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credit cards for self employed
im self employed with no proof of income good credit score and am looking for a card to transfer the balance from my existing cards but all want proof of income anyone out there know a way around this?
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Iqor OR Fredrickson International
In 2008 I received a letter from Iqor stating I owed £138.08 to the DWP. I called this company and they informed we it was money I owed to a budgeting loan I had received from the Social Fund in 1999. I knew I had paid this loan as I started back work in the summer of 1999 and had made cash payments at my Local employment…
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Eligible for a claim under section 75?
Hi all, I'm new to the forums & would like some advice please. About 3 weeks ago I visited a private dermatologist and paid for some prescription products, which I'm still waiting for. After being told the items have been posted and "should arrive soon" they have been very difficult to get hold of for an update (left…
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Paying of a hsbc flexi loan with 0% credit card, is it possible?
I've got a 0% balance transfer credit card with barclays and i want to move the debt onto it from my hsbc credit card (easy enough) but also would like to clear my flexi loan debt with hsbc, which im currently paying a lot for and never goes down... Any advice would be cool, thanks....
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Do I have a chargeback claim?
Hi, I purchased a cooking experience voucher from The Kitchen in Parson's Green. It's meant to be a Michellin starred experience with the chef Thierry Laborde. I bought the voucher in April for my boyfriend's birthday and it had 6 months validity meaning it will expire on 26th October this year. My boyfriend started trying…
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Balance Transfer
This enquiry relates to my Virgin Credit Card In January 2010 I opened a new Virgin CC account, and made a balance transfer of amount "X" on to it, the interest free period on that balance transfer expires in April 2011 In May, they were offering interest free on purchases, I made one purchase of amount "Y", and the…
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Turned down by Santander with top notch credit score
Has anyone else had this bother. Earn 25k part salary part dividend. Have never missed a mortgage payment. Experian credit score says perfect and says i have 7k credit available. Earlier this year applied for a santander 0 interest credit card but was advised at the same time to cancel my santander card that I already had…
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Moving Overseas. Which Credit Card?
Hi, I moving to Malaysia for 3 years and have a Virgin CC. Is it better to continue using this? Will I incur charges for using it there as opposed to in the UK? Or should I wait until I'm out there, open bank account and get a CC under their terms and conditions? Confused n clueless! Thanks
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Tesco Clubcard Deals
Just tried to book the Hilton Coylumbridge for April next year using my Tesco vouchers only to be told that there's no availability for the first 2 weeks in April. Having successfully booked this break for the past 2 years I am angered by the fact that I am unable to book so far in advance and I am concerned that Hilton…
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CC Help
I have two CC's; one with a balance of just under £2k and the other with a balance of just under £4k. I am paying interest on both and would like to do a balance transfer. I applied last July and got declined. I am wondering if there is any way to sort this? My credit score is bordering between fair and good and it says I…
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paying off my credit card with another ??
hi can i use a new credit purchase card to pay off the remaining amount on an old credit card or can you only transfere the balance
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Pay off the credit card or increase my loan?
Hello, not sure if this fits into the loan or credit card category so apologies... I have a Halifax credit card which I've maxed out (£7000). I recently received a letter from them saying they were going to increase the interest rates but I have the option to cancel the card and continue to pay off the balance at the…
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spending on balance transfer card (with new interest rules)
we have a balance on a barclaycard which is 6.9% for the life of the balance. now that the new rules are coming in, does that mean i can spend some more on the card, pay off the new higher interest rated stuff first, and keep the old balance at 6.9% for life? can anyone see a problem with this? we dont have and cannot get…
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Are Barclaycard effectively offering me cash @ 2.5%?
A recent letter from Barclaycard is offering 0% interest on balance transfers until Jan 2012 (2.5% handling fee applies). An interesting paragraph in the letter states: "To allow you to pay someone who may not accept credit cards, for example a tradesman, you can now also transfer a balance directly into your UK bank…
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Denied!
Just been turned down for credit for the first time in my life! I couldn't get any sense out of Barclaycard's call centre (yup you guys weren't wrong there) so am now in the dark about why this should be. I'm pretty worried that this will be the case everywhere, as I really need a CC to make cashflow work through to next…
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Balance transfers - how to go about it?
Hi all! This is probably a really simple question, coming from a really simple guy :rotfl: I've been looking into my best options for paying off debt and it seems a credit card and balance transfer are the way forward for me. I've been looking at the MBNA Credit Card, I've not applied yet so i know there's a chance I'll…
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Halifax cards & accounts -limit reductions
This is more a word of caution than a problem. I have 3 debts linked to the Halifax to include a 6 month old Halifax Credit Card (balance 5800 against 7000), an Overdraft (balance 600 against 1000, and an Aqua credit card (balance 400 against 900). Within the last 1 month, the group have reduced the limits on all accounts…
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which card should I pay most off?
At the moment, I have about £17,500 spread across three credit cards. I have £8,000 on a new MBNA platinum, minimum payment is £80ish, it's 0% for another fifteen months. I have £3,000 on another 0% card, a post office one, which has another 11 months before any interest is due, minimum payment £75. The remaining £6,500,…
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Capital One Classic 1% cashback question?
Has anyone applied for this?If so I wondered what credit limit they offered you? As my existing card offers me £8500 and I want to buy a car soon for £7000,so the 1% seems quite appealing to me as I always clear card off monthly[..but on the application form there is nowhere to state how much credit you want..
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Interest written off. Is this possible?
Hi all. I was wondering if anyone has had an success in writing off the interest on a credit card debt? I defaulted on a credit card back in Feb 2008 and have been on a payment arrangement ever since. I have been offered a full and final settlement of approximately £4,500 on a debt of £6,000. In exchange they agree to…
