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Warning! Paying off your credit card DOESN'T mean it's clear
Warning! Paying off your credit card DOESN'T mean it's clear Be vigilant! Avoid £100s in bills & credit problems due to forgotten charges & missed payments This e-mail's typical of the many we've received, "we paid the card off, but months later they send demands for two unpaid cash withdrawals from 10 months before."…
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Argos cashback card website gone
Has anyone else noticed that the website for the Argos cashback credit card has disappeared? I know it's looked for a while like they were phasing the cashback one out e.g. not accepting new applications, but there's been no letter or anything saying they're pulling them. The website just comes up with 'Main content…
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Son is abroad with no bank acc - how get money to him?
My son has jumped on a plane and gone to work in Ibiza without sorting himself out properly first! I need to send him some money but he doesn't have a bank account over there and to be honest isn't great with that sort of thing here never mind with the language barrier! Does anyone have any suggestions how I can get some…
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Paying off cards with bad credit rating
I would like to transfer my current credit card balances to a card with 0% on credit transfers as at moment we can only pay the minimum payments on both cards which is about £400.00 per month and the interest in huge. How can we transfer when we won't pass a credit check as we normally fail this? What else can we do?…
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which Halifax card ?
Hi, Im looking to apply for a new card to transfer some existing balances. I am thinking Santander, or the Halifax, (I have been a Halifax current account holder for 15 years), but am confused by all of the different cards. I would appreciate some advise- I could do with one with the highest limit, if theres a difference.…
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world wide credit card
I am going to Mauritius in September Whats the best credit card to take and should i get it now or wait till nearer the time?
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Credit Card Sister Companies
I wonder if any of you could tell me what the credit card sister companies out there are? I understand that although you may approach one company, if you're declined credit and approach another company, that other company may well be linked to first company you approached, as in MBNA are linked to Virgin, or Halifax and…
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card reclaiming
ive think iv been miss sold ppi ive wrote to my credit card company and they sent a letter back requesting £10 to send me a list of all the insurance charges. can they do this?
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Getting back money in credit on Post Office Credit Card
I have paid off the balance of my Post Office credit card and have £19.88 in credit as I overpaid it. Why is it so difficult to get money BACK from these companies? I rang the customer service number and requested that the amount be transferred back into the account my direct debit comes out from. Apparently, they can not…
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Credit Rating
Apologies if this is the wrong place to ask this. I've just checked my credit report and it says that I have 22 credit accounts, but a lot of these are accounts that have been settled or no longer use eg mail order catalogues. If I closed these accounts, would I become more credit-worthy? And also, why do they still count…
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CC Balance Transfers
Hi, I have at the moment £1900 on a Virgin CC which is currently at 0% till July, they have just sent me a letter sayin all BT and MT till end of August will be at 0% till next year. I was hoping that I would be able to pay the credit card off in full then do a money transfer into my account to give the money back to whom…
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Credit Card Application
Hi, The wife wants to apply for a new credit card. She currently has one but it’s in her maiden name. She has changed her bank account and driving license to her married name but hasn’t updated her details on the electoral roll. Should her new application be in her married or maiden name? Will it make a difference? Cheers…
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Best cash from credit cards to current accounts
Hi All I want to transfer about £5k from a new credit card (which I need to find!) to my current account to pay off an existing loan which has an incredibly high interest rate (I got it during the recession). That is all the debt I have and I have a good salary so am hoping the credit card limit I receive when I sign up…
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Paying for something in local currency vs sterling?
Hi All I have just come back from a holiday and was curious about something when I paid for my hotel bill. The gentleman asked if I would like to pay in the foreign currency or in sterling when paying with my UK credit card. Does it matter which one I choose and if so which works out better? The same applies when…
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Problems with Mint CC
We have had a Mint CC for a very long time.Never missed or made a late payment. The limit was £10.000. June 2009 they cut the limit to £9570. When they added interest the following month it took us over the limit and so overlimit charges were made. We had already stopped using this card but they told us the card could not…
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Travel money
Going on holiday soon but can't deciede how to take money. I'm going to Las vegas, Hawai,and San fransico. I was thinking of taking some cash and the rest on a Mastercard pre pay card. Is this a good idea?
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Balance transfer query-plse help?!
Can anyone advise it its feasible for me to make a purchase on my Mint card now ie within the next few days - I am going to apply for a First Direct Gold Card & when received transfer the debt onto that as it 0% for 15months? I just want to make sure there are no hidden charges to be aware of from Mint for doing this as I…
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new egg cashback card / quidco
Hiya I noticed over the weekend in various newspaper money sections that Egg have relaunched (again) their egg card, this time with "10% cashback" through an online egg cashback store http://eggcashbackstore.quidco.com/ , run by quidco. There is some info here from this is money; obviously more on the Egg website too. I…
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Help paying Car Finance
Hey long time no speak I have a car out on finance, and i recently swapped the car not knowing this was illegal. the company now want the £3500 to clear the car finance off...i need a credit card to pay this and was wondering which one is best; I have a secure job which will see me enough each month to pay up to the…
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Balance Transfer Question
Hi, I had an outstanding balance on my Barclaycard CC at 0% of a £1400, paying back a fixed amount per month. Unfortunately I missed the last payment by a day through my own error. They charged me the standard £12 fee and small print in my statement said they would impose a 16.9% rate if I didn't clear the balance by…
