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Post Office Credit card payment due tomorrow!

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danzeg
danzeg Posts: 145 Forumite
First Anniversary Combo Breaker
Can I still pay on time if I go into the post office and pay in cash by giro?

Thanks guys

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  • stephane_2
    stephane_2 Posts: 3,076 Forumite
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    No it won't as even paying by cash, they will need 2 to 3 days for payment to be processed onto credit card
  • danzeg
    danzeg Posts: 145 Forumite
    First Anniversary Combo Breaker
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    If I phone up the Post Office credit card would they be able to do anything, or will it count as a late payment?
  • stephane_2
    stephane_2 Posts: 3,076 Forumite
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    That will all depends on how flexible they are & how you've managed your account over time, if you explain your mistake they might be lenient. You can always ask...
  • Fruit_and_Nut_Case
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    Advice to set up a Direct Debit coming in 5..4..3..2..1..
    Are you for real? - Glass Half Empty??
    :coffee:
  • danzeg
    danzeg Posts: 145 Forumite
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    Advice to set up a Direct Debit coming in 5..4..3..2..1..

    Yeah, all my others were set up, only waiting on this.

    Can they be lenient? Has anyone had any dealings with them?
  • System
    System Posts: 178,105 Community Admin
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    It's not a normal giro payment.

    The Post Office will scan the barcode on your statement and should process it the same day.
    stephane wrote: »
    No it won't as even paying by cash, they will need 2 to 3 days for payment to be processed onto credit card
  • exel1966
    exel1966 Posts: 4,978 Forumite
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    stephane wrote: »
    No it won't as even paying by cash, they will need 2 to 3 days for payment to be processed onto credit card

    More nonsense from Stephane !

    You can pay cash over the counter at any PO right up to the due date. The payment will be marked as credited the day it's paid, though will take 2-3 days to show online due to their inadequate system.

    I pay mine every month this way !
  • exel1966
    exel1966 Posts: 4,978 Forumite
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    danzeg wrote: »
    Can I still pay on time if I go into the post office and pay in cash by giro?

    Thanks guys

    Yes you can, just take the giro slip to the counter to be scanned with your payment and it will be perfectly OK. Even if you don't have the BGC slip they'll just ask you for your card number. It works exactly the same way.
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