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Cashback should I get a new card
I currently use a halifax cashback card. I pay for everything and then pay the balance in full. I also have a barclaycard that pays cashback which I got when they had an introductory offer but haven't used since. I would estimate that I spend about £700 a month on average. Would I be better carrying on with halifax,…
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Any ways to not pay RYANAIRS card booking fees?
How to beat Ryanair credit card booking charges? I book flights regularly & recently started using the "ICE" card as per this sites advise. However, Now, I am having great difficulty "loading" further money onto the card. ANY OTHER CARDS DO SIMILAR TO THE ICE CARD?
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Barclaycard...available credit switching....
I have 2 Barclaycard, one which I use for LOB transfers and has a substantial credit limit and got another one recently which I use for general purchases but limit was quite low for me, so with Barclaycard when you have 2 of their cards then you can move some of your available credit between cards to suit your needs which…
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Alliance and Leicester SBT?
Thanks to everyone who have replied to questions i've posted recently, your advice is greatly appreciated:beer: I need to transfer £2k into my bank account and was wondering if i could do this using an A&L cc (MBNA) i have at the minute (and then transfer the balance from it to a 0% cc deal my wfe has). Is it possible to…
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First 0% CC coming to end
Hi guys My first time posting,looking for some advise i got my first ever CC almost a year ago and have been on 0% since and never missed a payment. My question is as the deal is coming to an end should i cancel my card before the 0% is out, apply for another card wilst having the current CC open or is it a bad idea to…
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Help needed
Hi all, I got my first ever credit card in November tbecause myself and my wife were going to South Africa. Using advice on this site, I chose the Post Office card as it doesn't charge for foreign transactions and it was 0% on purchases for the first three months. On returning in Jan, I immediately applied for the…
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Switching to an Interest Free Card
Hello everyone, I'm new to this site and want to get as much as I can out of all the advice etc. I've currently got 2 credit cards (Barclaycard and Halifax) with approximately £5,000 on one and £6,000 on the other. What do people think the likelihood is of me being able to transfer these 2 amounts onto 1 card with an…
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Opened Littlwoods account
Hi guys, today I opened a littlewoods catalogue account on the phone, they gave me a £200 limit, is that good? also how often do they give limit increases? and what sort of increases are common? thanks for your time!
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fraud with a credit card
a credit card has been taken out in my name that isnt mine but the company are insisted i need to pay do i have to though they are checking in their fraud department but if i know with these hings nothing comes much do i have a leg to stand on it
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Next step from Vanquis?
I've had my Vanquis card over a year now, kept the account in good order always making more than the minimum payment and always on time, and had several credit limit increases. I would like to get a credit card that I can move the balance to (one with a much better APR). I applied for a Aqua card but got declined for it…
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Please help I am confused!!!
Hi all, I think I'm having a bit of a blonde moment and hoping someone can help! I have a A&L credit card with a high balance on it, I have a M&S credit card with a low balance on it. The M&S card has a high credit limit, enough so that I wanted to transfer the balance of the A&L card onto it because it is a lower rate of…
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Virgin revoked my 0%, help!
Stupidly I didn't realise that online payments took so long & my payment was 1 day late, just got this months statement & my 0% deal has gone :( This is the very first late payment, what are the chances of getting my 0% back if I call them & complain? I had no idea they could do that! Also with the new laws that came out…
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MBNA credit card payment over counter?
Hey Just wondering if anyone knows do other banks charge a fee to pay an MBNA credit card over the counter with cash? I know the slip says Co-operative Bank but there isn't one near me. Thanks Kam
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Vodafone
Hi, can anyone help me with the following problem? Vodafone are saying I owe them £373 because I agreed to try a phone which I believe I returned within 14 days. They didn't contact me for months after I'd returned the phone and I coudln't find anything to prove when I'd returned the phone. However, I did dispute it (this…
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Barclaycard Goldfish - What a joke!
My OH applied for a Barclaycard Goldfish CC which offers £30 of reward points provided you spend £100 each month for the first three months. She received the pin through and once she had received the card she phoned up to activate it straight away. She was then told that she wasn't eligible for the rewards scheme because…
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frequent flyer credit cards
We had been members of Mileage Plus (United Airlines) for about 25 years and had the Mileage Plus Visa card that went with this. Two years ago they switched the card to Amex which we have found an impossibly difficult card to use. It is not taken in the UK by many retailers, also by Councils, parking and many other…
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Advice please - would i be better off?
Hi all, i hope this is the right page for this, apologies if not. Currently i have the following credit cards: Cap One - £2000 balance, roughly £65 pm min payment Virgin - £850 balance, roughly £30 pm min payment (for some reason a/c suspended despite having a limit of £2,500) Barclaycard - £825 balance, min payment of £18…
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Catalogue 'Credit Accounts'?
Not sure where else to put this. I ordered a £2.25 item from La Redoute before Christmas (spotted on the Grabbit! board). Long story short it was never delivered and I was refunded. Since then, I get loads of junk mail from them - which I don't mind too much, as my daughters love looking through fashion catalogues. Today I…
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What is BARCLAYCARD CPU LINK?
I have an entery on my Equifax file that is worded really strangely. Can anyone tell me what BARCLAYCARD CPU LINK means please? BARCLAYCARD CPU LINK , a Bank company, has made an inquiry against your credit report on 22/02/2010 . If you were not aware of or did not consent to this search, contact BARCLAYCARD CPU LINK or…
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Available credit-good or bad
I have just found out a card i had with mint is still active. I have not used this card for years. Now i need to do a 0 per cent balance transfer soon and realise that this increases my available credit significantly. How does this effect my chances? One school of thought is that i have unused credit so dont go mad and…
