pay off CC?
Advice please! I have 3 credit cards with a combined balance of approx., £3000. I have tarted them as much as possible but am now stuck with interest on all of them. I don't want to try and move balances again as last time I did this the company just took part of the balance thus splitting the 2 cards into the 3 I now…
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MSN Report On CCA's
http://money.uk.msn.com/news/money-news/articles.aspx?cp-documentid=154994331
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paying off overdraft with credit card - Egg Money
Hi I'm hoping someone will be able to help and offer advice. my husband and I have 5 different current accounts with all of them being almost permanantley overdrawn. (authorised overdrafts). bascially, 2 of these accounts are with the Halifax (750 each) so we are paying £1 per day for each account meaning charges of approx…
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paying by cash or card?
how come some firms charge extra if paying by credit card, though others if you use cash (the latter being utility firms, mainly..) the same staff process the paymentsm don't they? i bet they dont get a slice of the extra charges..?
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Sygma flybe prizes
Out of intrest what did you guys win in the prize draw? As predicted I got the £20 virgin wine voucher which is pants
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credit card owes me?
I was surprised to see my credit card owes me £800 onmy statement. Rang them, they said yes they will write me a cheque and it has been their a while must have been an error. I only have a statements from May and it was there then. How can they owe me? I wouldn't have overpaid. Do I spend or not? Thanks
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Credit Cards Acceptance
But which credit card companies are harder to get a card from?
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payment priority... help
OK guys... Im confused I have received a letter from Barclay saying that due to change in credit legislation they are changing the way the prioritise payments, so as high interest debt is paid off before low interest date. WHICH IS AWESOME. this is the first thing I have seen done to right the wrongs of these b*tards.. but…
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Credit Card due dates
Hi, I have just applied for a new credit card. Normally I just use the one credit card and pay it off in full every month when it becomes due, but what I want to do is use a second card that has a due date say half way through the month when the other has one say at the beginning of the month. I will still pay both off in…
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Advice please regarding cc monthly payments.
Hi please can someone advise me? I have a credit card and owe almost 2k, I have been paying it back at £50 a month, it's all I can afford, I know this is stupid! Today I got a letter from the bank saying that they notice I haven't been settling my card every month. I got the cc a couple of years ago because an mot on my…
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Business Credit Card
Hi, We are a business setting up a branch in The UK right now. We have registered as a Ltd company and got a bank account ready. We are looking for somebody that can supply a credit card with the terms and conditions we are looking for at the moment. The problem we have is that we a lot of issuers seem to require that we…
