Opened Littlwoods account

b33

Hi guys, today I opened a littlewoods catalogue account on the phone, they gave me a £200 limit, is that good? also how often do they give limit increases? and what sort of increases are common? thanks for your time!

PARIS_5000

Be careful they send the statements every 28 days and sometimes you can get two statements in one month.

They made a big mistake on my account and it was nightmare sorting it out so I closed my account.

[Deleted User]

The question is... do you NEED more than a £200 credit limit with Littlewoods? If so, consider whether, if you can't buy the items cash (or card), whether you can afford them.

b33

PARIS_5000 wrote: »

Be careful they send the statements every 28 days and sometimes you can get two statements in one month.

They made a big mistake on my account and it was nighmare sorting it out so I closed my account.

yes they said they could set a variable direct debit that could come out any day, I said no thanks ha ha

b33

billbennett wrote: »

The question is... do you NEED more than a £200 credit limit with Littlewoods? If so, consider whether, if you can't buy the items cash (or card), whether you can afford them.

It is good for building credit I guess, but also you get 20 weeks interest free which is good for cash flow!

izools

b33 wrote: »

It is good for building credit I guess, but also you get 20 weeks interest free which is good for cash flow!

I thought it was 52? Used to be...

cifpower

izools wrote: »

I thought it was 52? Used to be...

I think it depends how much the item is and how much you spend.

mab2000

When I applied, they gave me a £800 credit limit (very good credit history). This went up to just over £1000 after 3 months.

Littlewoods are not bad especially as you can pay over 20 or 52 weeks interest free. If you shop around, the majority of their products are often more expensive, however, I tend to buy products that are heavily reduced from littlewoods, that way with interest free terms its a great benefit. I do know someone who has had a bad experience with them, they really mucked up on something and they too cancelled their account with them. I have had no problems with them at all though.

b33

mab2000 wrote: »

When I applied, they gave me a £800 credit limit (very good credit history). This went up to just over £1000 after 3 months.

Littlewoods are not bad especially as you can pay over 20 or 52 weeks interest free. If you shop around, the majority of their products are often more expensive, however, I tend to buy products that are heavily reduced from littlewoods, that way with interest free terms its a great benefit. I do know someone who has had a bad experience with them, they really mucked up on something and they too cancelled their account with them. I have had no problems with them at all though.

so I should get an increase after three months? what do you think it will go up to?

inmypocketnottheirs

I started with an £800 limit, then £1000, now £1300, in just over a year.

stephane_2

b33 wrote: »

so I should get an increase after three months? what do you think it will go up to?

If you use the account regularly and pay more than the minimum payment then it will increase. Was given £600 to start with few months ago and now it is over £2000, which I will never use....