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Paying 'into' credit cards
Long time lurker, first post. Have just received a Tesco bank credit card to take advantage of the 12 interest free. The plan was to book a couple of flights to Oz and pay them of over the year unfortunately my credit limit is £400 short of allowing me to do this. The question is..... is it possible to pay the difference…
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Nationwide Gold credit card question
Hi - I'm thinking of getting a Nationwide Gold credit card but I'm a bit confused by something in the T&Cs. Under interest free period it says: Maximum 56 days for purchases if you pay your total balance on your statement, including any balance transfers, in full and by the due date. So if I transferred a balance does this…
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help !!!
hi can any one advise i applied for a sainsburys credit card on line last week i sent 2 photo copys off to them for proof that they asked for one was a bank statment (photo copy) and a copy of my council tax bill , i sent these first class registred post last tuesday i have been ringing them ovwer the week as i got a…
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Virgin Credit Card - 0% Balance Transfer offer until March 2010 - Offer removed?
As an existing Virgin Credit Card company, have been bombarded with offers to Balance Transfer any of my amounts to them at 0% until March 2011. It read "ANY balances transferred before August 2010 will be at 0% until March 2011". Previously had used a similar offer that popped up on the card and was able to do more than…
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MBNA - payments in addition to direct debit
I owe around £3400 on an MBNA credit card. This is the first month since I did a balance transfer. I've just looked at the online statement and noticed the minimum payment due is only £25 but it is due on a Saturday. I was expecting a minimum payment of around £100 (3% of the balance). Two things are worrying me. If I…
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Credit Search Help
I've recently been declined for a balance transfer and now know why! My wife whom I'm separated from has been applying online to credit cards in MY name (about 6 in the last 2 months!). I know it is essentially fraud but I'm not going down the route of police, prosecution etc, I just want the searches off! All were…
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writing off credit card balances
I seem to be getting less phonecalls telling me I can write off my credit cards and loans lately, also there seem to be nat as many new threads on here. Could it be that this whole grubby little industry is finally going away?
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Can i get my a refund if i paid with credited card
Hi Sorry not sure if this is the correct place to put this please move it if its not Just wondering if you guys can offer some advice Saw a bike on eBay which i liked the seller stated he required £100 to be paid via paypal so i contacted the seller saying i was interested so sent him £100 through paypal. rang him up to…
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Halifax cc
Just applyed for the 0% purchases card for Halifax and wondered whether they allow debt from overdrafts to be paid off? Also how would I do this?
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Post Office Credit card payment due tomorrow!
Can I still pay on time if I go into the post office and pay in cash by giro? Thanks guys
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advice please
been paying off large credit card debt got it down to under 19k total this is over 4 cards have 2 cards each, 2 on 0% 2 on higher rate. Just checked experian credit score both score 999. we have a mortgage promise in place. 1. Is it worth applying for 2 new cards so we can do 0% balance transfer? as suggested on experian…
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Egg taking direct debits but I've cancelled the account a while ago
I'm a bit fed up with Egg and wondered if anyone had experienced the same problem and could give some advice on how to resolve it. They've been taking money from my account by DD on and off for almost 2 yrs when I've got a nil balance. I've even emailed and cancelled the card and this month they've taken another 488…
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old store card
Hi, about 5 years ago I took out a Halfords deal to buy some new push bikes. The deal we took was, pay a 10% deposit and 10 equal payments to clear the balance with no interest to pay. The bikes were payed for after the 10 installments and I cut up the card they gave me. Now, thinking back, it looks like they didn't just…
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Who manages what cards
Hi, saw on here (somewhere) a list of who runs what credit card (IE MBNA runs virgin etc). Could one of you lovely people tell me where to find it please Cheers
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Credit card debt written off?????
I have been contacted by a company called Customer Mediation Services. They claim that i can have my credit card debt written of due to them increasing the credit limit on the cards without a signed agreement, if i took the card before 2007. They pointed me to the Panorama programme 'can't pay wont pay' where it detailed…
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Credit taken out after i had left the property
I have been doing to credit file clean up, after going BR in 2006 and I have found a STUDIO account taken out, I have no details just part reference from credit file. If I had taken this out it would of been in my BR but due to me not knowing it wasn't, it is not my debt. I have a copy of a tenantcy agreement showing I…
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AMEX balance transfer
first go at this. Had an AMEX card so decided to balance transfer to a natwest credit card. Why AMEX want £250 per month for a £2500 balance. Only to be told that natwest cannot deal with amex!!!! Great! :mad: Any Ideas :( Cheers
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Getting a copy of signed agreement
Hiya I am being chased by Capquest for a debt from years ago which i believed had been written off. I have asked Capquest to furnish me with a copy of the original agreement i signed. They have refused to do so saying they dont have to do that is that correct ? thaks adam
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struggling to pay even minimum payments?
Been struggling to even pay minimum payments.Taking money out one account to pay another and simply it cant continue. is it worth calling up the card companies and explaining this? what will they do/can they do?
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Bad credit:can a family member get out the card and I transfer my debt onto it?
I have bad credit card debt and poor credit. I really want one of the low interest for life credit cards but I alreay have both, MBNA and Barclay cards and a bad credit score. If a family member was to get the card would I be able to transfer my own debt onto it (and pay it myself) ? This would really help! Thanks!
